September 18, 2025: Lowest Student Loans at 2.65% Fixed for Undergrads & Parents

As of September 18, 2025, students and parents exploring student loan options can find some standout opportunities at credit unions nationwide. For undergraduates seeking fixed-rate loans as low as 4.25% APR, [Credit Union A] offers one of the most competitive rates available, making it an excellent choice for locking in predictable payments. Graduate students will appreciate variable rate programs dropping to just 3.75% APR at [Credit Union B], ideal for those comfortable with market fluctuations but eager for lower initial costs. Parents financing their child’s education should note that the Parent PLUS loan APR at [Credit Union C] has decreased by a notable 0.15% over the past week, now resting at a very attractive 5.10% fixed rate. Whether you’re an undergraduate, graduate, or parent borrower, these credit unions present tailored options that balance affordability and flexibility , essential factors when managing education expenses in today’s financial climate.