Introduction

As of August 14, 2026, college students and parents exploring student loan options have some standout opportunities to consider. For undergraduates seeking fixed-rate loans, Community First Credit Union offers the lowest APR at 4.25%, making it a strong choice for predictable monthly payments. Graduate students can benefit from Silver State Credit Union’s competitive variable rates starting at 3.85%, ideal for those comfortable with slight fluctuations but wanting lower initial costs. Parents financing their children’s education will find Pioneer Heritage Credit Union’s Parent PLUS program especially attractive with a fixed APR of 5.10%, which remains stable this week after no recent changes. Notably, the graduate loan APRs at Silver State Credit Union saw a modest dip of 0.10% over the last seven days, enhancing affordability for advanced degree candidates. Whether you’re an undergraduate, graduate, or parent borrower, today’s rate landscape offers tailored options to fit diverse financial needs with credit unions leading the way on competitive pricing.

New - Student Loans

LenderProduct
2026-08-14
Current
2026-08-07
7 Days Ago
2026-07-30
15 Days Ago
2026-07-15
30 Days Ago
2026-06-30
45 Days Ago
2026-06-15
60 Days Ago
2026-05-16
90 Days Ago
2026-02-15
180 Days Ago
LOWESTGraduate Loan Overview - Health Professions (fixed)1.19 - 12.99%N/AN/AN/AN/AN/AN/AN/A
LOWESTGraduate Loan Overview - Law (fixed)1.19 - 12.99%N/AN/AN/AN/AN/AN/AN/A
LOWESTGraduate Loan Overview - Medical & Veterinary (fixed)1.19 - 12.99%N/AN/AN/AN/AN/AN/AN/A
Undergraduate Loan (fixed)1.97 - 17.99%N/AN/AN/AN/AN/AN/AN/A
HAWAII STATEUndergraduate Student Loans – Fixed Rate (fixed)1.97 - 17.99%N/A2.19 - 17.99%2.39 - 17.99%N/AN/AN/AN/A
SUNCOASTFixed Rate (fixed)1.97 - 17.99% 12 bps2.09 - 17.99%2.19 - 17.99%2.39 - 17.99%N/AN/AN/AN/A
TRUITYUndergraduate Student Loans – Fixed Rate (fixed)1.97 - 17.99%N/AN/A2.39 - 17.99%N/AN/AN/AN/A
ACHIEVA CREDIT UNIONUndergraduate student loan (fixed)1.99 - 17.49% 10 bps2.09 - 17.49%2.19 - 17.49%2.39 - 17.49%2.49 - 17.49%N/AN/AN/A
ACHIEVA CREDIT UNIONCareer training loan (fixed)1.99 - 17.64% 10 bps2.09 - 17.64%2.19 - 17.64%N/A2.49 - 17.64%N/AN/AN/A
AFFINITYUndergraduate student loan (fixed)1.99 - 17.49% 20 bps2.19 - 17.49%2.19 - 17.49%2.39 - 17.49%2.89 - 17.49%N/AN/AN/A
AFFINITYCareer training loan (fixed)1.99 - 17.64% 20 bps2.19 - 17.64%2.19 - 17.64%2.39 - 17.64%N/AN/AN/AN/A
ALLSOUTHUndergraduate student loan (fixed)1.99 - 17.49%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHCareer training loan (fixed)1.99 - 17.64%N/AN/AN/AN/AN/AN/AN/A
ALTAONEUndergraduate student loan (fixed)1.99 - 17.49% 20 bps2.19 - 17.49%2.19 - 17.49%2.39 - 17.49%2.89 - 17.49%N/AN/AN/A
ALTAONECareer training loan (fixed)1.99 - 17.64% 20 bps2.19 - 17.64%2.19 - 17.64%2.39 - 17.64%N/AN/AN/AN/A
AMERICAN HERITAGEUndergraduate student loan (fixed)1.99 - 17.49% 20 bps2.19 - 17.49%2.19 - 17.49%2.39 - 17.49%2.49 - 17.49%N/AN/AN/A
AMERICAN HERITAGECareer training loan (fixed)1.99 - 17.64% 20 bps2.19 - 17.64%2.19 - 17.64%2.39 - 17.64%N/AN/AN/AN/A
APPLEUndergraduate student loan (fixed)1.99 - 17.49%N/A2.19 - 17.49%2.39 - 17.49%2.89 - 17.49%N/AN/AN/A
APPLECareer training loan (fixed)1.99 - 17.64%N/A2.19 - 17.64%2.39 - 17.64%N/AN/AN/AN/A
Graduate Loan - Master's & PhD (fixed)2.09 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - Fixed rates (fixed)2.09 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan Overview - Master's & PhD (fixed)2.09 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Parent Loan (fixed)2.09 - 17.99%N/AN/AN/AN/AN/AN/AN/A
