Introduction

As of June 25, 2025, car shoppers and vehicle enthusiasts have some solid financing options to explore. The standout deal today is from Myconsumers Credit Union, offering the lowest auto loan APR range at just 3.99% to 6.44%—a fantastic opportunity for anyone looking to save on their next car purchase. Motorcycle buyers can turn to First Flight Federal Credit Union with competitive rates starting at 5.19% APR, while recreational vehicle financing is available from Americas Credit Union, though rates are higher, ranging up to 18%. Notably, most credit unions have maintained steady rates over the past month, with no significant fluctuations in weekly or monthly terms, providing stable ground for confident buying decisions. If you’re aiming to lock in a great rate without delay, now’s a smart time to act and get the most value out of your vehicle loan.

Used - Vehicle Loans

Credit Union
Product
2025-06-25
(Current Day)
2025-06-18
(7 Days Ago)
2025-06-10
(15 Days Ago)
2025-05-26
(30 Days Ago)
2025-05-11
(45 Days Ago)
Myconsumers
Auto
3.99 - 6.44
3.99 - 6.44
3.99 - 6.44
Americas Credit Union
Auto
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
Americas Credit Union
Motorcycle
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
Americas Credit Union
Recreational
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
First Flight Federal Credit Union
Auto
4.90 - 5.07
4.90 - 5.07
4.90 - 5.07
4.90 - 5.07
4.90 - 5.07
First Flight Federal Credit Union
Motorcycle
5.19 - 5.31
5.19 - 5.31
5.19 - 5.31
5.19 - 5.31
5.19 - 5.31
First Flight Federal Credit Union
Other
6.74 - 8.61
6.74 - 8.61
6.74 - 8.61
6.74 - 8.61
6.74 - 8.61
Gecu
Auto
4.99 - 6.24
Logix
Auto
4.99 - 6.24
First Community
Auto
4.99 - 6.99
First Community
Recreational
7.04 - 8.50
Royal
Auto
4.99 - 8.89
Royal
Other
5.09 - 7.59
Langley
Auto
4.99 - 6.49
4.99
4.99
4.99
4.99
Langley
Other
8.24 - 10.24
Service
Auto
4.99 - 10.24

Myconsumers

As of June 25, 2025, Myconsumers’ Used Auto loan rates remain steady at 3.99% to 6.44% APR, showing no change over the past 7 and 30 days. This consistent rate range offers members affordable financing options for used vehicles without recent fluctuations. For those seeking manageable monthly payments, consider exploring longer-term used auto loans to spread out costs while locking in these stable rates. Staying informed on rate trends helps you plan your vehicle purchase with confidence.

Americas Credit Union

As of June 25, 2025, used vehicle loan rates at Americas Credit Union remain steady across all products. Used Auto loans offer the most affordable range at 4.46% to 13.93% APR, unchanged over the past 30 days. Motorcycle loans hold steady between 8.05% and 11.49% APR, while Recreational vehicle rates stay at 8.90% to 18.00% APR. With no rate changes recently, members seeking value should consider used auto loans for lower APRs. For manageable payments, explore longer loan terms within these products to spread costs comfortably over time.

First Flight Federal Credit Union

As of June 25, 2025, First Flight Federal Credit Union’s used vehicle loan rates remain steady across all products. Used Auto loans hold the lowest APR range at 4.90% - 5.07%, unchanged over the past 30 days, offering the most affordable financing option. Motorcycle loans are stable at 5.19% - 5.31%, while Other vehicle loans maintain a higher range of 6.74% - 8.61% with no recent changes. Members seeking cost-effective financing should consider used auto loans for competitive rates. For flexible budgeting, explore longer-term options to reduce monthly payments without rate increases.

Gecu

As of June 25, 2025, Gecu’s Used Auto Loan rates are steady at 4.99% to 6.24% APR, with no available data for the past 7, 15, or 30 days to indicate any movement. This range offers members a competitive option for affordable financing on used vehicles. For those seeking manageable monthly payments, exploring longer-term loan options may provide additional budget flexibility. Keep an eye on future updates for potential rate changes that could further benefit your financing choices.

Logix

For June 25, 2025, Logix’s Used Auto Loan rates stand at a competitive 4.99% to 6.24% APR, with no previous data for comparison. This range offers affordable financing options for members looking to purchase used vehicles. Focus on the lower end of the rate spectrum to maximize savings. If you’re aiming for manageable monthly payments, consider exploring longer-term loan options within these rates to suit your budget comfortably. Stay informed as rates may update with market changes.

First Community

This week at First Community, Used Auto loans are available with competitive rates ranging from 4.99% to 6.99% APR, while Used Recreational vehicle loans offer rates between 7.04% and 8.50% APR. With no previous data to compare, these rates set a clear benchmark for members seeking affordable financing options. For those aiming to manage monthly expenses, consider exploring longer-term loan options to lower payments while securing these attractive used vehicle rates.

Royal

For used vehicle loans at Royal Credit Union on June 25, 2025, Used Auto loans offer competitive rates ranging from 4.99% to 8.89% APR. Additionally, the Used Other vehicle loan rates span 5.09% to 7.59% APR. Since no prior data is available, APR movement trends can’t be determined this week. Members seeking affordability should consider the lower end of these ranges for cost-effective financing. For those prioritizing manageable payments, exploring longer-term loan options may provide additional relief. Stay informed to secure the best rates for your used vehicle purchase.

Langley

This week, Langley’s Used Auto loan rates remain steady at 4.99% to 6.49% APR, showing no change over the past 30 days. The Used Other vehicle loans are newly listed with rates between 8.24% and 10.24% APR. For members seeking affordability, the Used Auto loan offers the lowest rates, making it a strong option for financing vehicles. Consider longer-term loans to lower monthly payments while locking in these stable rates. Monitoring these trends can help you choose the best fit for your budget and vehicle needs.

Service

As of June 25, 2025, Service’s Used Auto Loan rates range from 4.99% to 10.24% APR, with no previous data for comparison this month. This range offers options for members seeking affordable financing on used vehicles. For those aiming to manage monthly payments, consider longer-term loans to potentially lower your installment amounts. Stay updated as rates may adjust, impacting your financing choices.

LendMesh

If your monthly car payment feels too high, it might be time for a better deal. With LendMesh, you can explore refinancing options that lower your rate or shorten your loan term. Keep more money in your pocket—visit https://www.lendmesh.com/loans/vehicle_loans and see what’s possible.

Conclusion

Looking ahead, it’s wise to keep an eye on credit union loan rates while planning your purchase or refinance. If you currently carry higher-rate loans elsewhere, consider refinancing through Myconsumers or First Flight Federal to potentially lower your monthly payments. For families and riders eyeing recreational or motorcycle loans, comparing offers from Americas Credit Union and First Flight Federal can help you find the best fit without stretching your budget. Staying informed about steady rate trends means you can confidently time your purchase or refinancing move. Remember, locking in today’s lowest rates could save you hundreds over the life of your loan, so don’t hesitate to reach out and start your application while these strong deals remain available.