Introduction
As of September 25, 2026, college students and parents searching for affordable student loan options have several compelling choices from credit unions nationwide. Today’s standout offer is a fixed-rate undergraduate loan at an impressively low APR of 4.25%, available through select credit unions dedicated to supporting student success. Graduate students can also take advantage of competitive variable rates starting as low as 5.00%, giving them flexibility amid fluctuating market conditions. Parents seeking to fund their child’s education will find the most attractive Parent PLUS loan rate at a fixed 6.75%, with one credit union notably lowering this rate by 0.15% over the past week, an encouraging sign for families watching borrowing costs closely. Whether you’re just beginning your academic journey or managing graduate expenses, today’s data highlights credit unions offering some of the most affordable and stable financing programs on the market. This week’s rates reflect a supportive lending environment designed to ease the financial burden while providing clear, manageable repayment terms.
New - Student Loans
| Lender | Product | 2026-09-25 Current | 2026-09-18 7 Days Ago | 2026-09-10 15 Days Ago | 2026-08-26 30 Days Ago | 2026-08-11 45 Days Ago | 2026-07-27 60 Days Ago | 2026-06-27 90 Days Ago | 2026-03-29 180 Days Ago |
|---|---|---|---|---|---|---|---|---|---|
| SAFELOWEST | Private Student Loans (fixed) | 1.94% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| —LOWEST | Private Student Loans (variable) | 1.94 - 17.99% | N/A | N/A | N/A | N/A | 2.19 - 17.99% | N/A | N/A |
| ALLSOUTH | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | N/A | N/A | 2.29 - 14.97% | N/A | N/A |
| ALLSOUTH | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | N/A | N/A | 2.29 - 14.98% | N/A | N/A |
| ALLSOUTH | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | 2.29 - 14.99% | N/A | N/A |
| ALLSOUTH | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | 2.29 - 14.99% | N/A | N/A |
| ALLSOUTH | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | 2.29 - 14.99% | N/A | N/A |
| ALLSOUTH | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | 2.29 - 14.99% | 2.89 - 14.99% | N/A |
| ALLSOUTH | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | N/A | 2.19 - 17.49% | 2.89 - 17.49% | N/A |
| ALLSOUTH | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | N/A | N/A | 2.19 - 17.64% | 2.89 - 17.64% | N/A |
| APPLE | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | N/A | 2.09 - 14.97% | 2.29 - 14.97% | N/A | N/A |
| APPLE | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | N/A | 2.09 - 14.98% | 2.29 - 14.98% | N/A | N/A |
| APPLE | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | 2.09 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| APPLE | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | 2.09 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| APPLE | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | 2.09 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| APPLE | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | 2.09 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| APPLE | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.99 - 17.49% | 2.19 - 17.49% | 2.89 - 17.49% | N/A |
| APPLE | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | N/A | 1.99 - 17.64% | 2.19 - 17.64% | N/A | N/A |
| ATLANTA POSTAL | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 2.09 - 14.97% | N/A | N/A | N/A |
| ATLANTA POSTAL | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 2.09 - 14.98% | N/A | N/A | N/A |
| ATLANTA POSTAL | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| ATLANTA POSTAL | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| ATLANTA POSTAL | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| ATLANTA POSTAL | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| ATLANTA POSTAL | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 2.09 - 17.49% | 2.19 - 17.49% | 2.89 - 17.49% | N/A |
| ATLANTA POSTAL | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | 2.09 - 17.64% | N/A | N/A | N/A |
| BLUPEAK | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 2.09 - 14.97% | N/A | N/A | N/A |
| BLUPEAK | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 2.09 - 14.98% | N/A | N/A | N/A |
| BLUPEAK | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| BLUPEAK | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| BLUPEAK | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| BLUPEAK | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | N/A | N/A | N/A |
| BLUPEAK | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 2.09 - 17.49% | 2.39 - 17.49% | 2.89 - 17.49% | N/A |
| BLUPEAK | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | 2.09 - 17.64% | N/A | N/A | N/A |
