Top Auto Loans & Business Banking | 1st Community San Angelo TX Credit Union

Introduction

Welcome to 1st Community, where your financial journey is our top priority! Located at 4141 College Hills Blvd, San Angelo, TX 76904, we have been proudly serving our members since 1953. Our commitment to the community shines through in every service we offer, from personal banking solutions to business loans. With a membership of over 23,643 and total assets exceeding $397 million, we ensure that our members have access to financial resources that support their goals. At 1st Community, we understand that trust is essential in banking. That's why our dedicated team, led by CEO Bill Nikolauk and Board President Robert Brewer, works diligently to create a welcoming environment for all. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be directed to our mailing address at 3505 Wildewood Dr, San Angelo, TX 76904. Our offerings include a variety of financial products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide essential services like online and mobile banking to make managing your finances easier than ever. With total deposits amounting to $27,227,279 and a net worth of $52,692,353, we are well-equipped to meet your financial needs. Whether you're looking for assistance with your next vehicle purchase or seeking advice on managing your savings effectively, we invite you to reach out! Call us today at (325) 653-1465 or visit our website at 1cfcu.org for more information. Let us help you take the next step toward achieving your financial dreams!

Branch History & Mission

At 1st Community, we take pride in our rich history and commitment to serving the San Angelo community. Since opening our doors in 1953, we have grown from a small credit union into a trusted financial partner for over 23,000 members. Our branch, located at 4141 College Hills Blvd, San Angelo, TX 76904, has played a vital role in the lives of many families and businesses in the area. Over the years, we've achieved significant milestones. Today, we proudly manage total assets of approximately $397 million, showcasing our stability and reliability as a financial institution. Our mission is simple yet powerful: to provide exceptional financial services while supporting our community. We believe that by empowering our members with the right tools and resources, we can help them achieve their dreams. Our mission goes beyond just banking. We are dedicated to fostering relationships within our community through various outreach programs and partnerships. Whether it's sponsoring local events or offering educational workshops on financial literacy, we strive to make a meaningful impact in San Angelo and its surrounding areas. While members can visit us at our physical location for all their banking needs during our operating hours of 9:00 AM - 5:00 PM from Monday to Friday, official correspondence should be sent to 3505 Wildewood Dr, San Angelo, TX 76904 if different from our branch address. Unfortunately, we do not offer ATM or drive-thru services at this time; however, we have made strides in digital banking solutions to enhance convenience for our members. We invite you to become part of our growing family at 1st Community. Experience firsthand how we blend personalized service with modern technology to meet your financial needs. Join us today and let's build a brighter future together! For more information about membership eligibility or to open an account, please visit us online at 1cfcu.org or call us at 325-653-1465.

Branch Location & Accessibility

Call to Action

We invite you to visit us at our College Hills branch today! Experience personalized service from our team who truly care about your financial well-being. If you have any questions before your visit, don't hesitate to call us at 325-653-1465. We look forward to welcoming you!

Convenient Features

At our branch, we prioritize your convenience and comfort. We offer ample parking for members visiting us, and our facilities are designed to be accessible for everyone. This includes ADA-compliant features like ramps and designated spaces for individuals with disabilities.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Our dedicated team is ready to assist you during these hours. Whether you're looking to open an account or discuss loan options, feel free to drop by or give us a call at 325-653-1465.

Services Offered

At 1st Community, we provide a range of personal banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgage refinancing, we've got what you need. You can also manage your finances conveniently through online and mobile banking options. While we don't currently have ATM access or drive-thru service at this location, our friendly staff is always on hand to help you with cash withdrawal services and any other inquiries.

