Bethpage Credit Union Centereach NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bethpage, your trusted financial partner in Centereach, NY! At our branch located at 2245 Middle Country Rd, Centereach, NY 11720, we are dedicated to supporting our members with a wide range of banking services tailored to meet your individual needs. Since our establishment in 1941, we've been committed to fostering a strong community spirit while ensuring that each member feels valued and secure. With a robust total membership of 483,903 and total assets amounting to an impressive $13,309,612,562, we are proud to be one of the leading credit unions in the area. Our dedication is reflected not only in our numbers but also in the personal relationships we build with our members. Whether you're looking for auto loans, mortgage refinancing, or simply a safe place to deposit your savings total deposits at $167,721,082 we have you covered. Under the leadership of CEO Linda Armyn and Board President Anne Brigis, our team of 867 employees is here to ensure that you receive top-notch service every time you walk through our doors or reach out via phone at 631-913-1070. We aim to create an atmosphere where financial wellness is accessible for everyone. While members can visit us at our Centereach branch for all their banking needs, official correspondence should be sent to the same address: 2245 Middle Country Road, Centereach, NY 11720. Join us today and experience how Bethpage goes beyond just banking we're here to empower your financial journey! For more information about our services and offerings, please visit us online at Bethpage FCU. We look forward to serving you!

Branch History & Mission

Community Commitment

We are also proud partners with various local organizations, participating in initiatives that uplift our community. Through these partnerships, we not only provide financial resources but also contribute time and talent to make Centereach a better place for everyone. As we look forward to the future, we invite you to join us at Bethpage. Experience firsthand how our member-focused approach makes banking easier and more rewarding. Become part of a community-driven credit union where your voice matters and your financial well-being is our priority. For any inquiries or assistance, feel free to reach out at (631) 913-1070. Join us today and discover the benefits that await you!

Mission Statement

At Bethpage, we believe in more than just banking. Our mission is to enrich the lives of our members through comprehensive financial education and support. We aim to foster a sense of community by engaging in outreach efforts that benefit local organizations and initiatives. Whether it's helping you secure an auto loan or guiding you through your first mortgage application, our team is here for you every step of the way. While members can visit us at 2245 Middle Country Rd Centereach Ny 11720, official correspondence should be sent to 2245 Middle Country Road, Centereach, NY 11720 if it differs. Our dedicated staff is available during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Our Journey

From the moment Bethpage opened its doors, our mission has centered on building lasting relationships within the community. Over the years, we have expanded our offerings to meet the evolving needs of our members. We provide a wide range of financial services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to accessibility is reflected in our ATM availability and drive-thru banking, ensuring that everyone can manage their finances conveniently.

Branch Location & Accessibility

Connect with Us

If you have any questions or would like more information about our services, feel free to give us a call at 631-913-1070. Our friendly staff is eager to assist you! Visit us today at Bethpage Credit Union in Centereach where your banking experience is always a priority!

Operating Hours

At Bethpage Credit Union, we value your time. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're looking to open a new account or manage existing services, we're here for you during these hours. For your convenience, our drive-thru service operates Monday through Thursday from 8:30 AM to 5 PM and Fridays until 6 PM.

Parking and Accessibility

We understand that accessibility is key for our members. Our branch features ample parking, including spaces for those with disabilities. The entrance is equipped with ramps and complies with ADA standards, ensuring everyone can visit us comfortably.

Services Offered

Our Centereach branch offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Plus, enjoy easy access to ATMs right here at our location or through shared branches if you're traveling. We also provide basic drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At Bethpage, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our area. If you meet these criteria, you're already on your way to enjoying all the benefits that come with membership! Not only will you have access to a wide range of financial services tailored just for you, but you'll also be part of a supportive network dedicated to helping you achieve your financial goals. For more detailed eligibility information, feel free to visit our website at . Ready to join us? Opening an account is straightforward and can be done online or in person at our branch located at 2245 Middle Country Rd Centereach Ny 11720. If you have any questions or need assistance, don't hesitate to give us a call at (631) 913-1070. We're excited to welcome you into the Bethpage family!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a reliable partner that simplifies your payment processing. Our merchant services enable you to accept payments seamlessly whether online or in-store giving you more time to focus on what you do best: running your business. From point-of-sale systems to mobile payment options, we provide tools that adapt to your needs. Visit us at 2245 Middle Country Rd Centereach Ny 11720, Centereach, NY, or call us at (631) 913-1070 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,729,942,660, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATMs are conveniently located for easy access anytime. You can withdraw cash, check balances, or even deposit funds without stepping into the branch perfect for those busy days!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans offer competitive rates and flexible terms, making it easier for you to drive off in the vehicle you desire. From everyday sedans to family SUVs, we have financing solutions that fit your budget.

