Addition Financial Orange City FL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Addition Financial at our Orange City Branch, located at 920 Saxon Blvd, Orange City, FL 32763. Since our establishment in 1937, we have been dedicated to serving our community and providing financial solutions that empower our members. With a strong membership base of over 185,450 individuals, we pride ourselves on being a reliable partner in your financial journey. At Addition Financial, we understand that every member's needs are unique. That's why we offer a variety of services designed to help you achieve your financial goals whether you're looking for personal banking options, auto loans, mortgage financing, or business banking solutions. Our total assets exceed $2.6 billion, which reflects our stability and commitment to supporting our members effectively. Under the leadership of CEO Kevin Miller and Board President Richard Collins, our team of 516 employees is dedicated to ensuring you receive exceptional service and guidance every step of the way. We currently hold $145,313,393 in total deposits and maintain a net worth of $292,849,508, allowing us to provide robust financial products tailored just for you. While members can visit us at 920 Saxon Blvd, official correspondence should be sent to the same address as our mailing address. If you're seeking personalized support or have questions about our services, feel free to reach out at (407) 896-9411. Explore how Addition Financial can enhance your financial well-being today by visiting us in person or checking out our website at additionfi.com. Your financial success is our priority!

Branch History & Mission

At Addition Financial, we take pride in our rich history and unwavering commitment to our community. Established in 1937, our Orange City branch has grown alongside its members, evolving from a small local credit union into a trusted financial partner for over 185,000 individuals. Located at 920 Saxon Blvd, Orange City, FL 32763, our branch is easily accessible to residents and businesses alike. Over the years, Addition Financial has achieved significant milestones that reflect our dedication to providing exceptional service. Our total assets have reached an impressive $2,667,041,814, a testament to the trust placed in us by our members. We continually strive to enhance our offerings and adapt to the needs of our community while maintaining a strong focus on member satisfaction. Our mission is clear: we are here to empower our members with financial solutions that foster growth and stability. Whether it's through personal banking services like checking and savings accounts, auto loans, mortgages, or business banking options, we aim to provide tailored support that meets every need. We also place a strong emphasis on community involvement, partnering with local organizations to ensure we contribute positively to the lives of those we serve. In addition to traditional banking services, we embrace technology with features such as online and mobile banking that allow members to manage their finances conveniently. Our commitment extends beyond just transactions; we prioritize accessibility with ADA-compliant facilities and drive-thru services for those who prefer face-to-face interaction without leaving their vehicle. If you need assistance or wish to connect with us directly, please call us at 407-896-9411 during our lobby hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 920 Saxon Blvd, official correspondence should be sent to 920 Saxon Blvd, Orange City, FL 32763 if needed. Join us at Addition Financial today and experience firsthand how we can help you achieve your financial goals while being an active part of a thriving community. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

You can find us conveniently situated near local favorites such as the Orange City Marketplace and the beautiful Blue Springs State Park. Our location ensures that you can easily fit banking into your daily routine. At Addition Financial, we prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and ample parking spaces right at our doorstep. Whether you're visiting during busy hours or on a quiet Saturday morning, you'll find parking available and ready for you.

Operating Hours That Suit Your Schedule

Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. If you prefer drive-thru banking, we provide those services during the same hours for your convenience. You can reach us anytime at 407-896-9411 if you have questions about our hours or services.

Services Tailored Just for You

Addition Financial offers a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking options. With our ATM available on-site, cash withdrawal and balance checks are quick and hassle-free. Plus, our drive-thru allows for simple transactions like deposits and withdrawals without having to leave your car. While members can visit us at 920 Saxon Blvd for all their banking needs, please note that official correspondence should be sent to the same address: 920 Saxon Blvd, Orange City, FL 32763. We look forward to welcoming you at Addition Financial! Come visit us today or give us a call we're here to help you with all your financial needs!