Member Eligibility

At 1st Community, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We also extend membership to immediate family members of current members, making it easy for your loved ones to benefit from our services. Our goal is to empower you with financial solutions tailored to your needs, whether it's saving for a dream vacation or securing a loan for your first car. To learn more about the specific eligibility requirements and see if you qualify, feel free to visit our website at http://www.1cfcu.org/membership-2/. Once you're ready to take the next step, opening an account is straightforward just check out the details at https://apply.1cfcu.org/ or give us a call at (325) 653-1465. We can't wait to welcome you into the 1st Community family at our convenient location: 4141 College Hills Blvd San Angelo Tx 76904!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline transactions for businesses of all sizes. Imagine running your store while payments are processed effortlessly, allowing you to focus on what you do best serving your customers. Our solutions ensure that accepting payments is straightforward and secure, so you can concentrate on growing your operations. Located at 4141 College Hills Blvd San Angelo Tx 76904 in San Angelo, TX, our team is here to help your business thrive. Contact us today at (325) 653-1465 to learn more about how we can assist you in reaching your financial objectives.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATMs at this location, rest assured that our service team is always ready to assist with any cash withdrawal needs during branch hours. If you're ready to take control of your financial future or simply want more information about how 1st Community can serve you better, give us a call at 325-653-1465 or visit us at our branch in San Angelo. Join us today and experience personalized service designed just for you!

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. We offer competitive rates and flexible terms tailored to fit your budget. Picture yourself cruising down the road, confident that you made a smart financial decision.

Business Banking

For small business owners, we offer specialized business banking services including merchant services and business loans. We understand how vital it is for businesses to have reliable support for growth and success. Let us help empower your entrepreneurial spirit by providing the financial tools needed to thrive.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with attractive rewards programs that let you earn points on everyday purchases. Whether it's cash back or travel rewards, we have options that suit various lifestyles and spending habits.

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we can help guide you through the process. With our experienced team by your side, you'll feel supported every step of the way as you turn your dream home into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions so you can manage your accounts on-the-go. Check balances, transfer funds, pay bills, and more all from the palm of your hand.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine being able to easily manage your day-to-day expenses while saving for future goals all from the convenience of your smartphone. Our online and mobile banking features allow you to access your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt consolidation needs, our personal loans are here to lend a hand. By combining multiple debts into one manageable payment, you can simplify your finances and reduce stress. We believe that everyone deserves a fresh start when it comes to their financial journey.

Digital & Online Banking

Key Services

Our online banking platform is designed with you in mind. Head over to https://1cfcu.org/ to explore features that simplify your banking experience. From checking your balance to transferring funds, everything is just a moment away. With our 24/7 online banking services, you can access your accounts whenever it suits you, making it easier than ever to stay on top of your finances. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions, so you're never without cash when you need it most. Plus, for those who prefer mobile convenience, our mobile application offers all the same features right at your fingertips, allowing you to bank on the go.

Security & Convenience

We know how important security is when it comes to your money. That's why we provide electronic signature authorization, ensuring that your transactions are safe and protected. You can also choose to receive e-statements, which are not only eco-friendly but also keep your information secure and organized. And if you're looking for a hassle-free way to make payments, our mobile payments feature lets you pay directly from your phone with ease. At 1st Community, we're committed to providing accessible and convenient banking solutions that fit your lifestyle. Whether you're checking your account during lunch or managing bills from home, we make it simple for you to stay connected with your finances. Join us today and discover how our digital banking services can enhance your financial experience!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 44,729, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,719,409. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 4141 College Hills Blvd San Angelo Tx 76904 or call (325) 653-1465 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,255 in used auto loans and $277,903,375 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $1,359,491, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $38,303,407 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to supporting your vision with tailored financing solutions. We invite you to explore these options further by visiting us at our branch located at 4141 College Hills Blvd San Angelo Tx 76904 or give us a call at 325-653-1465. Our dedicated team is ready to assist you in finding the right loan product for your needs. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial empowerment today!

Credit Lines and Personal Loans

For those looking for additional funding options, our total credit lines amount to $84,587,761, giving you access to funds whenever you need them. These lines of credit can be beneficial for managing unexpected expenses or making larger purchases without strain.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, make buying or refinancing simple. We provide competitive rates and terms that can help you secure the home of your dreams.

Unsecured Credit Cards

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members navigate their financial journeys. This option provides you with the freedom to make purchases while keeping your budget in check.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out for several key reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping consumers secure better rates. Ready to find the best loan options for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1ST COMMUNITY FEDERAL CREDIT UNION - San Angelo, TX

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