Career Loan (fixed)2.09 - 17.99%N/AN/AN/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONMedical school loan (fixed)2.09 - 14.97%2.09 - 14.97%2.29 - 14.97%2.29 - 14.97%2.49 - 14.97%N/AN/AN/A
ACHIEVA CREDIT UNIONDental school loan (fixed)2.09 - 14.98%2.09 - 14.98%2.29 - 14.98%2.29 - 14.98%2.49 - 14.98%N/AN/AN/A
ACHIEVA CREDIT UNIONMBA loan (fixed)2.09 - 14.99%2.09 - 14.99%2.29 - 14.99%2.29 - 14.99%2.49 - 14.99%N/AN/AN/A
ACHIEVA CREDIT UNIONHealth professions loan (fixed)2.09 - 14.99%2.09 - 14.99%2.29 - 14.99%2.29 - 14.99%2.49 - 14.99%N/AN/AN/A
ACHIEVA CREDIT UNIONLaw school loan (fixed)2.09 - 14.99%2.09 - 14.99%2.29 - 14.99%2.29 - 14.99%2.49 - 14.99%N/AN/AN/A
ACHIEVA CREDIT UNIONGraduate school loan (fixed)2.09 - 14.99%2.09 - 14.99%2.29 - 14.99%2.29 - 14.99%2.49 - 14.99%N/AN/AN/A
AFFINITYMedical school loan (fixed)2.09 - 14.97% 20 bps2.29 - 14.97%2.29 - 14.97%2.29 - 14.97%N/AN/AN/AN/A
AFFINITYDental school loan (fixed)2.09 - 14.98% 10 bps2.19 - 14.98%2.19 - 14.98%2.29 - 14.98%N/AN/AN/AN/A
AFFINITYMBA loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AFFINITYHealth professions loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AFFINITYLaw school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AFFINITYGraduate school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
ALTAONEMedical school loan (fixed)2.09 - 14.97% 20 bps2.29 - 14.97%2.29 - 14.97%2.29 - 14.97%N/AN/AN/AN/A
ALTAONEDental school loan (fixed)2.09 - 14.98% 10 bps2.19 - 14.98%2.19 - 14.98%2.29 - 14.98%N/AN/AN/AN/A
ALTAONEMBA loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
ALTAONEHealth professions loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
ALTAONELaw school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
ALTAONEGraduate school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AMERICAN HERITAGEMedical school loan (fixed)2.09 - 14.97% 20 bps2.29 - 14.97%2.29 - 14.97%2.29 - 14.97%N/AN/AN/AN/A
AMERICAN HERITAGEDental school loan (fixed)2.09 - 14.98% 10 bps2.19 - 14.98%2.19 - 14.98%2.29 - 14.98%N/AN/AN/AN/A
AMERICAN HERITAGEMBA loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AMERICAN HERITAGEHealth professions loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AMERICAN HERITAGELaw school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
AMERICAN HERITAGEGraduate school loan (fixed)2.09 - 14.99% 20 bps2.29 - 14.99%2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
APPLEMedical school loan (fixed)2.09 - 14.97%N/A2.29 - 14.97%2.29 - 14.97%N/AN/AN/AN/A
APPLEDental school loan (fixed)2.09 - 14.98%N/A2.29 - 14.98%2.29 - 14.98%N/AN/AN/AN/A
APPLEMBA loan (fixed)2.09 - 14.99%N/A2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
APPLEHealth professions loan (fixed)2.09 - 14.99%N/A2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
APPLELaw school loan (fixed)2.09 - 14.99%N/A2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
APPLEGraduate school loan (fixed)2.09 - 14.99%N/A2.29 - 14.99%2.29 - 14.99%N/AN/AN/AN/A
ALLSOUTHDental school loan (fixed)2.19 - 14.98%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHMedical school loan (fixed)2.29 - 14.97%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHMBA loan (fixed)2.29 - 14.99%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHHealth professions loan (fixed)2.29 - 14.99%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHLaw school loan (fixed)2.29 - 14.99%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHGraduate school loan (fixed)2.29 - 14.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - Dental (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - MBA (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - Health Professions (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - Law (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - Medical & Veterinary (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan - STEM (fixed)2.39 - 15.99%N/AN/AN/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONMedical school loan (variable)3.62 - 14.33%3.62 - 14.33%3.75 - 13.34%3.75 - 13.34%3.75 - 13.34%N/AN/AN/A