Member Eligibility

Becoming a member of Addition Financial is like joining a family that truly cares about your financial well-being. Located at 920 Saxon Blvd Orange City Fl 32763, we welcome anyone who lives, works, worships, or attends school in our community. Whether you're a first-time account holder or looking to switch from another bank, our membership process is designed to be straightforward and inviting. You'll enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products tailored to your needs. To get started with your membership journey, simply check out the eligibility criteria at http://www.additionfi.com/personal/get-started/addition-financial-membership. If you have any questions or need assistance, feel free to call us at (407) 896-9411. When you're ready to open an account, you can find all the details you need at http://www.additionfi.com/personal/get-started/addition-financial-membership. We can't wait to welcome you into the Addition Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to streamline your transactions. Imagine being able to accept payments quickly and securely while keeping your cash flow steady. Our solutions help you focus on what you do best growing your business. Visit us at 920 Saxon Blvd Orange City, FL 32763 or call us at 407-896-9411 to learn how we can support your business journey today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? We offer Auto Loans & Vehicle Financing with competitive rates to make your purchase easier. Picture driving off in that new vehicle with a loan plan that fits comfortably within your budget.

Business Banking

For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with personalized service.

Convenient Access

We understand that convenience is key in today's busy world. That's why we offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals making it easy for you to manage transactions without stepping inside the branch. With our ATM access available throughout Orange City and beyond, you'll never be far from your funds. Our lobby hours are Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Feel free to call us at 407-896-9411 if you have any questions or need assistance! At Addition Financial, we're committed to being more than just a bank; we're part of your community and here to help you achieve financial success. Explore all our services today by visiting our website or stop by our branch in Orange City!

Credit Cards with Rewards

Looking for flexibility? Our Credit Cards with Rewards program offers you the chance to earn points on everyday purchases. Imagine redeeming those points for travel or shopping rewards that enhance your lifestyle.

Mortgage Loans & Refinancing

If buying a home is on your mind, our Mortgage Loans & Refinancing options are here for you. Whether it's your first home or an investment property, we guide you through every step of the mortgage process, helping you find the best solution for your unique situation.

Personal Banking

Our Personal Banking options include checking and savings accounts designed to help you manage your finances effortlessly. Imagine having access to your funds anytime with our easy-to-use online and mobile banking features. You can check balances, transfer money, and pay bills all from your smartphone or computer.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We can assist you in consolidating debt into one manageable monthly payment, easing financial stress while allowing you to focus on what really matters.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, allowing you to complete transactions quickly and securely from the comfort of your home. Plus, with e-statements available, you can stay organized by viewing your financial statements online rather than dealing with paper clutter. If you're on the go, don't worry! Our mobile application provides all the features of online banking right in your pocket. You can even make mobile payments effortlessly or send money directly to friends and family using our person-to-person transfer feature.

Security and Accessibility

We prioritize your security by implementing advanced measures to protect your information while providing easy access to your accounts. You can rest assured knowing that your transactions are safe with us. At Addition Financial, we believe in empowering our members through accessible tools that facilitate real-time account management. Enjoy all these benefits and more while enjoying the peace of mind that comes from banking with a trusted partner. Explore our digital services today at http://www.additionfi.com/!

Financial Strength

A Reliable Team for You

Our operational efficiency is reflected in our net income of $0, which allows us to focus on creating value for our members rather than generating profits for shareholders. Additionally, we take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at an impressive 418,291, showing a strong and growing member base that trusts us with their finances. This trust enables us to keep our operations robust while continuing to offer essential services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 920 Saxon Blvd Orange City Fl 32763 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at only $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases.

Strong Financial Position

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're considering a brand-new model or a reliable used vehicle.

Business Financing

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $116,160,389 provide the capital needed to take your business to the next level. At Addition Financial, we also offer refinancing options across all our loan products. If you're interested in exploring eligibility options or want to learn more about how our loans can benefit you financially, don't hesitate to reach out. You can contact us at (407) 896-9411 or visit us during our lobby hours: Monday through Wednesday from 9 AM to 5 PM; Thursday from 10 AM to 5 PM; Friday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us. Let's work together towards achieving your goals!

Credit Lines and Unsecured Loans

For those seeking additional flexibility, our credit lines total $451,059,369, allowing you to access funds as needed for various expenses. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $138,639,499. This means you can secure financing for your new home or refinance an existing mortgage at competitive rates tailored to fit your needs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence ensures fair and transparent offers, so you can trust that the rates you're viewing are accurate and up-to-date.

ADDITION FINANCIAL CREDIT UNION - Orange City, FL

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