ALTERNATIVES FEDERAL CREDIT UNION
Alternatives Credit Union proudly serves members across New York State, delivering comprehensive financial solutions designed to empower individuals, families, and businesses alike. With a strong statewide presence, Alternatives offers convenient ATM and cash withdrawal services that make accessing your money simple wherever you are in New York. Enjoy basic ATM functions like withdrawals and balance checks alongside easy drive-thru banking for deposits, withdrawals, and everyday transactions.
Whether you're looking to finance your next vehicle with competitive auto loans or exploring mortgage loans and refinancing options to make homeownership more attainable, Alternatives provides tailored lending products to fit your goals. Personal banking options include flexible checking and savings accounts, credit cards loaded with rewards, and personal loans designed for debt consolidation or unexpected expenses.
For business members, Alternatives supports growth through merchant services and business loans crafted to meet diverse needs. Their robust online and mobile banking platforms ensure you can manage your finances securely anytime, anywhere.
Beyond banking, Alternatives is deeply committed to strengthening New York communities through outreach programs that deliver real impact. Membership means joining a cooperative dedicated not just to your financial well-being but also to the vitality of neighborhoods across the state. Experience the value of belonging with Alternatives Credit Union—your trusted financial partner throughout New York.