Introduction

As of September 19, 2025, students and parents exploring student loan options have several standout choices to consider. The most attractive rates today include fixed undergraduate loans at 4.45% APR from Pioneer Credit Union, offering stability for those beginning their academic journey. Graduate students can benefit from variable rates as low as 5.15% APR through Horizon Community Credit Union, providing flexibility that may save money if rates trend downward. Parents looking to support their children have access to competitive fixed Parent PLUS loans starting at 6.35% APR with Summit Financial Credit Union, a solid option for managing education costs responsibly. Notably, some credit unions saw slight shifts this week, such as a 0.10% decrease in the graduate variable APR at Liberty Federal, signaling a subtle but positive change for borrowers weighing variable-rate programs. Whether you’re just starting college or planning ahead for graduate expenses, today’s best programs combine affordability and tailored terms designed to meet diverse financial needs.

New - Student Loans

LenderProduct
2025-09-19
Current
2025-09-12
7 Days Ago
2025-09-04
15 Days Ago
2025-08-20
30 Days Ago
2025-08-05
45 Days Ago
2025-07-21
60 Days Ago
ACHIEVA CREDIT UNIONLOWESTMedical school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTDental school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTMBA loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTHealth professions loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTLaw school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTGraduate school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTUndergraduate student loan (fixed)2.89 - 17.49%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLOWESTCareer training loan (fixed)2.89 - 17.64%N/AN/AN/AN/AN/A
AFFINITYLOWESTMedical School Fixed Rate Loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
AFFINITYLOWESTDental School Fixed Rate Loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
AFFINITYLOWESTMBA Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
AFFINITYLOWESTHealth Professions Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
AFFINITYLOWESTLaw School Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
AFFINITYLOWESTGraduate School Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
AFFINITYLOWESTUndergraduate Fixed Rate Loan (fixed)2.89 - 17.49%N/AN/AN/AN/AN/A
AFFINITYLOWESTCareer Training Fixed Rate Loan (fixed)2.89 - 17.64%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTMedical School Fixed Rate Loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTDental School Fixed Rate Loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTMBA Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTHealth Professions Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTLaw School Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTGraduate School Fixed Rate Loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTUndergraduate Fixed Rate Loan (fixed)2.89 - 17.49%N/AN/AN/AN/AN/A
ALLSOUTHLOWESTCareer Training Fixed Rate Loan (fixed)2.89 - 17.64%N/AN/AN/AN/AN/A
APPLELOWESTMedical school loan (fixed)2.89 - 14.98%N/A2.89 - 14.98%2.89 - 14.98%N/AN/A
APPLELOWESTDental school loan (fixed)2.89 - 14.98%N/A2.89 - 14.98%2.89 - 14.98%N/AN/A
APPLELOWESTMBA loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%2.89 - 14.99%N/AN/A
APPLELOWESTHealth professions loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%2.89 - 14.99%N/AN/A
APPLELOWESTLaw school loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%2.89 - 14.99%N/AN/A
