Americhoice York PA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Americhoice, your trusted financial partner located at 1 Indian Rock Dam Rd, York, PA 17403. Since our establishment in 1970, we have proudly served our community, helping over 15,774 members achieve their financial goals. With a solid foundation built on trust and reliability, we manage total assets of $219,861,676 and total deposits amounting to $9,566,874. At Americhoice, we understand that each member has unique needs. That's why we offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions. Whether you're looking to buy your first home or expand your business with a loan balance of $27,692,370, our team is here to guide you every step of the way. Under the leadership of our CEO, Ken Dyer, and Board President Gregg Wells, we are dedicated to ensuring that our members receive personalized service tailored to their financial journeys. Our knowledgeable staff is here to assist you during our operating hours: Monday through Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. We invite you to visit us or give us a call at 717-697-3474 to learn more about how we can help you reach your financial aspirations. Remember, while members can visit us at our branch location for all your banking needs, official correspondence should be sent to 1 Indian Rock Dam Rd, York, PA 17403-5205. Join the Americhoice family today and experience the difference! For more information about our services or to open an account online, visit us at americhoice.org.

Branch History & Mission

Join Us!

As we move forward into the future, we invite you to be part of the Americhoice family. Experience the benefits of membership firsthand whether it's through competitive loan rates or community involvement opportunities. Together, let's build a brighter future for York! For more information or assistance, feel free to call us at 717-697-3474 or visit us online at Americhoice. We look forward to welcoming you!

Our Journey

Americhoice began its journey with a vision to provide accessible financial services tailored to the needs of the local community. Over the decades, we've expanded our offerings from basic savings accounts to a wide range of products including auto loans, mortgages, credit cards, and business banking solutions. Each milestone has been fueled by our dedication to help our members achieve their financial goals. As we evolved, so did our facilities and services. We are proud to offer both ATM access and drive-thru banking for your convenience. Whether you're visiting us during our operating hours Monday through Friday from 8:00 a.m. to 6:00 p.m., or Saturday from 9:00 a.m. to 2:00 p.m. or using online banking services from home, Americhoice is always here for you.

Our Mission

At Americhoice, our mission goes beyond just providing financial services; it's about making a positive impact in our community. We strive to foster financial literacy and support local initiatives that uplift residents of York and beyond. Our mission is built on the belief that when our members thrive, so does our community. We aim to be an inclusive institution where every member feels valued and empowered. With ADA compliance in place, we ensure everyone can access the services they need without barriers. Our team is continually looking for ways to improve your experience through innovative solutions and personalized service. While members can visit us at 1 Indian Rock Dam Rd, official correspondence should be sent to 1 Indian Rock Dam Rd, York, PA 17403-5205.

Branch Location & Accessibility

Call to Action

We invite you to visit us today at Americhoice's Leader Heights branch! Whether you're looking for personal banking solutions or simply want to chat about your options, our friendly team is here to help you every step of the way. Come see how we can support your financial journey!

Operating Hours

At Americhoice, we want to be available when you need us. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Feel free to stop by during these times or give us a call at 717-697-3474 if you have any questions!

Parking and Accessibility

Our branch offers ample parking, ensuring a hassle-free experience. We prioritize accessibility with features that cater to all members, including ADA-compliant ramps and entrances. Your comfort is important to us, so you can focus on what matters your financial goals.

Services Offered

Our branch provides a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Need quick access? Our ATM is available for withdrawals and balance checks, and our drive-thru service allows for easy deposits and simple transactions without leaving your car.

Member Eligibility

Welcome to the welcoming community at Americhoice! Becoming a member is easy and opens the door to a range of financial benefits tailored just for you. To qualify, you simply need to live, work, or worship in the local area or have family ties with someone who is already a member. This inclusive approach means that whether you're looking for personal banking solutions or business services, we're here for everyone in our community. If you'd like to dive deeper into the specific eligibility criteria, feel free to check out more details. Once you know you're eligible, opening an account is a breeze! Just visit us at our branch located at 1 Indian Rock Dam Rd York Pa 17403, or you can start the process online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadywidqpkr2xzgagtej696qj8masaq3uqga8budcvkhfjeyxotyavx4jeuhtzikgtmxmnduj6sdibogxdnfhn1sfpegnqyfhey8sx0li7lt4a7mzv3m74owlkpiadknr72qfydweyapyfxok_c8axuj0&_gl=1*zmojfu*_ga*mtu2ndk3odqxnc4xnjk2mze4ntyw*_ga_tt9vm83l8m*mty5njq4njc5mc4xljeumty5njq4ode2mc4wljauma... If you have any questions or need assistance, don't hesitate to reach out at (717) 697-3474. We're excited to welcome you into the Americhoice family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,532,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable system that allows you to accept payments anytime, anywhere whether at your storefront or online. Our services help streamline transactions so you can focus on what really matters: growing your business. Located at 1 Indian Rock Dam Rd York Pa 17403 in York, PA, we're here to partner with you every step of the way. Let's work together to turn your business dreams into reality! Reach out today at (717) 697-3474 to learn more about how we can assist you.

