Top Auto Loans & Mortgage Financing | 1st Community San Angelo TX Credit Union

Introduction

Welcome to 1st Community, your trusted partner in financial well-being, located at 3505 Wildewood Dr, San Angelo, TX 76904. Established in 1953, our credit union has proudly served the community for decades, fostering a culture of trust and support. With a total membership of 23,643 and assets exceeding $397 million, we are dedicated to providing you with personalized banking solutions that truly meet your needs. At 1st Community, we understand that each member is unique. That's why we offer a variety of services designed to help you achieve your financial goals whether it's securing an auto loan, opening a savings account, or accessing our convenient online banking options. Our commitment to excellence is reflected in our impressive total deposits of $27,227,279 and net worth of $52,692,353. Our team is led by CEO Bill Nikolauk and Board President Robert Brewer, both committed to ensuring that our members receive the highest level of service. With a dedicated staff of 106 employees, we take pride in being here for you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1216, Eldorado, TX 76936. We invite you to explore how we can assist you in achieving your financial dreams. For more information or to speak with one of our friendly representatives, call us at (325) 853-2538 or visit our website at 1cfcu.org. Join us today and experience the difference that comes from being part of the 1st Community family!

Branch History & Mission

Innovation & Accessibility

Embracing technology has been pivotal in enhancing the member experience at 1st Community. We offer online and mobile banking services so you can manage your finances anywhere at any time. Additionally, we prioritize accessibility by ensuring compliance with ADA standards so everyone can enjoy our services comfortably.

Join Us Today!

As we look forward to the future, we invite you to become part of the 1st Community family. Experience firsthand how we can help you navigate your financial journey while contributing positively to our community. Reach out today at (325) 853-2538 or visit us during our operating hours: Monday through Friday from 8:00 AM - 1:00 PM & 2:00 PM - 5:30 PM, and Saturday from 8:00 AM - 12:00 PM. Join us at 1st Community where your success is our mission!

Our Journey

The journey of 1st Community began with a simple yet powerful vision: to provide accessible financial services to those in need. Over the decades, we've evolved alongside our members, adapting to their changing needs while maintaining our core values of integrity and support. Our branch is located at 3505 Wildewood Dr, San Angelo, TX 76904, easily accessible for all members. We are proud to offer drive-thru banking and ATM services for added convenience. While members can visit us at 3505 Wildewood Dr, official correspondence should be sent to our mailing address: PO Box 1216, Eldorado, TX 76936.

Our Mission

At 1st Community, our mission is clear: we strive to empower our members by providing them with comprehensive financial solutions that cater to their unique lifestyles. Whether you are looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we are here to help you achieve your financial goals. Our commitment extends beyond just banking; we actively engage in community outreach programs that support local initiatives and foster growth within San Angelo and its surrounding areas. This deep connection with our community is what sets us apart.

Branch Location & Accessibility

Welcome to the 1st Community branch located at 3505 Wildewood Dr, San Angelo, TX 76904! We're proud to be a part of the vibrant San Angelo community, conveniently situated near local favorites like the Sunset Mall and the beautiful parks surrounding Lake Nasworthy. Our location is designed with your accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure every member can easily visit us. For any official correspondence, please send it to our mailing address at PO Box 1216, Eldorado, TX 76936. This helps us keep our services running smoothly while you enjoy our welcoming branch atmosphere. We understand that life can be busy, which is why our operating hours are set up for your convenience. You can visit us Monday through Friday from 8:00 AM to 1:00 PM and 2:00 PM to 5:30 PM. On Saturdays, we're here from 8:00 AM to 12:00 PM. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we're ready to help! If you're in need of quick access to cash or banking services outside of lobby hours, you'll be pleased to know that we offer ATM availability right on-site. Plus, for those who prefer not to leave their vehicles, our drive-thru banking service makes it easy to handle deposits and withdrawals with minimal fuss. At the 1st Community branch, we offer a variety of personal banking options from checking and savings accounts to auto loans and credit cards with rewards. Our friendly staff is here to guide you through all your financial needs. So why wait? Come visit us at our San Angelo branch today or give us a call at 325-853-2538. We look forward to serving you!