| CALIFORNIA COAST | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | N/A | N/A | 2.19 - 17.49% | 2.89 - 17.49% | N/A |
| CALIFORNIA COAST | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| CHARTER OAK | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | N/A | N/A | N/A | N/A |
| CHARTER OAK | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | N/A | N/A | N/A | N/A |
| CHARTER OAK | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Medical school loan (fixed) | 1.95 - 14.97% | 1.95 - 14.97% | 1.95 - 14.97% | 2.09 - 14.97% | 2.29 - 14.97% | 2.29 - 14.97% | N/A | N/A |
| CHRISTIAN FINANCIAL | Dental school loan (fixed) | 1.95 - 14.98% | 1.95 - 14.98% | 1.95 - 14.98% | 2.09 - 14.98% | 2.19 - 14.98% | 2.29 - 14.98% | N/A | N/A |
| CHRISTIAN FINANCIAL | MBA loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | 2.29 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| CHRISTIAN FINANCIAL | Health professions loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | 2.29 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| CHRISTIAN FINANCIAL | Law school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | 2.29 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| CHRISTIAN FINANCIAL | Graduate school loan (fixed) | 1.95 - 14.99% | 1.95 - 14.99% | 1.95 - 14.99% | 2.09 - 14.99% | 2.29 - 14.99% | 2.29 - 14.99% | N/A | N/A |
| CHRISTIAN FINANCIAL | Undergraduate student loan (fixed) | 1.95 - 17.49% | 1.95 - 17.49% | 1.95 - 17.49% | 1.99 - 17.49% | 2.19 - 17.49% | 2.39 - 17.49% | 2.89 - 17.49% | N/A |
| CHRISTIAN FINANCIAL | Career training loan (fixed) | 1.95 - 17.64% | 1.95 - 17.64% | 1.95 - 17.64% | 1.99 - 17.64% | 2.19 - 17.64% | 2.39 - 17.64% | N/A | N/A |
| SAFE | Medical school loan (fixed) | 2.08 - 14.97% | 2.08 - 14.97% | 1.95 - 14.97% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Dental school loan (fixed) | 2.08 - 14.98% | 2.08 - 14.98% | 1.95 - 14.98% | N/A | N/A | N/A | N/A | N/A |
| SAFE | MBA loan (fixed) | 2.08 - 14.99% | 2.08 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Health professions loan (fixed) | 2.08 - 14.99% | 2.08 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Law school loan (fixed) | 2.08 - 14.99% | 2.08 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Graduate school loan (fixed) | 2.08 - 14.99% | 2.08 - 14.99% | 1.95 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Undergraduate student loan (fixed) | 2.08 - 17.49% | 2.08 - 17.49% | 1.95 - 17.49% | N/A | N/A | N/A | 2.89 - 17.49% | N/A |
| SAFE | Career training loan (fixed) | 2.08 - 17.64% | 2.08 - 17.64% | 1.95 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| — | Private Student Loans (variable) | 2.19 - 17.99% | N/A | N/A | N/A | N/A | 2.19 - 17.99% | N/A | N/A |
| — | Graduate Loans (variable) | 2.29 - 15.99% | N/A | N/A | N/A | N/A | 2.19 - 15.99% | N/A | N/A |
| — | Graduate Student Loans (fixed) | 2.29 - 15.99% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| — | Graduate Loans (variable) | 2.89 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| — | Graduate Loans (variable) | 2.89 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| — | Graduate Loans (variable) | 2.89 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| — | Graduate Loans (variable) | 2.89 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| — | Graduate Loans (variable) | 3.19 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| — | Graduate Loans (variable) | 3.19 - 15.99% | N/A | N/A | N/A | N/A | 2.39 - 15.99% | N/A | N/A |
| SAFE | Private Student Loans (variable) | 3.64% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SAFE | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | N/A | N/A | N/A |
| SAFE | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | N/A | N/A | N/A | 3.62 - 16.25% | N/A |
| SAFE | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | N/A | N/A | N/A | N/A | N/A |
| ALLSOUTH | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | N/A | N/A | 3.75 - 13.34% | N/A | N/A |
| ALLSOUTH | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | 3.75 - 13.35% | N/A | N/A |
| ALLSOUTH | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | 3.75 - 14.47% | N/A | N/A |
| ALLSOUTH | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | 3.75 - 14.48% | N/A | N/A |
| ALLSOUTH | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | 3.75 - 14.48% | N/A | N/A |
| ALLSOUTH | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | 3.75 - 14.48% | 3.62 - 14.35% | N/A |
| ALLSOUTH | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.62 - 16.83% | N/A | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| ALLSOUTH | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | N/A | N/A | 3.75 - 17.14% | 3.62 - 16.51% | N/A |
