1ST MISSISSIPPI FEDERAL CREDIT UNION - Quitman, MS

Welcome to 1st Mississippi, your trusted partner in financial wellness since 1972. Located at 212 S Archusa Ave, Quitman, MS 39355, we proudly serve our community with a commitment to excellence and personalized service. With a membership base of over 9,700, we strive to make banking accessible and beneficial for everyone. At 1st Mississippi, we understand that each member has unique financial needs. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgage options. Our total assets stand strong at $78,094,013, ensuring that we have the resources to support your financial goals. With more than 5,090 loans issued and total deposits reaching $3,319,207, our community's trust in us is evident. Our dedicated team of 36 employees, led by CEO Rebecca Cooper and Board President Clayton Cobler, is here to provide you with exceptional service. Whether you need assistance with online banking or are looking for advice on loans, we're ready to help you every step of the way. While members can visit us at our branch for personal banking needs, official correspondence should be sent to the same address: 212 S Archusa Ave, Quitman, MS 39355. Feel free to reach out via phone at 601-776-2400 or explore our website at 1stms.com for more information. Join us today and experience the difference that comes from being part of a credit union that values its members!

At 1st Mississippi, we believe that becoming a member is like joining a caring community that's here to support you every step of the way. If you're looking to take part in what we offer, eligibility is simple and welcoming! You can become a member if you live, work, or worship in our local area or have family members who are already part of our credit union. It's all about fostering connections and supporting one another, which is at the heart of what we do. To make the process even easier, feel free to stop by our branch located at 212 S Archusa Ave Quitman Ms 39355 or give us a call at (601) 776-2400 for any questions you may have. Ready to get started? Opening an account with us is straightforward just visit our website at this link for all the details on how to apply. For more information on membership eligibility, check out our guidelines [here](). We're excited to welcome you into our 1st Mississippi family!

At 1st Mississippi, we understand that managing your finances should be as easy and secure as possible. That's why we've invested in a suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online tools give you complete control over your banking needs. One of the standout features is our 24/7 Online Banking service available at https://www.1stms.com/ . You can check your account balances, transfer funds, and pay bills anytime you want no need to wait for business hours! We also offer E-Statements, allowing you to access your financial statements electronically, which saves you time and helps reduce paper clutter. Plus, with Electronic Signature Authorization, signing documents is quick and hassle-free. For those who prefer banking from their smartphones, our Mobile Application provides all the features you need at your fingertips. You can even make Mobile Payments, making it easier than ever to pay for goods and services without fumbling for cash or cards. If you need to send money to friends or family, our Person-to-Person Transfers feature allows you to do that swiftly and securely. We prioritize your security while providing these convenient services. You can rest assured knowing that your information is protected with top-notch security measures. At 1st Mississippi, we're here to help you manage your accounts easily and safely, ensuring you're always connected to your finances. Explore all these features and more by visiting us at https://www.1stms.com/ today!

At 1st Mississippi, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust that your money is in safe hands. That's why we are proud to share our financial strength with you. With a net worth of $22,407,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2861 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,697,224 in share certificates and $11,747,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,516,719 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident as we hold $16,352,343 in used auto loans and have a total of $48,718,435 in loans and leases available to support your financial goals across various sectors. Our impressive net income of $653,352 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we have 21,371 share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $720,322, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Mississippi is your trusted partner. Visit us at 212 S Archusa Ave Quitman Ms 39355 or call 601-776-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.