Introduction
As of August 29, 2025, students and parents exploring student loan options can find some of the most competitive rates available today at several credit unions. For those seeking low fixed rates, Eecu’s Texas Extra Credit Education Loan stands out with an attractive APR range starting as low as 2.74%, offering a stable and affordable choice. Graduate and professional students have solid options too—credit unions like Achieva, Affinity 857, and American Heritage provide fixed-rate loans beginning around 2.89% for programs including medical, dental, law, MBA, and health professions studies. Variable rates typically start slightly higher but still offer flexibility with ranges from about 4.37% upward depending on the program. While some specialized loans such as bar exam or residency loans carry higher APRs, there have been no significant rate changes in the past month, providing a steady landscape for borrowers to make informed decisions. Whether you’re an undergraduate seeking a fixed or variable loan or a graduate student pursuing professional degrees, today’s data highlights several affordable, stable options designed to meet diverse educational financing needs.
New - Student Loans
| Lender | Product | 2025-08-29 Current | 2025-08-22 7 Days Ago | 2025-08-14 15 Days Ago | 2025-07-30 30 Days Ago | 2025-07-15 45 Days Ago | 2025-06-30 60 Days Ago | 2025-05-31 90 Days Ago |
|---|---|---|---|---|---|---|---|---|
| EECU CREDIT UNIONLOWEST | Texas Extra Credit Education Loan (fixed) | 2.74 - 6.89% | 2.74 - 6.89% | 2.74 - 6.89% | 2.74 - 6.89% | 2.74 - 6.89% | 2.74 - 6.89% | N/A |
| ACHIEVA CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | 2.89 - 17.49% | 2.89 - 17.49% | 2.99 - 17.49% | 3.19 - 16.99% | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Medical School Fixed Rate Loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Dental School Fixed Rate Loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | MBA Fixed Rate Loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Health Professions Fixed Rate Loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Law School Fixed Rate Loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Graduate School Fixed Rate Loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Undergraduate Fixed Rate Loan (fixed) | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Career Training Fixed Rate Loan (fixed) | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Medical school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Dental school loan (fixed) | 2.89 - 14.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | MBA loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Health professions loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Law school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Graduate school loan (fixed) | 2.89 - 14.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Undergraduate student loan (fixed) | 2.89 - 17.49% | N/A | N/A | N/A | N/A | N/A | N/A |
| CENTRA CREDIT UNION | Career training loan (fixed) | 2.89 - 17.64% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | 4.37 - 16.99% | 4.37 - 16.99% | 4.37 - 16.99% | 4.37 - 16.49% | N/A | N/A |
| AMERICAN HERITAGE FEDERAL CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Medical School Variable Rate Loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Dental School Variable Rate Loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Law School Variable Rate Loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | MBA Variable Rate Loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Health Professions Variable Rate Loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Graduate School Variable Rate Loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Undergraduate Variable Rate Loan (variable) | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| APPLE FEDERAL CREDIT UNION | Career Training Variable Rate Loan (variable) | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BELLCO CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A | N/A |
| BLUE FEDERAL CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Medical school loan (variable) | 4.37 - 13.96% | 4.37 - 13.96% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Dental school loan (variable) | 4.37 - 13.97% | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Law school loan (variable) | 4.37 - 13.97% | 4.37 - 13.97% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | MBA loan (variable) | 4.37 - 13.98% | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Health professions loan (variable) | 4.37 - 13.98% | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Graduate school loan (variable) | 4.37 - 13.98% | 4.37 - 13.98% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Undergraduate student loan (variable) | 4.37 - 16.99% | 4.37 - 16.99% | N/A | N/A | N/A | N/A | N/A |