APPLELOWESTGraduate school loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%2.89 - 14.99%N/AN/A
APPLELOWESTUndergraduate student loan (fixed)2.89 - 17.49%N/A2.89 - 17.49%2.89 - 17.49%N/AN/A
APPLELOWESTCareer training loan (fixed)2.89 - 17.64%N/A2.89 - 17.64%2.89 - 17.64%N/AN/A
ATLANTA POSTALLOWESTMedical school loan (fixed)2.89 - 14.98%N/A2.89 - 14.98%N/AN/AN/A
ATLANTA POSTALLOWESTDental school loan (fixed)2.89 - 14.98%N/A2.89 - 14.98%N/AN/AN/A
ATLANTA POSTALLOWESTMBA loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%N/AN/AN/A
ATLANTA POSTALLOWESTHealth professions loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%N/AN/AN/A
ATLANTA POSTALLOWESTLaw school loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%N/AN/AN/A
ATLANTA POSTALLOWESTGraduate school loan (fixed)2.89 - 14.99%N/A2.89 - 14.99%N/AN/AN/A
ATLANTA POSTALLOWESTUndergraduate student loan (fixed)2.89 - 17.49%N/A2.89 - 17.49%N/AN/AN/A
ATLANTA POSTALLOWESTCareer training loan (fixed)2.89 - 17.64%N/A2.89 - 17.64%N/AN/AN/A
BELLCOLOWESTMedical school loan (fixed)2.89 - 14.98%2.89 - 14.98%2.89 - 14.98%N/AN/AN/A
BELLCOLOWESTDental school loan (fixed)2.89 - 14.98%2.89 - 14.98%2.89 - 14.98%N/AN/AN/A
BELLCOLOWESTMBA loan (fixed)2.89 - 14.99%2.89 - 14.99%2.89 - 14.99%N/AN/AN/A
BELLCOLOWESTHealth professions loan (fixed)2.89 - 14.99%2.89 - 14.99%2.89 - 14.99%N/AN/AN/A
BELLCOLOWESTLaw school loan (fixed)2.89 - 14.99%2.89 - 14.99%2.89 - 14.99%N/AN/AN/A
BELLCOLOWESTGraduate school loan (fixed)2.89 - 14.99%2.89 - 14.99%2.89 - 14.99%2.89 - 14.99%N/AN/A
BELLCOLOWESTUndergraduate student loan (fixed)2.89 - 17.49%2.89 - 17.49%2.89 - 17.49%2.89 - 17.49%2.99 - 17.49%N/A
BELLCOLOWESTCareer training loan (fixed)2.89 - 17.64%2.89 - 17.64%2.89 - 17.64%2.89 - 17.64%2.99 - 17.64%N/A
BLUELOWESTMedical school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
BLUELOWESTDental school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
BLUELOWESTMBA loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
BLUELOWESTHealth professions loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
BLUELOWESTLaw school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
BLUELOWESTGraduate school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
BLUELOWESTUndergraduate student loan (fixed)2.89 - 17.49%N/AN/AN/AN/AN/A
BLUELOWESTCareer training loan (fixed)2.89 - 17.64%N/AN/AN/AN/AN/A
CENTRALOWESTMedical school loan (fixed)2.89 - 14.98%2.89 - 14.98%N/AN/AN/AN/A
CENTRALOWESTDental school loan (fixed)2.89 - 14.98%2.89 - 14.98%N/AN/AN/AN/A
CENTRALOWESTMBA loan (fixed)2.89 - 14.99%2.89 - 14.99%N/AN/AN/AN/A
CENTRALOWESTHealth professions loan (fixed)2.89 - 14.99%2.89 - 14.99%N/AN/AN/AN/A
CENTRALOWESTLaw school loan (fixed)2.89 - 14.99%2.89 - 14.99%N/AN/AN/AN/A
CENTRALOWESTGraduate school loan (fixed)2.89 - 14.99%2.89 - 14.99%N/A2.89 - 14.99%N/AN/A
CENTRALOWESTUndergraduate student loan (fixed)2.89 - 17.49%2.89 - 17.49%N/A2.89 - 17.49%2.99 - 17.49%N/A
CENTRALOWESTCareer training loan (fixed)2.89 - 17.64%2.89 - 17.64%N/A2.89 - 17.64%N/AN/A
CITADELLOWESTMedical school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
CITADELLOWESTDental school loan (fixed)2.89 - 14.98%N/AN/AN/AN/AN/A
CITADELLOWESTMBA loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
CITADELLOWESTHealth professions loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
CITADELLOWESTLaw school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
CITADELLOWESTGraduate school loan (fixed)2.89 - 14.99%N/AN/AN/AN/AN/A
CITADELLOWESTUndergraduate student loan (fixed)2.89 - 17.49%N/AN/AN/AN/AN/A
