2 Rivers Area Credit Union | Easy ATM Access & Auto Loans

Introduction

Welcome to 2 Rivers Area Credit Union, a trusted financial institution proudly serving our community since 1951. Our mission is rooted in the commitment to empower our members through exceptional service and personalized financial solutions. Led by our dedicated CEO, Danita Swanson, and Board President Mary Westover, we strive to foster a member-first approach that prioritizes your needs and aspirations. Located in the heart of Kankakee, IL, we are proud to be federally insured by the NCUA since May 15, 1975, ensuring that your deposits are secure and protected.

At 2 Rivers Area Credit Union, we embrace modern banking technology to enhance your experience. With features like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and more, managing your finances has never been easier. We invite you to explore our services at https://2riversacu.com/ or reach us directly via fax at 8159351310. Join us today and discover how we can support your financial journey with trust and accessibility at the forefront of everything we do.

Financial Services

At 2 Rivers Area Credit Union, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, or need assistance with auto loans and vehicle financing, we have you covered. Our offerings also include mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards that come with rewards. For those in business, we offer essential business banking services including merchant services and business loans. With our online and mobile banking capabilities, managing your finances has never been easier; members can enjoy convenient access to their accounts anytime and anywhere.

We understand that life is full of milestones, and our financial solutions are designed to help you navigate them effectively. Our digital tools empower you to make seamless person-to-person transfers while keeping track of your expenses through e-statements. Although electronic signatures are not available at this time, our mobile application ensures that you can manage your finances on the go. Planning for major purchases or assessing loan options is simplified with our loan comparison tool available at https://www.lendmesh.com/loans/vehicle_loans. If you're interested in joining our community or learning about eligibility requirements, please visit http://www.2riversacu.com/membership/ for more information. Should you need personal support or have any questions, feel free to reach out via fax at (815) 935-1310. At 2 Rivers Area Credit Union, we are committed to helping you achieve your financial goals with ease and confidence.

Financial Highlights

At 2 Rivers Area Credit Union, we pride ourselves on being a trusted financial partner deeply rooted in the Kankakee community since 1951. Our commitment to serving our members is reflected in our impressive Total Membership, which stands at 4,067. This number showcases the trust and satisfaction of those who have chosen us for their banking needs. With Total Assets amounting to 23,871,410, we demonstrate our strong financial foundation, allowing us to provide an array of services tailored to meet the diverse needs of our members.

Our Net Worth of 2,833,510 indicates our solid capital position, ensuring that we are well-equipped to support our members’ financial journeys. We are proud of our ability to generate a Net Income of 89,652, which underscores our operational efficiency and commitment to sustainability. With Total Deposits reaching 1,880,440, we offer a secure place for your savings while providing competitive interest rates that benefit you directly.

Moreover, our dedication to lending is evidenced by our Total Loans and Leases, which currently stand at 1,774. This includes a robust Credit Card Loan Volume of 314 and an impressive Auto Loan Volume of 616, showcasing our ability to meet your financing needs across various sectors. Our responsible management is further highlighted by maintaining Total Borrowings at zero, reflecting our prudent approach towards fiscal responsibility.

With a team of just seven dedicated employees, we focus on personalized service that larger institutions often overlook. Our Net Worth Ratio is an impressive 1,187, indicating not only stability but also the strength necessary to navigate economic fluctuations while prioritizing member interests.

The performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. As your local credit union, we invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

2 Rivers Area CU

Introduction

Financial Services

Financial Highlights

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