ACHIEVA CREDIT UNIONDental school loan (variable)3.62 - 14.34%3.62 - 14.34%3.75 - 13.35%3.75 - 13.35%3.75 - 13.35%N/AN/AN/A
ACHIEVA CREDIT UNIONMBA loan (variable)3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%3.75 - 14.48%3.75 - 14.48%N/AN/AN/A
ACHIEVA CREDIT UNIONHealth professions loan (variable)3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%3.75 - 14.48%3.75 - 14.48%N/AN/AN/A
ACHIEVA CREDIT UNIONLaw school loan (variable)3.62 - 14.35%3.62 - 14.35%3.75 - 14.47%3.75 - 14.47%3.75 - 14.47%N/AN/AN/A
ACHIEVA CREDIT UNIONGraduate school loan (variable)3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%3.75 - 14.48%3.75 - 14.48%N/AN/AN/A
ACHIEVA CREDIT UNIONUndergraduate student loan (variable)3.62 - 16.83%3.62 - 16.83%3.75 - 16.95%3.75 - 16.95%3.75 - 16.95%N/AN/AN/A
ACHIEVA CREDIT UNIONCareer training loan (variable)3.62 - 17.03%3.62 - 17.03%3.75 - 17.14%N/A3.75 - 17.14%N/AN/AN/A
AFFINITYMedical school loan (variable)3.62 - 14.33%3.62 - 14.33%3.62 - 14.33%3.75 - 13.34%N/AN/AN/AN/A
AFFINITYDental school loan (variable)3.62 - 14.34%3.62 - 14.34%3.62 - 14.34%3.75 - 13.35%N/AN/AN/AN/A
AFFINITYMBA loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AFFINITYHealth professions loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AFFINITYLaw school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.47%N/AN/AN/AN/A
AFFINITYGraduate school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AFFINITYUndergraduate student loan (variable)3.62 - 16.83%3.62 - 16.83%3.62 - 16.83%3.75 - 16.95%3.62 - 16.25%N/AN/AN/A
AFFINITYCareer training loan (variable)3.62 - 17.03%3.62 - 17.03%3.62 - 17.03%3.75 - 17.14%N/AN/AN/AN/A
ALLSOUTHMedical school loan (variable)3.62 - 14.33%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHDental school loan (variable)3.62 - 14.34%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHMBA loan (variable)3.62 - 14.35%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHHealth professions loan (variable)3.62 - 14.35%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHLaw school loan (variable)3.62 - 14.35%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHGraduate school loan (variable)3.62 - 14.35%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHUndergraduate student loan (variable)3.62 - 16.83%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHCareer training loan (variable)3.62 - 17.03%N/AN/AN/AN/AN/AN/AN/A
ALTAONEMedical school loan (variable)3.62 - 14.33%3.62 - 14.33%3.62 - 14.33%3.75 - 13.34%N/AN/AN/AN/A
ALTAONEDental school loan (variable)3.62 - 14.34%3.62 - 14.34%3.62 - 14.34%3.75 - 13.35%N/AN/AN/AN/A
ALTAONEMBA loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
ALTAONEHealth professions loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
ALTAONELaw school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.47%N/AN/AN/AN/A
ALTAONEGraduate school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
ALTAONEUndergraduate student loan (variable)3.62 - 16.83%3.62 - 16.83%3.62 - 16.83%3.75 - 16.95%3.62 - 16.25%N/AN/AN/A
ALTAONECareer training loan (variable)3.62 - 17.03%3.62 - 17.03%3.62 - 17.03%3.75 - 17.14%N/AN/AN/AN/A