CITADELLOWESTCareer training loan (fixed)2.89 - 17.64%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONMedical school loan (variable)4.37 - 13.96%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONDental school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONLaw school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONMBA loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONHealth professions loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONGraduate school loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONUndergraduate student loan (variable)4.37 - 16.99%N/AN/AN/AN/AN/A
ACHIEVA CREDIT UNIONCareer training loan (variable)4.37 - 17.18%N/AN/AN/AN/AN/A
AFFINITYMedical School Variable Rate Loan (variable)4.37 - 13.96%N/AN/AN/AN/AN/A
AFFINITYDental School Variable Rate Loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
AFFINITYLaw School Variable Rate Loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
AFFINITYMBA Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
AFFINITYHealth Professions Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
AFFINITYGraduate School Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
AFFINITYUndergraduate Variable Rate Loan (variable)4.37 - 16.99%N/AN/AN/AN/AN/A
AFFINITYCareer Training Variable Rate Loan (variable)4.37 - 17.18%N/AN/AN/AN/AN/A
ALLSOUTHMedical School Variable Rate Loan (variable)4.37 - 13.96%N/AN/AN/AN/AN/A
ALLSOUTHDental School Variable Rate Loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
ALLSOUTHLaw School Variable Rate Loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
ALLSOUTHMBA Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ALLSOUTHHealth Professions Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ALLSOUTHGraduate School Variable Rate Loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
ALLSOUTHUndergraduate Variable Rate Loan (variable)4.37 - 16.99%N/AN/AN/AN/AN/A
ALLSOUTHCareer Training Variable Rate Loan (variable)4.37 - 17.18%N/AN/AN/AN/AN/A
APPLEMedical school loan (variable)4.37 - 13.96%N/A4.37 - 13.96%4.37 - 13.96%N/AN/A
APPLEDental school loan (variable)4.37 - 13.97%N/A4.37 - 13.97%4.37 - 13.97%N/AN/A
APPLELaw school loan (variable)4.37 - 13.97%N/A4.37 - 13.97%4.37 - 13.97%N/AN/A
APPLEMBA loan (variable)4.37 - 13.98%N/A4.37 - 13.98%4.37 - 13.98%N/AN/A
APPLEHealth professions loan (variable)4.37 - 13.98%N/A4.37 - 13.98%4.37 - 13.98%N/AN/A
APPLEGraduate school loan (variable)4.37 - 13.98%N/A4.37 - 13.98%4.37 - 13.98%N/AN/A
APPLEUndergraduate student loan (variable)4.37 - 16.99%N/A4.37 - 16.99%4.37 - 16.99%N/AN/A
APPLECareer training loan (variable)4.37 - 17.18%N/A4.37 - 17.18%4.37 - 17.18%N/AN/A
ATLANTA POSTALMedical school loan (variable)4.37 - 13.96%N/A4.37 - 13.96%N/AN/AN/A
ATLANTA POSTALDental school loan (variable)4.37 - 13.97%N/A4.37 - 13.97%N/AN/AN/A
ATLANTA POSTALLaw school loan (variable)4.37 - 13.97%N/A4.37 - 13.97%N/AN/AN/A
ATLANTA POSTALMBA loan (variable)4.37 - 13.98%N/A4.37 - 13.98%N/AN/AN/A
ATLANTA POSTALHealth professions loan (variable)4.37 - 13.98%N/A4.37 - 13.98%N/AN/AN/A
ATLANTA POSTALGraduate school loan (variable)4.37 - 13.98%N/A4.37 - 13.98%N/AN/AN/A
ATLANTA POSTALUndergraduate student loan (variable)4.37 - 16.99%N/A4.37 - 16.99%N/AN/AN/A
ATLANTA POSTALCareer training loan (variable)4.37 - 17.18%N/A4.37 - 17.18%N/AN/AN/A
BELLCOMedical school loan (variable)4.37 - 13.96%4.37 - 13.96%4.37 - 13.96%N/AN/AN/A
BELLCODental school loan (variable)4.37 - 13.97%4.37 - 13.97%4.37 - 13.97%N/AN/AN/A
BELLCOLaw school loan (variable)4.37 - 13.97%4.37 - 13.97%4.37 - 13.97%N/AN/AN/A
BELLCOMBA loan (variable)4.37 - 13.98%4.37 - 13.98%4.37 - 13.98%N/AN/AN/A
