Welcome to area-community, a trusted financial institution dedicated to serving the vibrant community of Grand Forks, ND, since our establishment in 1964. Our mission is rooted in empowering individuals and families through accessible banking solutions and personalized service. Under the leadership of CEO Connie Johnston and Board President Jonathon Vonesh, we strive to foster financial well-being for our members by providing innovative services tailored to meet their unique needs. With our headquarters located in the heart of Grand Forks, ND, we take pride in offering a welcoming environment where every member feels valued.

At area-community, we understand that modern banking requires flexibility and convenience. That’s why we offer an array of digital tools, including online banking, a user-friendly mobile application, person-to-person transfer capabilities, e-statements, mobile payments, and more—ensuring you can manage your finances anytime, anywhere. Rest assured that your deposits are safeguarded by NCUA insurance since 3/15/1978 0:00, reflecting our commitment to trust and security. We invite you to explore our services further at http://www.gfaccu.com or reach out via fax at (701) 775-4253. Join us in building a financially secure future together!

At Area Community Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and credit cards with rewards, we are committed to supporting you in every phase of your financial journey. Our business banking solutions also provide essential tools for small business owners, including merchant services and business loans, ensuring that both individuals and enterprises can thrive in today’s competitive landscape.

In an increasingly digital world, we understand the importance of accessible banking. That’s why we offer robust online banking features alongside a user-friendly mobile application that allows for person-to-person transfers and mobile payments. With e-statements available for easy record-keeping, our members can manage their finances anytime, anywhere. Whether you’re planning for major life milestones or simply looking to streamline your everyday banking tasks, our advanced digital tools make it easier than ever to stay organized and informed. To learn more about membership qualifications or explore loan options tailored to your needs, visit or check out https://www.lendmesh.com/loans/personal_loans for a quick comparison of rates. If you have any questions or need assistance, feel free to reach out at (701) 775-4253; we’re here to help!

Area Community Credit Union has established itself as a trusted financial partner within the Grand Forks community and beyond. With a strong Total Membership of 2,017, our credit union is dedicated to serving the needs of our members, ensuring they receive personalized and attentive service. Our financial stability is underscored by our impressive Total Assets of 26,408,688, reflecting our commitment to prudent management and sustainable growth.

Our robust Net Worth of 5,280,076 demonstrates our solid foundation, allowing us to support our members through various financial services, including competitive loan offerings. With a Net Income of 105,961, we continue to reinvest in our services, enhancing the overall member experience. The trust placed in us is further highlighted by our Total Deposits of 2,850,866, showcasing the confidence our members have in our ability to safeguard their funds.

We pride ourselves on being responsive to the needs of our community, with a Total Loans and Leases portfolio comprising 1,091 accounts that cater to diverse financial aspirations—from personal loans to auto financing. Our dedicated team of just 9 employees ensures that every interaction reflects our core values of trust, integrity, and excellence in service.

Our strong Net Worth Ratio of 1,994 indicates not only financial health but also a commitment to maintaining responsible lending practices. While we offer a variety of products tailored for individual needs, it's noteworthy that we currently manage a Credit Card Loan Volume of 170 and an Auto Loan Volume of 796, highlighting our versatility in addressing member requirements.

At Area Community Credit Union, transparency is key; we believe that informed members make better decisions regarding their finances. We encourage you to explore your options further and see how we can assist you on your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.