Comprehensive List Of Services

Business Banking

For local businesses, Americhoice offers tailored solutions including merchant services and business loans. We understand that running a business requires support, which is why our team is here to assist you with your financial needs.

Credit Cards and Rewards

We also provide credit cards with rewards that allow you to earn benefits while making everyday purchases. Imagine earning points for your next vacation simply by using your card for groceries or gas!

Drive-Thru and Basic Services

If you're on the go, take advantage of our basic drive-thru banking services for quick deposits and withdrawals without leaving your car. Our ATMs allow for simple transactions like cash withdrawals and balance checks so that you're never left waiting. At Americhoice, we pride ourselves on being more than just a financial institution; we are part of this community. Our friendly staff is here to help answer any questions or guide you through the process of choosing the right service for you. To learn more about how we can assist you today, please give us a call at (717) 697-3474 or visit us online at Leader Heights. Your financial journey starts here!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features. With these tools, you can manage your accounts from anywhere at any time. Need to check your balance? Want to transfer funds? It's all just a few taps away! Plus, our ATM services provide easy access to cash whenever you need it.

Personal Banking

For those looking to manage their personal finances, we offer checking and savings accounts that help you save for future goals while keeping your money secure. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can assist you in getting behind the wheel without breaking the bank. Additionally, our mortgage loans and refinancing services make owning a home more achievable. If life throws unexpected expenses your way, don't worry our personal loans and debt consolidation services can help get you back on track.

Digital & Online Banking

Enhanced Features for Your Convenience

Need to send money to a friend? Our person-to-person transfer option makes it simple to send funds instantly without needing cash or checks. With these tools combined, you'll have real-time management of your accounts right in the palm of your hand. Security is a top priority for us at Americhoice. We use advanced technology to ensure that your information is protected while you enjoy the convenience of online banking. Whether you're making a payment or checking balances, rest assured that your data is safe and secure. In today's fast-paced world, having accessible and easy-to-use banking options is essential. At Americhoice, we're committed to providing services that fit seamlessly into your life so you can focus on what matters most. Visit us at https://americhoice.org/ to get started today!

Key Services Offered

Through our user-friendly online banking platform at https://americhoice.org/, you can manage your accounts 24/7. Whether it's checking your balance, transferring funds, or making payments, everything is available right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. We also offer e-statements to help you stay organized and environmentally friendly. No more cluttered mailboxes; simply view your statements online anytime you want. And if you're on the move, our mobile application gives you full access to all these features, including mobile payments. You can pay bills or make purchases directly from your smartphone with ease.

Financial Strength

At Americhoice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $25,846,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,995,586 in share certificates and $38,785,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,752,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,864 in used auto loans and $155,483,439 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $498,917, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 32,287, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americhoice is your trusted partner. Visit us at 1 Indian Rock Dam Rd York Pa 17403 or call (717) 697-3474 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,262,771 in used vehicle loans and $20,602,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, our dedicated team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $26,532,004 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored lending solutions that align with their unique financial situations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,395,287, make buying or refinancing simple. We provide personalized assistance to help you navigate through different mortgage products and find the right fit for your budget.

Refinancing Options

If you're considering refinancing any existing loans, we're here to assist you with eligibility options and customized solutions. Our team will work closely with you to evaluate your current financial landscape and determine if refinancing could benefit you by lowering your monthly payments or consolidating debt. At Americhoice, we strive to empower our members with financial resources that cater to their specific needs. Whether you're ready to apply for a loan today or just exploring options, our knowledgeable staff is available at (717) 697-3474 to answer any questions you may have. Visit us at 1 Indian Rock Dam Rd York Pa 17403, York, PA 17403, and take the first step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,320,686 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while enjoying everyday purchases.

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AMERICHOICE FEDERAL CREDIT UNION - York, PA

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