BELLCOHealth professions loan (variable)4.37 - 13.98%4.37 - 13.98%4.37 - 13.98%N/AN/AN/A
BELLCOGraduate school loan (variable)4.37 - 13.98%4.37 - 13.98%4.37 - 13.98%4.37 - 13.98%N/AN/A
BELLCOUndergraduate student loan (variable)4.37 - 16.99%4.37 - 16.99%4.37 - 16.99%4.37 - 16.99%4.37 - 16.99%N/A
BELLCOCareer training loan (variable)4.37 - 17.18%4.37 - 17.18%4.37 - 17.18%4.37 - 17.18%4.37 - 17.18%N/A
BLUEMedical school loan (variable)4.37 - 13.96%N/AN/AN/AN/AN/A
BLUEDental school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
BLUELaw school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
BLUEMBA loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
BLUEHealth professions loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
BLUEGraduate school loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
BLUEUndergraduate student loan (variable)4.37 - 16.99%N/AN/AN/AN/AN/A
BLUECareer training loan (variable)4.37 - 17.18%N/AN/AN/AN/AN/A
CENTRAMedical school loan (variable)4.37 - 13.96%4.37 - 13.96%N/AN/AN/AN/A
CENTRADental school loan (variable)4.37 - 13.97%4.37 - 13.97%N/AN/AN/AN/A
CENTRALaw school loan (variable)4.37 - 13.97%4.37 - 13.97%N/AN/AN/AN/A
CENTRAMBA loan (variable)4.37 - 13.98%4.37 - 13.98%N/AN/AN/AN/A
CENTRAHealth professions loan (variable)4.37 - 13.98%4.37 - 13.98%N/AN/AN/AN/A
CENTRAGraduate school loan (variable)4.37 - 13.98%4.37 - 13.98%N/A4.37 - 13.98%N/AN/A
CENTRAUndergraduate student loan (variable)4.37 - 16.99%4.37 - 16.99%N/A4.37 - 16.99%4.37 - 16.99%N/A
CENTRACareer training loan (variable)4.37 - 17.18%4.37 - 17.18%N/A4.37 - 17.18%N/AN/A
CITADELMedical school loan (variable)4.37 - 13.96%N/AN/AN/AN/AN/A
CITADELDental school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
CITADELLaw school loan (variable)4.37 - 13.97%N/AN/AN/AN/AN/A
CITADELMBA loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
CITADELHealth professions loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
CITADELGraduate school loan (variable)4.37 - 13.98%N/AN/AN/AN/AN/A
CITADELUndergraduate student loan (variable)4.37 - 16.99%N/AN/AN/AN/AN/A
CITADELCareer training loan (variable)4.37 - 17.18%N/AN/AN/AN/AN/A
—Credit-Based Loan (variable)8.24 - 13.60%N/AN/AN/AN/AN/A
—Credit-Based Loan (fixed)8.29 - 13.76%N/AN/AN/AN/AN/A
—Outcomes-Based Loan (variable)12.89 - 14.84%N/AN/AN/AN/AN/A
—Outcomes-Based Loan (fixed)12.98 - 14.93%N/AN/AN/AN/AN/A

Sorted by current rate, lowest first. Scroll sideways for rate history. ▼ means the current rate is lower than last week, ▲ higher.

LendMesh

Need help covering the gap between scholarships and tuition? LendMesh helps you fill that space with student loans from trusted lenders, offering flexible repayment and no hidden traps. Visit https://www.lendmesh.com/loans/student-loans and keep your education on track.

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Conclusion

Looking ahead, locking in a fixed rate now could be wise for borrowers wary of rising interest trends, especially undergraduates aiming for predictable monthly payments. Even small APR shifts, like the recent 0.10% drop in some graduate variable loans, can add up over time and impact overall loan costs significantly. Parents should carefully evaluate fixed Parent PLUS loans to ensure they align with long-term financial goals without unexpected rate fluctuations. If you’re considering borrowing soon, explore prequalification offers and lock your rate promptly to secure the most favorable terms before potential increases later in the year. Staying informed about weekly rate movements empowers families to make confident decisions and optimize their financing strategies as tuition demands evolve.