| CALIFORNIA COAST CREDIT UNION | Career training loan (variable) | 4.37 - 17.18% | 4.37 - 17.18% | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Medical residency loan (fixed) | 6.40 - 11.89% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Dental residency loan (fixed) | 6.40 - 11.89% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Medical residency loan (fixed) | 6.40 - 11.89% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Dental residency loan (fixed) | 6.40 - 11.89% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Medical residency loan (variable) | 7.00 - 12.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Dental residency loan (variable) | 7.00 - 12.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Medical residency loan (variable) | 7.00 - 12.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Dental residency loan (variable) | 7.00 - 12.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Bar exam loan (fixed) | 7.01 - 15.26% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Bar exam loan (fixed) | 7.01 - 15.26% | N/A | N/A | N/A | N/A | N/A | N/A |
| ACHIEVA CREDIT UNION | Bar exam loan (variable) | 7.13 - 16.74% | N/A | N/A | N/A | N/A | N/A | N/A |
| AFFINITY FEDERAL CREDIT UNION | Bar exam loan (variable) | 7.13 - 16.74% | N/A | N/A | N/A | N/A | N/A | N/A |
| ASCENT FUNDING CREDIT UNION | Credit-Based Loan (variable) | 8.24 - 13.60% | N/A | N/A | N/A | N/A | N/A | N/A |
| ASCENT FUNDING CREDIT UNION | Credit-Based Loan (fixed) | 8.29 - 13.76% | N/A | N/A | N/A | N/A | N/A | N/A |
| ASCENT FUNDING CREDIT UNION | Outcomes-Based Loan (variable) | 12.89 - 14.84% | N/A | N/A | N/A | N/A | N/A | N/A |
| ASCENT FUNDING CREDIT UNION | Outcomes-Based Loan (fixed) | 12.98 - 14.93% | N/A | N/A | N/A | N/A | N/A | N/A |
Sorted by current rate, lowest first. Scroll sideways for rate history. ▼ means the current rate is lower than last week, ▲ higher.
EECU CREDIT UNION
As of August 29, 2025, Eecu’s Texas Extra Credit Education Loan (fixed) maintains a steady APR range of 2.74% to 6.89%, with no changes over the past 30 days. This stable, competitive rate offers affordability for students and parents seeking predictable payments. If your current student loan rate exceeds 7%, exploring this fixed-rate option could provide significant savings and budget certainty. Staying informed on rate trends helps ensure you choose the best financing for your education needs.
ASCENT FUNDING CREDIT UNION
As of August 29, 2025, Ascent Funding Credit Union introduces competitive new student loan rates with no prior data for comparison. The Credit-Based Loan (fixed) offers the lowest starting APR at 8.29%, making it the most affordable option for credit-qualified borrowers. Variable options, including the Credit-Based Loan (8.24 - 13.60%) and Outcomes-Based Loans (12.89 - 14.93%), provide flexible choices depending on borrower preferences. Students and parents seeking predictable payments should consider fixed rates, while variable loans may suit those anticipating rate drops. If your current loan exceeds 8%, exploring these new products could save you money over time.
ACHIEVA CREDIT UNION
As of August 29, 2025, Achieva Credit Union’s new student loan rates remain steady with no changes over the past week. Fixed loans for Medical, Dental, MBA, Health Professions, and Law School start at a competitive 2.89% APR, while fixed Undergraduate and Career Training loans range up to 17.49% and 17.64% APR, respectively. Variable rates begin at 4.37% APR, with undergraduate variable loans peaking at 16.99% APR. For those seeking lower fixed rates, Medical Residency loans offer rates as low as 6.40% APR. Borrowers should compare these competitive ranges carefully to find the best fit for their education financing needs.
AFFINITY FEDERAL CREDIT UNION
As of August 29, 2025, Affinity 857’s new student loan rates range from 2.89% to 17.64% APR across fixed and variable options. The most competitive fixed rates start at 2.89% for programs like Medical, Dental, MBA, and Health professions loans. Variable rates begin slightly higher at 4.37%, with undergraduate and career training loans reaching up to 17.18% APR. Since these are newly released products, no rate trends exist yet. Borrowers should consider locking in low fixed rates under 3% now, especially for professional and graduate studies, to secure affordable financing before any market shifts occur.
