BRADFORD AREA FEDERAL CREDIT UNION

Welcome to the Bradford Area Federal Credit Union, your trusted partner in financial well-being since 1960. Located at 52 Davis St, Bradford, PA 16701, we have proudly served our community for over six decades, helping 1,423 members achieve their financial goals. With total assets of $10,721,239 and deposits amounting to $1,189,849, we are committed to providing secure and reliable banking solutions tailored just for you. At Bradford Area Federal Credit Union, we believe in building strong relationships with our members. Our dedicated team of 3 employees, led by CEO Susanne Wilcox and Board President James Rice, is here to support you every step of the way. We offer a wide range of services including personal banking, auto loans, mortgages, and credit cards all designed with your needs in mind. While you can visit us directly at our branch for all your banking needs, any official correspondence should be sent to our mailing address: 52 Davis St, Ste 1, Bradford, PA 16701-2016. We pride ourselves on being more than just a credit union; we are part of this community. Our mission is to empower you financially while giving back through various local initiatives. Whether you're looking to save for a new home or finance a vehicle purchase with our competitive auto loans totaling 623, we're here to help make it happen. Ready to take the next step? Call us at 814-362-6779 during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. We look forward to serving you! For more information about our services and offerings, visit us online at bradfordareafcu.org.

Becoming a member of Bradford Area is like joining a family that genuinely cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, it's simple to get started. Membership at Bradford Area is open to anyone who lives, works, worships, or attends school in the area, along with their family members. This means that whether you're a long-time resident or new to the community, you can take advantage of our supportive services. Joining us not only grants you access to a variety of financial products but also places you in a community where your needs matter. For more details on eligibility and to see if you qualify, feel free to check out our website at . And when you're ready to open an account, just give us a call at (814) 362-6779, or visit us at our friendly branch located at 52 Davis St Bradford Pa 16701. We look forward to welcoming you into our community!

At Bradford Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the best financial services while ensuring that your money is safe and sound. With a net worth of $1,505,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,273,948 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have no non-member deposits to report, this means our resources are solely focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,259,233 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,746 in total auto loans. Our $0 net income reflects our operational efficiency as we work diligently to ensure that every dollar is used wisely for the benefit of our community. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,709, showcasing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being drives everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bradford Area is your trusted partner. Visit us at 52 Davis St Bradford PA 16701 or call 814-362-6779 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.