CAROLINA FEDERAL CREDIT UNION

Welcome to Carolina Federal Credit Union, your trusted partner in financial wellness located at 1200 E Church St, Cherryville, NC 28021. Established in 1969, we have proudly served our community for over five decades, building a solid foundation of trust and reliability for our 7,478 members. With total assets amounting to $75,825,424, we are committed to providing exceptional services tailored to meet your unique financial needs. At Carolina FCU, we understand that managing finances can be overwhelming. That's why we offer a range of services designed to empower you on your journey toward financial stability. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to support you every step of the way. Plus, with over $13,778,250 in total deposits and a net worth of $8,160,889, you can trust that your money is in safe hands. While members can visit us at our branch for face-to-face assistance, official correspondence should be directed to our mailing address: 1200 E Church Street, Cherryville, NC 28021. Our friendly staff is available Monday through Friday from 9:00 AM to 5:00 PM to assist with any questions or concerns you may have. If you prefer a quick conversation, don't hesitate to give us a call at 704-435-0186. Under the leadership of CEO Donna Beringer and Board President Jason Raines, our credit union strives not only to provide superior financial services but also to make a positive impact within the community. With a dedicated team of 15 employees, we aim to create lasting relationships with each member while promoting financial literacy and growth. Join us today and experience the difference that comes from being part of the Carolina family. Visit our website at www.carolinafcu.org for more information or to start your membership application!

At Carolina, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is simple and welcoming! If you're a resident of Cherryville, NC, or work in the area, you're already eligible. Additionally, if you have family members who are current members or meet specific criteria, you can join too. This means access to our fantastic services like checking and savings accounts, loans, and more is within your reach! For detailed eligibility criteria, feel free to check out our resource at Carolina Membership Eligibility. Once you're ready to take the next step, opening an account is just as easy! You can start the application process online by visiting this link, or if you prefer speaking to someone directly, give us a call at (704) 435-0186. We're here to help you every step of the way as you join our growing family at Carolina, located at 1200 E Church St Cherryville Nc 28021.

At Carolina, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, ensuring that you can trust us with your hard-earned money. With a net worth of $8,160,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,073 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,442,476 in share certificates and $11,937,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,292,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,103 in used auto loans and $53,365,486 in total loans and leases available to meet your needs. Our operational efficiency is reflected in our $653,340, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees ready to assist you with knowledgeable service. Net Shares (funds available for lending and investments): $0 highlight our commitment to supporting your financial journey. Furthermore, with a total of 10,241 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina is your trusted partner. Visit us at 1200 E Church St Cherryville Nc 28021 or call (704) 435-0186 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.