Business Banking

For entrepreneurs and small business owners, we offer tailored business banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by providing resources that facilitate growth and success.

Credit Cards with Rewards

Our credit cards come with attractive rewards that let you earn while you spend. Picture this: using your card for groceries or gas and earning points toward travel or cashback rewards it's a win-win!

Drive-Thru Banking

For quick transactions like deposits or withdrawals, our basic drive-thru banking service makes it simple without leaving your car. This is especially helpful when time is tight or if you're managing children during errands.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team will guide you through the process. We offer various loan options tailored to your financial situation, helping you secure the home of your dreams.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services make it easy to manage your finances. Imagine having access to tools that help you save for a dream vacation or manage daily expenses efficiently. With our user-friendly online and mobile banking options, you can check balances, pay bills, and transfer funds right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to funds when you need them most. Plus, if you're juggling multiple debts, consider our debt consolidation options. Simplifying your payments can relieve stress and save money on interest.

Shared Branch Transactions

If you're a member of another participating credit union, enjoy the convenience of shared branch transactions at Bethpage! Make deposits and withdrawals just like a local member. Every service we provide is designed with convenience in mind, so whether you prefer traditional banking methods or digital solutions like mobile payments and electronic statements, we've got you covered. We invite you to visit us at 2245 Middle Country Rd Centereach Ny 11720 or give us a call at (631) 913-1070 for more information about how we can assist you with your financial journey. Join our community today and experience the difference at Bethpage!

Digital & Online Banking

Always Available

With 24/7 online banking services, you can manage your accounts whenever it suits you. No need to worry about branch hours your finances are just a click away at any time. Whether it's day or night, Bethpage is here to support all of your banking needs. Experience the convenience and peace of mind that come with digital banking at Bethpage!

Key Features

We know how important security is when it comes to banking. That's why we provide electronic signature authorization for important documents, ensuring that your transactions are safe and efficient. Plus, you can opt for e-statements, which not only help the environment but also allow you to keep track of your financial activities with ease. Need to send money to a friend? Our person-to-person transfer feature allows you to do this quickly and securely. Whether it's splitting a bill or sending a gift, you can handle it all through our app. And if you're interested in making payments through your mobile device, our mobile payments feature is here for you too.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 1,079,101, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethpage is your trusted partner. Visit us at 2245 Middle Country Rd Centereach Ny 11720 or call (631) 913-1070 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $1,178,222,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $20,332 in used auto loans and $9,867,172,264 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,734,448,073 in share certificates and $2,491,477,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,091,358, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,203,585,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,553,911 in used vehicle loans and $283,691,744 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our competitive rates can help make your purchase more affordable.

Credit Lines & Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer total credit lines amounting to $1,805,379,575. This provides you with the freedom to access funds when you need them most. Additionally, our unsecured credit card loans, totaling $92,568,353, allow you to manage your expenses effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,122,555,836, make buying or refinancing simple. We provide flexible terms and personalized service to ensure that you find the right loan for your unique situation.

Refinancing Options

If you already have existing loans but are looking for better rates or terms, we encourage you to ask about our refinancing options. This can be an excellent way to lower your monthly payments or reduce the overall interest paid over time. For any questions regarding our loan offerings or how to get started with an application, don't hesitate to reach out! You can contact us at (631) 913-1070 or visit us at our branch located at 2245 Middle Country Rd Centereach Ny 11720 in Centereach, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers when comparing loans.

FOURLEAF FEDERAL CREDIT UNION - Centereach, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Centereach, NY (11720)

Introduction

Branch History & Mission

Community Commitment

Mission Statement

Our Journey

Branch Location & Accessibility

Connect with Us

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Drive-Thru Banking

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Always Available

Key Features

Financial Strength

A Growing Community

Commitment to Growth

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines & Unsecured Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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