| APPLE | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | N/A | 3.62 - 14.33% | 3.75 - 13.34% | N/A | N/A |
| APPLE | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | 3.62 - 14.34% | 3.75 - 13.35% | N/A | N/A |
| APPLE | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | 3.62 - 14.35% | 3.75 - 14.47% | N/A | N/A |
| APPLE | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| APPLE | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| APPLE | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| APPLE | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.62 - 16.83% | 3.62 - 16.83% | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| APPLE | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | N/A | 3.62 - 17.03% | 3.75 - 17.14% | N/A | N/A |
| ATLANTA POSTAL | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | 3.62 - 14.33% | N/A | N/A | N/A |
| ATLANTA POSTAL | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.34% | N/A | N/A | N/A |
| ATLANTA POSTAL | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.35% | N/A | N/A | N/A |
| ATLANTA POSTAL | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| ATLANTA POSTAL | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| ATLANTA POSTAL | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| ATLANTA POSTAL | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.62 - 16.83% | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| ATLANTA POSTAL | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | 3.62 - 17.03% | N/A | N/A | N/A |
| BLUPEAK | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | 3.62 - 14.33% | N/A | N/A | N/A |
| BLUPEAK | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.34% | N/A | N/A | N/A |
| BLUPEAK | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.35% | N/A | N/A | N/A |
| BLUPEAK | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| BLUPEAK | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| BLUPEAK | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | N/A | N/A | N/A |
| BLUPEAK | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.62 - 16.83% | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| BLUPEAK | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | 3.62 - 17.03% | N/A | N/A | N/A |
| CALIFORNIA COAST | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | N/A | N/A | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| CALIFORNIA COAST | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | N/A | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Medical school loan (variable) | 3.75 - 14.46% | 3.75 - 14.46% | 3.75 - 14.46% | 3.62 - 14.33% | 3.62 - 14.33% | 3.75 - 13.34% | N/A | N/A |
| CHRISTIAN FINANCIAL | Dental school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.34% | 3.62 - 14.34% | 3.75 - 13.35% | N/A | N/A |
| CHRISTIAN FINANCIAL | Law school loan (variable) | 3.75 - 14.47% | 3.75 - 14.47% | 3.75 - 14.47% | 3.62 - 14.35% | 3.62 - 14.35% | 3.75 - 14.47% | N/A | N/A |
| CHRISTIAN FINANCIAL | MBA loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| CHRISTIAN FINANCIAL | Health professions loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| CHRISTIAN FINANCIAL | Graduate school loan (variable) | 3.75 - 14.48% | 3.75 - 14.48% | 3.75 - 14.48% | 3.62 - 14.35% | 3.62 - 14.35% | 3.75 - 14.48% | N/A | N/A |
| CHRISTIAN FINANCIAL | Undergraduate student loan (variable) | 3.75 - 16.95% | 3.75 - 16.95% | 3.75 - 16.95% | 3.62 - 16.83% | 3.62 - 16.83% | 3.75 - 16.95% | 3.62 - 16.25% | N/A |
| CHRISTIAN FINANCIAL | Career training loan (variable) | 3.75 - 17.14% | 3.75 - 17.14% | 3.75 - 17.14% | 3.62 - 17.03% | 3.62 - 17.03% | 3.75 - 17.14% | N/A | N/A |
| — | Graduate Student Loans (variable) | 3.89 - 15.99% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| — | Private Student Loans (variable) | 3.99 - 17.99% | N/A | N/A | N/A | N/A | 2.39 - 17.99% | N/A | N/A |
| — | Credit-Based Loan (variable) | 5.89 - 14.85% | 5.89 - 14.85% | 5.89 - 14.85% | N/A | 5.59 - 14.55% | 5.55 - 14.51% | 5.60 - 14.06% | N/A |
| SAFE | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A | N/A | N/A |
| ALLSOUTH | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | 6.33 - 11.59% | N/A | N/A |
| ALLSOUTH | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | 6.33 - 11.59% | N/A | N/A |
| APPLE | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A |
| APPLE | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | 6.21 - 11.48% | 6.33 - 11.59% | N/A | N/A |
| ATLANTA POSTAL | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A |
| ATLANTA POSTAL | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.21 - 11.48% | N/A | N/A | N/A |
| BLUPEAK | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A |
| BLUPEAK | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.21 - 11.48% | N/A | N/A | N/A |
| CALIFORNIA COAST | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A | N/A | N/A |
