Welcome to alco, where we have been dedicated to empowering our members and serving our community since our establishment in 1953. Located in the heart of Wellsville, NY, we pride ourselves on offering a member-first approach that prioritizes trust, accessibility, and personalized service. Under the leadership of CEO Michael Miller and Board President Earl Stellrect, we strive to provide financial solutions that cater to the unique needs of our diverse membership base.

At alco, we believe in the importance of modern banking tools that enhance your financial experience. With features like online banking, a user-friendly mobile application, and person-to-person transfer capabilities, managing your finances has never been easier. We also offer e-statements for your convenience, alongside electronic signature authorization to streamline transactions. Rest assured that your deposits are protected under NCUA insurance, effective since 12/23/1971 0:00. Explore more about our services by visiting our official website at https://www.alcofcu.com/ or reach us directly at our fax number: (585) 593-4197. Join us today and experience the difference of being part of a community-focused credit union committed to your financial well-being.

At alco, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to more specialized offerings such as auto loans, mortgage refinancing, and business banking services, we strive to support you at every stage of your financial journey. Our range of services also includes credit cards with rewards, personal loans for debt consolidation, and essential ATM and cash withdrawal services. We understand that managing finances can be overwhelming, which is why we are committed to providing tools that simplify your banking experience.

In today's fast-paced world, convenience is key. That’s why we offer robust digital access through online banking and a user-friendly mobile application. Members can easily perform transactions, manage their accounts, and take advantage of features like Person-to-Person transfers and e-statements. Whether you're planning for life milestones or looking to grow a small business, our digital solutions empower you to stay in control of your finances anytime, anywhere. For those considering membership with us, you can explore eligibility requirements through http://alcofcu.com/member-application.php . Plus, if you're interested in comparing loan options or checking rates, visit https://www.lendmesh.com/loans/personal_loans for valuable insights. Should you have any questions or need assistance, feel free to reach out via fax at (585) 593-4197; our friendly team is here to help you navigate your financial goals with ease.

At alco, we pride ourselves on being a trusted and valuable financial partner to our community, with a commitment that spans decades since our inception in 1953. Our robust foundation is evident in our impressive Total Membership, which stands at 6,719. This reflects not just numbers, but the trust and loyalty of individuals who have chosen us for their financial needs.

Our financial stability is underscored by our Total Assets of 55,335,416, showcasing our capability to support our members with various products and services. With a Net Worth of 7,156,875 and a solid Net Worth Ratio of 1,293, we demonstrate our strong capital position, ensuring safety and security for your deposits. Moreover, our performance is highlighted by a Net Income of 197,100, indicating our operational effectiveness and commitment to sustainable growth.

With Total Deposits reaching 3,028,776 and Total Loans and Leases amounting to 3,620, we are dedicated to providing accessible financial solutions tailored to meet the diverse needs of our members. Our focus on personal service is further reflected in our team of just Total Employees: 25, ensuring personalized attention for every member.

As part of our comprehensive offerings, we proudly manage a significant volume in both credit card loans, with 1,413 accounts, and auto loans, totaling 2,250. These figures illustrate not only our expertise but also the confidence placed in us by our members when it comes to financing their aspirations.

At alco, transparency is key; therefore, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the difference that comes with being part of a financially sound institution that prioritizes your interests.

Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.