2 RIVERS AREA CREDIT UNION - Kankakee, IL

Welcome to 2 Rivers Area Credit Union, where your financial well-being is our top priority! Located at 296 W Jeffery St, Kankakee, IL 60901, we have been proudly serving our community since 1951. With a commitment to providing exceptional service and support, we currently serve over 4,067 members who trust us with their financial needs. At 2 Rivers Area, we understand that each member has unique goals and dreams. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. With total assets of $23,871,410 and total deposits of $1,880,440, you can rest assured that your money is in safe hands. Our dedicated team of 7 employees, led by CEO Danita Swanson and Board President Mary Westover, works diligently to foster a welcoming environment for everyone who walks through our doors. Whether you prefer visiting us in person or managing your finances online, we're here to help. Our branch features convenient services such as drive-thru banking, ATM access, and user-friendly online banking options. While members can visit us at our physical location in Kankakee, official correspondence should be sent to the same address: 296 W Jeffery St, Kankakee, IL 60901. We invite you to call us at 815-935-2270 for any questions or assistance you may need. Join us today and experience the difference that a community-focused credit union can make in your financial journey! Visit our website at 2 Rivers Area Credit Union for more information on membership and services. Your financial future starts here!

At 2 Rivers Area, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, worship, or attend school in Kankakee County, you're already on the right track to joining our community! We welcome all individuals who share these connections to experience the benefits of membership. This means you can enjoy personalized financial services tailored just for you, whether it's savings accounts, loans, or online banking solutions. To learn more about eligibility criteria and see if you're a fit, feel free to check out the details at http://www.2riversacu.com/membership/ . Joining us is simple! When you're ready to open an account, head over to our easy online application process at https://www.financial-net.com/2riversacu/lending/internetloans . If you have any questions or need assistance along the way, don't hesitate to reach out at (815) 935-2270. We're excited to help you take this step towards better banking!

At 2 Rivers Area, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to put you in control of your money, anytime and anywhere. With our 24/7 online banking services available at https://2riversacu.com/ , you can easily check your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the benefits of e-statements, allowing you to view your account statements online without the clutter of paper. For those who prefer mobile banking, our user-friendly mobile application is available for download. It provides all the functionalities you need right at your fingertips. You can manage your accounts on the go, making it easier than ever to keep track of your finances. Security is our top priority. While we currently don't offer electronic signature authorization or mobile payments, rest assured that your information is protected with robust security measures. We strive to provide a safe environment for all your transactions. With our commitment to accessibility and ease-of-use, banking with 2 Rivers Area has never been more straightforward. Whether you're at home or out and about, you can manage your accounts in real-time without any hassle. Join us today and experience banking tailored to fit your lifestyle!

At 2 Rivers Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals. That's why we are committed to maintaining strong financial health, which allows us to serve you better. With a net worth of $2,833,510, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,372,428 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,387,736 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. In addition to this, our lending capacity supports your financial goals with $308 in used auto loans and $15,454,817 in total loans and leases. Our $89,652 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $1,241,564. Total Share and Deposit Accounts: 7,170, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 2 Rivers Area is your trusted partner. Visit us at 296 W Jeffery St Kankakee Il 60901 or call (815) 935-2270 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*