Member Eligibility

At 1st Community, we believe that everyone deserves a place in our welcoming community, and becoming a member is easier than you might think. If you live, work, worship, or attend school in the San Angelo area, you're already on the path to joining us! We also welcome immediate family members of current members, so if your loved ones are already part of our family, you can easily join as well. Membership offers you access to a variety of financial services designed with your needs in mind, from personal banking to auto loans and more. To learn more about the specific eligibility requirements and ensure you're ready to step into this supportive environment, check out the detailed information at http://www.1cfcu.org/membership-2/. When you're ready to open an account, just visit us at https://apply.1cfcu.org/ or give us a call at (325) 853-2538. We're excited to have you as part of our 1st Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a local coffee shop using our point-of-sale systems to accept payments easily while tracking sales data seamlessly. This helps them focus on what they do best serving great coffee! Visit us at 3505 Wildewood Dr San Angelo Tx 76904, San Angelo, TX, or give us a call at (325) 853-2538 to learn how we can help your business thrive today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust solutions that support growth and success. Our business banking services include merchant services that streamline transactions and business loans tailored to meet the needs of local entrepreneurs. We're here to help your business thrive.

Convenient Services Right Here

In addition to our core offerings, we also provide basic drive-thru banking for simple transactions like deposits and withdrawals, allowing for quick service without leaving your car. With an ATM on-site, accessing your money is just a few taps away.

Financing Options That Work for You

When it comes to financing, we offer a variety of options tailored to your needs. Looking for a reliable vehicle? Our auto loans and vehicle financing plans provide competitive rates that can help put you behind the wheel without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options are designed to make home buying more affordable. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the financial relief you need. And don't forget about our credit cards with rewards, which can earn you points on everyday purchases while offering flexible payment options.

Get Started Today!

With everything from personal banking to business solutions under one roof, 1st Community is here for all your financial needs. If you're ready to take the next step towards better banking, give us a call at (325) 853-2538, or visit us today at 3505 Wildewood Dr San Angelo Tx 76904 in San Angelo, TX. Explore how we can support your journey toward financial success! For more information about becoming a member or opening an account, visit us online at Eldorado. We look forward to serving you!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. Need quick access to cash? Our ATM and cash withdrawal services allow you to get funds anytime you need them. Plus, with our online and mobile banking, you can manage your accounts from anywhere, making it easier than ever to stay on top of your finances.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization, allowing you to complete transactions securely from the comfort of your home. You won't have to worry about printing or mailing documents everything can be done electronically. Additionally, with e-statements readily available, you can view your financial statements whenever you want, helping you stay organized and informed. For those who prefer using their smartphones for banking, our mobile application makes it easy to manage your accounts on the go. You can also take advantage of our mobile payments feature for quick and convenient transactions right from your phone. Plus, if you need to send money to friends or family, our person-to-person transfer option allows you to do so instantly.

Security and Accessibility

Your security is our top priority. We use robust measures to ensure that your personal information remains safe while you enjoy the convenience of online banking. With real-time account management tools at your fingertips, you can monitor your transactions and manage your finances more effectively than ever before. In summary, 1st Community is committed to providing accessible and secure digital banking solutions tailored to meet your needs. Explore all these features today by visiting https://1cfcu.org/ and experience banking made simple!

Financial Strength

Growing Membership Base

Our commitment to quality service is further demonstrated by the trust our growing member base places in us. With a total of 44,729 share accounts, it's clear that more individuals are choosing 1st Community as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 3505 Wildewood Dr San Angelo Tx 76904 or call (325) 853-2538 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Solutions

Your savings are secure with us. We have $85,906,587 in share certificates and $18,526,169 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,359,491, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 15 part-time employees who are dedicated to serving you with knowledgeable support.

Reinvesting for Your Benefit

With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $3,255 in used auto loans and $277,903,375 in total loans and leases.

Strong Financial Position

With a net worth of $52,692,353, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.20% showcases a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make sure you find a solution that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $38,303,407 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for equipment or inventory, we are here to support your business ambitions. Our branch is located at 3505 Wildewood Dr San Angelo TX 76904, and our friendly team is ready to assist you with any questions or concerns about our loan offerings. You can reach us at (325) 853-2538 during our operating hours: Monday through Friday from 8:00 AM - 1:00 PM & 2:00 PM - 5:30 PM and Saturday from 8:00 AM - 12:00 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're committed to transparency and helping you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

If you're looking for flexibility in managing expenses, our total credit lines amount to $84,587,761. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. These options allow you to handle unexpected costs without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, making buying or refinancing simple. We strive to provide an easy application process and competitive interest rates so you can focus on what matters most your new home.

Loan Aggregator

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