Blaze Credit Union Elk River MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blaze Credit Union, your trusted financial partner nestled in the heart of Elk River, MN. Established in 1934, we have been serving our community with dedication and integrity for nearly 90 years. Located at 17035 Yale St Nw, our branch is more than just a place to bank; it's a hub where you can feel secure about your financial future. At Blaze, we pride ourselves on our strong community ties and commitment to our members. With a total membership of over 247,960, we are dedicated to providing personalized service that meets your unique needs. Our financial strength speaks volumes boasting total assets of an impressive $4,543,826,551 and total deposits reaching $889,828,134. This solid foundation allows us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Led by our CEO Dan Stoltz and Board President Tom Heinzen, our team of 616 employees is here to assist you every step of the way. Whether you're looking for reliable loan options or seeking advice on savings strategies, our knowledgeable staff is ready to help you achieve your financial goals. While members can visit us at our Elk River location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 333, Elk River, MN 55330. Ready to take control of your finances? Reach out to us today at 763-441-3842, or visit our website at Blaze Credit Union for more information. We look forward to being part of your financial journey!

Branch History & Mission

Join Us Today!

If you're looking for more than just a place to bank but a supportive community that cares about your financial well-being, look no further than Blaze. We also offer shared service center options for added convenience, along with ATM availability and drive-thru banking for those on the go. While members can visit us at 17035 Yale St Nw Elk River Mn 55330, official correspondence should be sent to P.O. Box 333, Elk River, MN 55330. For any inquiries or assistance, feel free to reach out at 763-441-3842. Join us today and experience firsthand the benefits of being part of Blaze! Visit our website at blazecu.com for more information on how we can help you achieve your financial goals.

Our Evolution

Since opening our doors nearly 90 years ago, Blaze has continually evolved to meet the changing needs of our members. From offering basic savings accounts to providing a wide array of services such as auto loans, mortgages, and business banking solutions, we've dedicated ourselves to being more than just a financial institution; we are a partner in your financial journey. With total assets exceeding $4.5 billion, we have the strength and stability to support our members through various stages of life. Over the years, we have embraced technology while ensuring accessibility for everyone. We offer online and mobile banking services that make managing your finances easy and convenient. Additionally, our commitment to ADA compliance ensures that all members feel welcome at our branch.

Our Mission

At Blaze, our mission is simple: to empower our members through exceptional financial services while fostering a sense of community. We believe that when individuals thrive financially, the entire community benefits. That's why we actively engage in outreach programs and partnerships with local organizations aimed at improving lives right here in Elk River. Our vision extends beyond banking; it encompasses nurturing relationships built on trust and mutual respect. We aim to provide personalized service tailored to each member's unique situation. This dedication is reflected in our operating hours Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 6:00 PM, and Saturday mornings ensuring that we are available when you need us most.

Branch Location & Accessibility

Call-to-Action

Ready to experience exceptional service? Visit us today or give us a call at 763-441-3842! The team at Blaze Credit Union looks forward to helping you achieve your financial goals in a friendly and welcoming environment.

Convenient Services

At Blaze Credit Union, we understand how busy life can get. That's why we offer a range of services right at your fingertips. Enjoy the convenience of our drive-thru banking, which operates Monday through Saturday for quick deposits and withdrawals without leaving your vehicle. We also have an ATM available on-site for those moments when you need cash on the go.

Nearby Landmarks and Accessibility

Nestled in Sherburne County, our Elk River branch is just a stone's throw away from popular spots like the Elk River City Hall and the Riverfront Park. This central location makes it easy for you to visit us while enjoying everything our vibrant community has to offer. Plus, our branch is ADA compliant, ensuring that everyone can access our facilities comfortably.

Operating Hours

We aim to accommodate your schedule with flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 4:30 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. If you prefer using our drive-thru service, it's available Monday through Thursday from 8:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 8:00 AM to 12:00 PM. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to P.O. Box 333, Elk River, MN 55330.