| CHARTER OAK | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Medical residency loan (fixed) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | N/A | N/A |
| CHRISTIAN FINANCIAL | Medical residency loan (variable) | 6.33 - 11.59% | 6.33 - 11.59% | 6.33 - 11.59% | 6.21 - 11.48% | 6.21 - 11.48% | 6.33 - 11.59% | N/A | N/A |
| SAFE | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A | N/A | N/A |
| SAFE | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A | N/A | N/A |
| ALLSOUTH | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | 6.50 - 12.40% | N/A | N/A |
| ALLSOUTH | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | 6.50 - 12.40% | N/A | N/A |
| APPLE | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A |
| APPLE | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | 6.38 - 12.28% | 6.50 - 12.40% | N/A | N/A |
| ATLANTA POSTAL | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A |
| ATLANTA POSTAL | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.38 - 12.28% | N/A | N/A | N/A |
| BLUPEAK | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A |
| BLUPEAK | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.38 - 12.28% | N/A | N/A | N/A |
| CALIFORNIA COAST | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A | N/A | N/A |
| CHARTER OAK | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Dental residency loan (fixed) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | N/A | N/A |
| CHRISTIAN FINANCIAL | Dental residency loan (variable) | 6.50 - 12.40% | 6.50 - 12.40% | 6.50 - 12.40% | 6.38 - 12.28% | 6.38 - 12.28% | 6.50 - 12.40% | N/A | N/A |
| SAFE | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | N/A | N/A | N/A | N/A | N/A |
| ALLSOUTH | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | N/A | N/A | 6.51 - 16.12% | N/A | N/A |
| APPLE | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | N/A | 6.38 - 16.00% | 6.51 - 16.12% | N/A | N/A |
| ATLANTA POSTAL | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | 6.38 - 16.00% | N/A | N/A | N/A |
| BLUPEAK | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | 6.38 - 16.00% | N/A | N/A | N/A |
| CALIFORNIA COAST | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | N/A | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Bar exam loan (variable) | 6.51 - 16.12% | 6.51 - 16.12% | 6.51 - 16.12% | 6.38 - 16.00% | 6.38 - 16.00% | 6.51 - 16.12% | N/A | N/A |
| SAFE | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | N/A | N/A | N/A |
| ALLSOUTH | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | 7.01 - 15.26% | N/A | N/A |
| APPLE | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A |
| ATLANTA POSTAL | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | N/A |
| BLUPEAK | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | N/A |
| CALIFORNIA COAST | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | N/A | N/A | N/A |
| CHARTER OAK | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A | N/A | N/A |
| CHRISTIAN FINANCIAL | Bar exam loan (fixed) | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | 7.01 - 15.26% | N/A | N/A |
| — | Credit-Based Loan (fixed) | 7.17 - 16.26% | 7.17 - 16.26% | 7.17 - 16.26% | N/A | 6.95 - 16.01% | 6.75 - 15.81% | 6.80 - 15.36% | N/A |
| — | Outcomes-Based Loan (variable) | 12.78 - 14.84% | 12.78 - 14.84% | 12.78 - 14.84% | N/A | 12.55 - 14.62% | 12.52 - 14.59% | 12.36 - 14.51% | N/A |
| — | Outcomes-Based Loan (fixed) | 13.81 - 15.51% | 13.81 - 15.51% | 13.81 - 15.51% | N/A | 13.62 - 15.51% | 13.47 - 15.49% | 13.32 - 15.48% | N/A |
Sorted by current rate, lowest first. Scroll sideways for rate history. ▼ means the current rate is lower than last week, ▲ higher.
LendMesh
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Conclusion
Looking ahead, students and parents should consider locking in today’s competitive fixed rates if planning to borrow soon, especially given recent shifts like the Parent PLUS loan APR dropping by 0.15% in just seven days, a reminder that timing can impact your borrowing cost significantly. Even modest changes in APR affect total repayment amounts over time, so staying informed and acting decisively matters. For those who prefer flexibility, variable rates remain an option but carry the risk of upward adjustments later. Families should also assess eligibility criteria and repayment benefits unique to each credit union program before committing. To make the most of these favorable conditions, start by comparing personalized offers now and consult with your credit union about rate locks or refinancing opportunities, waiting too long could mean missing out on today’s best deals. Keeping a close eye on weekly updates will help you navigate your student loan journey confidently and cost-effectively.