AMERICAN HERITAGE FEDERAL CREDIT UNION
As of August 29, 2025, American Heritage’s new student loan rates remain steady with no changes over the past 7 to 30 days. Undergraduate fixed rates hold at a competitive range of 2.89% - 17.49%, while variable undergrad loans range from 4.37% to 16.99%. Graduate and professional loans, including MBA, law, medical, and dental programs, start as low as 2.89% fixed and 4.37% variable. For borrowers seeking affordability and stability, locking in fixed rates below 3% can offer budget certainty, especially if your current loan exceeds 8%. Consider these options for targeted education financing at American Heritage.
APPLE FEDERAL CREDIT UNION
Apple Credit Union’s new student loan rates debut today with fixed APRs ranging from 2.89% to 17.64% across programs. The most competitive fixed loans include Medical, Dental, MBA, and Health Professions Fixed Rate Loans at 2.89%–14.99% APR. Variable rate loans start at 4.37%, with the Undergraduate Variable Loan reaching up to 16.99% APR. Since these are new offerings, no prior rate trends exist yet. Borrowers seeking stability should consider fixed loans with rates below 3%, while those comfortable with fluctuation might explore variable options starting at 4.37%. Evaluate your financial goals carefully when choosing between fixed or variable plans.
BELLCO CREDIT UNION
As of August 29, 2025, Bellco’s new student loan rates remain steady with no prior data for comparison. The most competitive fixed rates start at 2.89% APR for Medical, Dental, MBA, Health professions, Law, and Graduate school loans, while Undergraduate and Career training loans offer slightly higher maximums up to 17.64% APR. Variable rates begin at 4.37% APR, with the lowest caps near 13.96% for professional programs and up to 17.18% for career training loans. Borrowers should consider locking in fixed rates under 3% if affordability is a priority and review options carefully given the wider rate ranges.
BLUE FEDERAL CREDIT UNION
Blue Credit Union’s new student loan rates remain steady today with no previous data for comparison. Fixed APRs start as low as 2.89% across all programs, including Medical, Dental, MBA, Law, Graduate, Undergraduate, and Career Training loans—offering highly competitive borrowing options. Variable rates begin at 4.37%, with upper ranges slightly lower than fixed counterparts in some cases. For borrowers seeking predictability, fixed loans starting at 2.89% provide excellent value. If your current loan exceeds 8%, exploring Blue’s fresh offerings could reduce your financing costs substantially. Stay tuned for future updates on rate movements and trends.
CALIFORNIA COAST CREDIT UNION
As of August 29, 2025, California Coast’s new student loan rates remain steady with no changes over the past 7 to 30 days. Fixed APRs start as low as 2.89% for programs like Medical, Dental, MBA, and Law school loans, making them some of the most competitive options. Variable rates begin at 4.37%, slightly higher but still attractive for flexible repayment plans. The Undergraduate fixed loan ranges up to 17.49%, so borrowers with rates above 8% should explore refinancing or fixed options to lock in lower costs. Overall, consistent low starting rates support affordable education financing choices today.
CENTRA CREDIT UNION
This week, Centra’s new student loan rates remain steady with fixed APRs starting at 2.89% across all products. Competitive options include the Medical, Dental, MBA, Health Professions, Law, and Graduate school loans at 2.89% to 14.99% APR, offering affordable financing for advanced degrees. For undergraduates and career training, rates range slightly higher up to 17.49% and 17.64% APR, respectively. Since these are newly introduced products, no rate changes have occurred yet. Borrowers seeking lower costs should consider Centra’s fixed-rate loans starting under 3%, especially if current rates exceed 8%.
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Conclusion
With rates holding steady across most credit union programs this week, now is an excellent time for borrowers—especially those planning graduate or professional studies—to consider locking in fixed rates. Even small APR differences can add up over the life of a loan, so securing a rate near the current lows of around 2.74% to 2.89% could lead to meaningful savings down the road. Students aiming for flexible repayment terms might explore variable-rate loans but should weigh potential future fluctuations carefully. Parents co-signing or borrowing should monitor these stable trends and act decisively if they find a program that fits their budget and goals. As always, reviewing loan terms beyond just interest rates—such as repayment options and borrower protections—is key to making the best financial choice. Keep an eye on upcoming updates since even modest shifts in APRs can impact affordability; exploring offers now and preparing ahead will position you well for success in funding education costs confidently.