AREA COMMUNITY CREDIT UNION
Ardent Credit Union proudly serves members across North Dakota with a strong statewide presence dedicated to empowering communities through trusted financial services. Whether you’re managing everyday banking or planning major life milestones, Ardent offers convenient ATM and cash withdrawal access alongside basic drive-thru banking for quick deposits, withdrawals, and simple transactions—all designed to fit your busy lifestyle.
North Dakota members benefit from competitive auto loans and vehicle financing that help get you on the road, as well as mortgage loans and refinancing options tailored to make homeownership more affordable. Personal banking is seamless with checking and savings accounts, credit cards offering rewarding perks, personal loans for debt consolidation, and robust online and mobile banking platforms that put control of your finances right at your fingertips.
Businesses across the state can also access merchant services and business loans crafted to fuel growth and success locally. Beyond banking, Ardent invests in community programs throughout North Dakota to strengthen neighborhoods and support member well-being. Experience the value of membership with Ardent Credit Union—your dedicated financial partner committed to helping you build a brighter financial future in North Dakota.