1st Mississippi Credit Union | Auto Loans & Convenient ATM Services

Introduction

At 1st Mississippi, we take pride in our rich history of serving the community since our establishment in 1972. Under the leadership of CEO Rebecca Cooper and Board President Clayton Cobler, we are dedicated to empowering our members through accessible financial solutions. Located in Meridian, MS, our credit union is more than just a financial institution; we are a trusted partner for individuals and families striving for financial well-being. As an NCUA-insured institution since September 15, 1972, we prioritize the security and peace of mind of our members.

Our commitment to innovation is reflected in our comprehensive suite of modern banking tools designed to enhance your banking experience. With features like Online Banking, a user-friendly Mobile Application, Person-to-Person Transfers, E-Statements, Mobile Payments, and E-Signature Authorization, managing your finances has never been easier. We believe in a member-first approach that emphasizes trust and accessibility. Visit us at https://www.1stms.com/ or reach out via fax at 6016936877 to learn how we can support your financial journey today.

Financial Services

At 1st Mississippi, we understand that your financial needs are as unique as your life journey. That’s why we offer a comprehensive array of services designed to help you manage everyday banking, prepare for significant life milestones, or even grow your small business. Our offerings include Personal Banking solutions such as Checking and Savings Accounts, along with Auto Loans and Vehicle Financing tailored to fit any budget. We also provide Mortgage Loans and Refinancing options, Personal Loans for debt consolidation, and Business Banking services featuring Merchant Services and Business Loans. With our Credit Cards that come with rewards, you can enjoy added benefits while managing your expenses.

In today's fast-paced world, convenience is key. That’s why we prioritize digital access through Online Banking and our user-friendly Mobile Application. These platforms empower our members to conduct transactions seamlessly from anywhere—whether it’s transferring funds through Person-to-Person features or making Mobile Payments on the go. Additionally, E-Statements and E-Signatures simplify your banking experience further by providing easy access to important documents without the hassle of paperwork. For those considering membership, we encourage you to explore eligibility through to join our growing community of satisfied members.

At 1st Mississippi, we're committed to not just providing financial products but also ensuring that you have the tools necessary to make informed decisions. If you're interested in comparing loans or checking rates for various financial products, visit https://www.lendmesh.com/loans/personal_loans for more information. Our dedicated team is here to assist you every step of the way; feel free to reach out at (601) 693-6877 for personalized support whenever you need it. Join us today and take advantage of a banking experience designed with your goals in mind!

Financial Highlights

In an ever-evolving financial landscape, 1st-mississippi stands out as a trusted and valuable partner for individuals and businesses alike. With a robust Total Membership of 9,716, our commitment to serving our community is evident. We take pride in managing Total Assets amounting to 78,094,013, which reflects the trust that our members place in us every day. Our solid financial foundation is further highlighted by a Net Worth of 22,407,510, ensuring that we are well-equipped to support our members' needs.

At 1st-mississippi, we not only focus on growth but also on sustainability. Our Net Income of 653,352 speaks to our operational efficiency and commitment to sound financial practices. We have successfully accumulated Total Deposits totaling 3,319,207, providing our members with a safe haven for their savings. Furthermore, the diverse range of financial products we offer is illustrated by our Total Loans and Leases reaching 5,090, demonstrating our dedication to facilitating dreams—whether it’s buying a new car or expanding a business.

With a team of dedicated professionals, comprising 36 employees, we prioritize exceptional service at every level of interaction. Our Net Worth Ratio of 2,861 reinforces our financial health, making us a reliable option for those seeking loans or credit solutions. For members looking to secure financing, we proudly offer a Credit Card Loan Volume of 2,698 and an Auto Loan Volume of 3,276, catering to various personal and commercial needs. Additionally, with Commercial Loans reaching up to 1, we stand ready to support local businesses in achieving their goals.

As a member-focused institution, transparency and community impact are at the core of everything we do. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring reliability in our reporting and accountability in our operations.

Explore your options today! Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and find the best rates tailored to your unique needs with ease.

1St Mississippi CU

Introduction

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Financial Highlights

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