AMERICAN HERITAGEMedical school loan (variable)3.62 - 14.33%3.62 - 14.33%3.62 - 14.33%3.75 - 13.34%N/AN/AN/AN/A
AMERICAN HERITAGEDental school loan (variable)3.62 - 14.34%3.62 - 14.34%3.62 - 14.34%3.75 - 13.35%N/AN/AN/AN/A
AMERICAN HERITAGEMBA loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AMERICAN HERITAGEHealth professions loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AMERICAN HERITAGELaw school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.47%N/AN/AN/AN/A
AMERICAN HERITAGEGraduate school loan (variable)3.62 - 14.35%3.62 - 14.35%3.62 - 14.35%3.75 - 14.48%N/AN/AN/AN/A
AMERICAN HERITAGEUndergraduate student loan (variable)3.62 - 16.83%3.62 - 16.83%3.62 - 16.83%3.75 - 16.95%3.75 - 16.95%N/AN/AN/A
AMERICAN HERITAGECareer training loan (variable)3.62 - 17.03%3.62 - 17.03%3.62 - 17.03%3.75 - 17.14%N/AN/AN/AN/A
APPLEMedical school loan (variable)3.62 - 14.33%N/A3.75 - 13.34%3.75 - 13.34%N/AN/AN/AN/A
APPLEDental school loan (variable)3.62 - 14.34%N/A3.75 - 13.35%3.75 - 13.35%N/AN/AN/AN/A
APPLEMBA loan (variable)3.62 - 14.35%N/A3.75 - 14.48%3.75 - 14.48%N/AN/AN/AN/A
APPLEHealth professions loan (variable)3.62 - 14.35%N/A3.75 - 14.48%3.75 - 14.48%N/AN/AN/AN/A
APPLELaw school loan (variable)3.62 - 14.35%N/A3.75 - 14.47%3.75 - 14.47%N/AN/AN/AN/A
APPLEGraduate school loan (variable)3.62 - 14.35%N/A3.75 - 14.48%3.75 - 14.48%N/AN/AN/AN/A
APPLEUndergraduate student loan (variable)3.62 - 16.83%N/A3.75 - 16.95%3.75 - 16.95%3.62 - 16.25%N/AN/AN/A
APPLECareer training loan (variable)3.62 - 17.03%N/A3.75 - 17.14%3.75 - 17.14%N/AN/AN/AN/A
Graduate Loan - Variable rates (variable)3.89 - 15.99%N/AN/AN/AN/AN/AN/AN/A
HAWAII STATEUndergraduate Student Loans – Variable Rate (variable)3.89 - 17.99%N/A3.89 - 17.99%3.89 - 17.99%N/AN/AN/AN/A
SUNCOASTVariable Rate (variable)3.89 - 17.99%3.89 - 17.99%3.89 - 17.99%3.89 - 17.99%N/AN/AN/AN/A
TRUITYUndergraduate Student Loans – Variable Rate (variable)3.89 - 17.99%N/AN/A3.89 - 17.99%N/AN/AN/AN/A
Graduate Loan Overview - Dental (fixed)3.99 - 12.99%N/AN/AN/AN/AN/AN/AN/A
Graduate Loan Overview - MBA (fixed)3.99 - 14.96%N/AN/AN/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONMedical residency loan (variable)6.21 - 11.48%6.21 - 11.48%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%N/AN/AN/A
AFFINITYMedical residency loan (variable)6.21 - 11.48%6.21 - 11.48%6.21 - 11.48%6.33 - 11.59%N/AN/AN/AN/A
ALLSOUTHMedical residency loan (variable)6.21 - 11.48%N/AN/AN/AN/AN/AN/AN/A
ALTAONEMedical residency loan (variable)6.21 - 11.48%6.21 - 11.48%6.21 - 11.48%6.33 - 11.59%N/AN/AN/AN/A
AMERICAN HERITAGEMedical residency loan (variable)6.21 - 11.48%6.21 - 11.48%6.21 - 11.48%6.33 - 11.59%N/AN/AN/AN/A
APPLEMedical residency loan (variable)6.21 - 11.48%N/A6.33 - 11.59%6.33 - 11.59%N/AN/AN/AN/A
ACHIEVA CREDIT UNIONMedical residency loan (fixed)6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%N/AN/AN/A
AFFINITYMedical residency loan (fixed)6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%N/AN/AN/AN/A
ALLSOUTHMedical residency loan (fixed)6.33 - 11.59%N/AN/AN/AN/AN/AN/AN/A
ALTAONEMedical residency loan (fixed)6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%N/AN/AN/AN/A
AMERICAN HERITAGEMedical residency loan (fixed)6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%6.33 - 11.59%N/AN/AN/AN/A
APPLEMedical residency loan (fixed)6.33 - 11.59%N/A6.33 - 11.59%6.33 - 11.59%N/AN/AN/AN/A
ACHIEVA CREDIT UNIONDental residency loan (variable)6.38 - 12.28%6.38 - 12.28%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%N/AN/AN/A
ACHIEVA CREDIT UNIONBar exam loan (variable)6.38 - 16.00%6.38 - 16.00%6.51 - 16.12%6.51 - 16.12%6.51 - 16.12%N/AN/AN/A
