Welcome to Bradford Area Federal Credit Union, your trusted financial partner since 1960. Located in the heart of Bradford, PA, we are dedicated to providing exceptional service to our community and empowering our members through a range of financial solutions. Under the leadership of CEO Susanne Wilcox and Board President James Rice, we strive to foster a member-first approach that prioritizes your needs and supports your financial journey. As a federally insured institution by NCUA since June 28, 1971, we ensure that your deposits are secure while you take advantage of our extensive offerings.

At Bradford Area Federal Credit Union, we embrace modern banking tools to make managing your finances easier and more convenient. Our online banking platform allows you to access your accounts anytime, anywhere, while features like person-to-person transfers and e-statements provide added flexibility. While we currently do not offer a mobile application or mobile payments, our commitment to innovation ensures that we are continually looking for ways to enhance your banking experience. For more information about our services or to speak with one of our friendly team members, feel free to reach out via fax at (814) 362-1438 or visit us at https://bradfordareafcu.org/ . Join us today and experience the difference of banking with a credit union that truly values its members.

At Bradford Area Federal Credit Union, we understand that managing your finances is a significant part of everyday life, whether you're planning for personal milestones or looking to grow your small business. Our diverse range of services includes Personal Banking with Checking and Savings Accounts, Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, as well as Personal Loans for Debt Consolidation. We also offer Business Banking solutions featuring Merchant Services and Business Loans, ensuring that we cater to the financial needs of our members across various stages of their lives.

In today's fast-paced world, convenience is key. That's why we provide robust online banking options that allow you to manage your accounts from anywhere at any time. Although we currently do not have a mobile application or mobile payment services, our online platform offers essential features like Person-to-Person Transfers and E-Statements to help you stay on top of your finances easily. If you're curious about how our offerings can help you reach your financial goals or if you want to explore membership eligibility, feel free to visit . Additionally, if you're interested in comparing loan rates or checking available options, our loan aggregator tools at https://www.lendmesh.com/loans/vehicle_loans can guide you in making informed decisions. For personalized support, don't hesitate to reach out via fax at (814) 362-1438—we're here to assist you every step of the way.

The Bradford Area Federal Credit Union stands as a beacon of trust and reliability in the financial landscape, offering members not just services, but a partnership built on shared values and community support. With a Total Membership of 1,423, the credit union has cultivated a strong and engaged community that relies on its financial expertise. The foundation of this trust is reflected in its robust Total Assets of 10,721,239, showcasing the institution's stability and commitment to safeguarding member resources.

In terms of financial health, the credit union boasts a Net Worth of 1,505,378, which underscores its capacity to withstand economic fluctuations and continue providing essential services. Even amidst challenging times, it maintains a steady Net Income of 0, emphasizing prudent management and operational efficiency. Members can feel confident knowing that their savings are held securely, with Total Deposits reaching 1,189,849.

Bradford Area Federal Credit Union is also a leader in lending, having facilitated Total Loans and Leases amounting to 623. This includes an impressive Auto Loan Volume of 274, enabling many individuals to drive their dream vehicles while supporting local economies. Furthermore, with no reliance on external funding as indicated by its Total Borrowings of 0, the credit union demonstrates independence and strength in its operations.

With a dedicated team comprising only Total Employees of 3, each member is committed to providing personalized service that sets Bradford Area apart from larger institutions. The solid Net Worth Ratio of 1,404 indicates effective capital management, further reassuring members about the credit union's sound fiscal practices.

Additionally, offering a diverse range of products including credit cards—with a current Credit Card Loan Volume of 211—Bradford Area is poised to meet various member needs effectively. The commitment to community-focused service combined with transparent operations fosters an environment where members can thrive financially.

For those looking for reliable financing options or comparing loan offers, we encourage you to explore all available opportunities. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .