ALCO FEDERAL CREDIT UNION - Wellsville, NY

Welcome to Alco, your trusted partner in financial well-being since 1953. Located at 2859 Lindy Ln, Wellsville, NY 14895, we take pride in being a cornerstone of our community with a membership base of over 6,700 individuals who rely on us for their banking needs. Our commitment is not just to provide exceptional financial services but also to foster a sense of belonging among our members. At Alco, we understand that every member's journey is unique. That's why we offer a range of personalized services tailored to meet your specific needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. With total assets exceeding $55 million and total deposits amounting to $3,028,776, our solid financial foundation ensures that your money is safe and sound with us. Our team of dedicated professionals, led by CEO Michael Miller and Board President Earl Stellrect, works tirelessly to create an environment where our members feel valued. With a staff of 25 employees, we're here to provide guidance and support every step of the way. While you can always reach us at our physical location, please note that any official correspondence should be sent to our mailing address: 2859 Lindy Lane, Wellsville, NY 14895-9337. We invite you to explore all that Alco has to offer. For more information about our services or to get started on your financial journey with us, visit our website at alcofcu.com or give us a call at 585-593-4959. Your path to financial success begins here!

Becoming a member of Alco is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Wellsville area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone. To ensure you meet the eligibility criteria and to learn more about what it means to be part of our community, feel free to check out our detailed information at http://alcofcu.com/member-application.php . Opening an account with us is a simple and welcoming process. Just visit us at our branch located at 2859 Lindy Ln Wellsville Ny 14895, or give us a call at (585) 593-4959 if you have any questions. We can't wait to help you start your journey with Alco, where we prioritize your needs and strive to make every banking experience enjoyable. For those ready to take the next step, you can start your application online through this link: http://www.realtimehomebanking.com/enroll.aspx?clientid=8975 . Join us today and discover the benefits of being part of our credit union family!

At Alco, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services that put you in control, no matter where you are. Our online banking platform is designed to make your life easier. With 24/7 access to your accounts, you can check balances, pay bills, and transfer money whenever it suits you. If you're interested in getting started, visit us at https://www.alcofcu.com/ to enroll. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps on your screen. It's fast and simple perfect for splitting dinner bills or sending gifts without the hassle of cash. For those who prefer managing their finances on the go, our mobile application is available for download. This app brings all the features of online banking right to your fingertips, making it easier than ever to stay on top of your financial health. We also offer e-statements, so you can say goodbye to paper clutter while keeping track of your transactions digitally. Plus, with our electronic signature authorization, signing important documents has never been more straightforward or secure. While currently we do not support mobile payments, our focus remains on providing a safe and user-friendly experience for all members. You can rest easy knowing that your information is protected while using our services. At Alco, our goal is to empower you with tools that enhance your banking experience. Whether you're checking your balance from home or making transfers on the go, our digital solutions are here to help you manage your money effortlessly.

At Alco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which ensures that we can continue providing exceptional services to our community. With a net worth of $7,156,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,293 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,878,150 in share certificates and $3,778,660 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,959,775 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,125 in used auto loans and $32,566,005 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $197,100 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 12,291, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alco is your trusted partner. Visit us at 2859 Lindy Ln Wellsville Ny 14895 or call (585) 593-4959 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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