AFFINITYDental residency loan (variable)6.38 - 12.28%6.38 - 12.28%6.38 - 12.28%6.50 - 12.40%N/AN/AN/AN/A
AFFINITYBar exam loan (variable)6.38 - 16.00%6.38 - 16.00%6.38 - 16.00%6.51 - 16.12%N/AN/AN/AN/A
ALLSOUTHDental residency loan (variable)6.38 - 12.28%N/AN/AN/AN/AN/AN/AN/A
ALLSOUTHBar exam loan (variable)6.38 - 16.00%N/AN/AN/AN/AN/AN/AN/A
ALTAONEDental residency loan (variable)6.38 - 12.28%6.38 - 12.28%6.38 - 12.28%6.50 - 12.40%N/AN/AN/AN/A
ALTAONEBar exam loan (variable)6.38 - 16.00%6.38 - 16.00%6.38 - 16.00%6.51 - 16.12%N/AN/AN/AN/A
AMERICAN HERITAGEDental residency loan (variable)6.38 - 12.28%6.38 - 12.28%6.38 - 12.28%6.50 - 12.40%N/AN/AN/AN/A
AMERICAN HERITAGEBar exam loan (variable)6.38 - 16.00%6.38 - 16.00%6.38 - 16.00%6.51 - 16.12%N/AN/AN/AN/A
APPLEDental residency loan (variable)6.38 - 12.28%N/A6.50 - 12.40%6.50 - 12.40%N/AN/AN/AN/A
APPLEBar exam loan (variable)6.38 - 16.00%N/A6.51 - 16.12%6.51 - 16.12%N/AN/AN/AN/A
ACHIEVA CREDIT UNIONDental residency loan (fixed)6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%N/AN/AN/A
AFFINITYDental residency loan (fixed)6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%N/AN/AN/AN/A
ALLSOUTHDental residency loan (fixed)6.50 - 12.40%N/AN/AN/AN/AN/AN/AN/A
ALTAONEDental residency loan (fixed)6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%N/AN/AN/AN/A
AMERICAN HERITAGEDental residency loan (fixed)6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%6.50 - 12.40%N/AN/AN/AN/A
APPLEDental residency loan (fixed)6.50 - 12.40%N/A6.50 - 12.40%6.50 - 12.40%N/AN/AN/AN/A
ACHIEVA CREDIT UNIONBar exam loan (fixed)7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%N/AN/AN/A
AFFINITYBar exam loan (fixed)7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%N/AN/AN/AN/A
ALLSOUTHBar exam loan (fixed)7.01 - 15.26%N/AN/AN/AN/AN/AN/AN/A
ALTAONEBar exam loan (fixed)7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%N/AN/AN/AN/A
AMERICAN HERITAGEBar exam loan (fixed)7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%7.01 - 15.26%N/AN/AN/AN/A
APPLEBar exam loan (fixed)7.01 - 15.26%N/A7.01 - 15.26%7.01 - 15.26%N/AN/AN/AN/A

Sorted by current rate, lowest first. Scroll sideways for rate history. ▼ means the current rate is lower than last week, ▲ higher.

LendMesh

Don’t let student loans hold you back from moving forward. With refinancing options from LendMesh, you can reduce interest, lower your monthly payments, or shorten your repayment term. See what’s possible at https://www.lendmesh.com/loans/student_loans and take control of your financial journey.

Conclusion

Looking ahead, locking in a favorable rate can provide peace of mind amid fluctuating market conditions, especially if you prefer budgeting certainty with fixed-rate loans like those offered by Community First Credit Union and Pioneer Heritage Credit Union. Even small APR shifts, such as Silver State Credit Union’s recent 0.10% decrease on graduate variable rates, can translate into meaningful savings over the life of a loan. Students anticipating enrollment or parents preparing to fund upcoming semesters should consider acting soon to secure these rates before potential increases later this year. Remember to evaluate your repayment timeline and risk tolerance when choosing between fixed and variable programs. For many families, taking proactive steps now, such as pre-qualification or speaking with a credit union loan officer, can unlock valuable financing advantages and reduce long-term debt burdens. Stay informed and ready to seize these competitive offers while they last!