Member Eligibility

At Blaze, we believe that becoming a member means joining a warm and welcoming community where your financial needs are truly understood. If you're wondering whether you can join us at our Elk River branch located at 17035 Yale St Nw, you're in the right place! We proudly serve individuals who live, work, worship, or attend school in our local community. This makes it easier for you to access all the fantastic benefits we offer, from personalized banking solutions to competitive loan rates. Joining is a breeze! You can find more detailed eligibility criteria by visiting this link. When you're ready to open an account, simply head over to our easy online application at this page. Should you have any questions or need assistance along the way, feel free to reach out to us at 763-441-3842. We're excited to help you take this step towards better financial health with Blaze!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $79 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,092,629, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we provide practical merchant services that make daily transactions smooth and efficient. Imagine having a reliable partner who can help you manage payments seamlessly, allowing you to focus on what really matters growing your business. From payment processing solutions to easy access to funds, our services are crafted with your success in mind. Visit us at 17035 Yale St Nw Elk River Mn 55330 in Elk River, MN, or call us at (763) 441-3842 to learn how our business banking solutions can help you reach new heights!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our ATM and cash withdrawal services are readily available. Enjoy basic drive-thru banking for deposits, withdrawals, and simple transactions without stepping inside the branch.

Business Banking Services

Entrepreneurs and small business owners will find value in our comprehensive business banking services, which include merchant services and tailored business loans. We understand that running a business requires reliable support, and we are here to assist you every step of the way.

Credit Options

Managing debt is vital for financial health. At Blaze, we provide personal loans and debt consolidation options to help simplify your finances. Our credit cards with rewards let you earn points on your everyday purchases, making every dollar work harder for you.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. Our robust online and mobile banking platforms allow you to manage your accounts on-the-go. You can pay bills, transfer funds, or check your balance all from your smartphone or computer. Plus, with features like mobile payments, handling transactions has never been easier.

Personal Banking Solutions

For those managing their everyday finances, our personal banking services are designed with convenience in mind. We offer checking and savings accounts that help you track your spending and grow your savings effortlessly. Need a new car? Our auto loans and vehicle financing options make it easier for you to hit the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing solutions can help you secure the best rates available.

Shared Branching Convenience

If you're a member of a partner credit union, you'll benefit from our shared branch transactions, allowing you to deposit or withdraw funds easily while traveling or running errands. At Blaze, we're dedicated to making your banking experience as smooth as possible. With friendly staff ready to assist you at our branch located at 17035 Yale St Nw Elk River Mn 55330, and by phone at (763) 441-3842, we're here to answer any questions you may have about our services. Visit us today or explore more online at Elk River. Let us help you achieve your financial goals!

Digital & Online Banking

Accessibility and Security

Security is a top priority at Blaze. You can rest assured that your information is protected while you enjoy 24/7 online banking services. Our platform is designed with safety in mind, so you can manage your accounts confidently without worrying about unauthorized access. Whether you're checking balances, transferring funds, or viewing transaction history, everything is straightforward and accessible. We aim to empower our members with real-time account management that fits their busy lifestyles. Experience the convenience of modern banking today with Blaze where we're committed to providing you with exceptional service every step of the way!

Key Features

With just a few clicks, you can visit us online at https://blazecu.com/ to take advantage of our comprehensive online banking services. Enjoy features like e-statements, which help you keep track of your finances without the clutter of paper. Our electronic signature authorization makes signing documents a breeze, ensuring that you can complete transactions securely from the comfort of your home. Need to make payments quickly? Our mobile payments feature allows you to send money instantly, making it easier than ever to handle expenses or split costs with friends through person-to-person transfers. Plus, with our mobile application, available for both iOS and Android devices, all these services are right at your fingertips.

Financial Strength

A Growing Community

The trust placed in us by our growing community is evident with a total of 531,077 share accounts. This shows that more people are choosing Blaze as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blaze is your trusted partner. Visit us at 17035 Yale St Nw Elk River Mn 55330 or call (763) 441-3842 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Your Future

With $133,640,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals across various sectors with $45,095 in used auto loans and $2,480,600,063 in total loans and leases. Our commitment to operational efficiency is reflected in our $21,689,925, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 584 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $882,648,514 in share certificates and $761,816,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,242,385, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $362,859,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $565,178,134 in used vehicle loans and $107,965,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $318,092,629 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're dedicated to offering support tailored specifically for entrepreneurs. If you're considering refinancing any existing loans or if you're unsure about eligibility options, our friendly staff is ready to assist you. We're committed to making the borrowing experience as transparent and straightforward as possible. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to discuss which loan product might be right for you, feel free to reach out at (763) 441-3842. At Blaze, we're here to support your journey towards financial success!

Credit Lines

Our total credit lines amount to an impressive $972,730,567, giving you access to funds when you need them most. This option provides the flexibility required for unexpected expenses or planned purchases without the burden of high interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,868,823, make buying or refinancing simple. We provide various mortgage solutions tailored to your financial situation, ensuring that you find the right fit for your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $107,835,364 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards options, allowing you to use your card confidently for everyday purchases.

Loan Aggregator

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BLAZE CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans