Introduction
As of August 29, 2025, students and parents exploring student loan options can find some of the most competitive rates available today at several credit unions. For those seeking low fixed rates, Eecu’s Texas Extra Credit Education Loan stands out with an attractive APR range starting as low as 2.74%, offering a stable and affordable choice. Graduate and professional students have solid options too—credit unions like Achieva, Affinity 857, and American Heritage provide fixed-rate loans beginning around 2.89% for programs including medical, dental, law, MBA, and health professions studies. Variable rates typically start slightly higher but still offer flexibility with ranges from about 4.37% upward depending on the program. While some specialized loans such as bar exam or residency loans carry higher APRs, there have been no significant rate changes in the past month, providing a steady landscape for borrowers to make informed decisions. Whether you’re an undergraduate seeking a fixed or variable loan or a graduate student pursuing professional degrees, today’s data highlights several affordable, stable options designed to meet diverse educational financing needs.
New - Student Loans
Credit Union
Product
2025-08-29
(Current Day)
(Current Day)
2025-08-22
(7 Days Ago)
(7 Days Ago)
2025-08-14
(15 Days Ago)
(15 Days Ago)
2025-07-30
(30 Days Ago)
(30 Days Ago)
2025-07-15
(45 Days Ago)
(45 Days Ago)
2025-06-30
(60 Days Ago)
(60 Days Ago)
2025-05-31
(90 Days Ago)
(90 Days Ago)
Eecu
Texas Extra Credit Education Loan (fixed)
2.74 - 6.89
2.74 - 6.89
2.74 - 6.89
2.74 - 6.89
2.74 - 6.89
2.74 - 6.89
Ascent Funding Credit Union
Credit-Based Loan (fixed)
8.29 - 13.76
Ascent Funding Credit Union
Credit-Based Loan (variable)
8.24 - 13.60
Ascent Funding Credit Union
Outcomes-Based Loan (variable)
12.89 - 14.84
Ascent Funding Credit Union
Outcomes-Based Loan (fixed)
12.98 - 14.93
Achieva Credit Union
Medical school loan (fixed)
2.89 - 14.98
Achieva Credit Union
Dental school loan (fixed)
2.89 - 14.98
Achieva Credit Union
MBA loan (fixed)
2.89 - 14.99
Achieva Credit Union
Health professions loan (fixed)
2.89 - 14.99
Achieva Credit Union
Law school loan (fixed)
2.89 - 14.99
Achieva Credit Union
Graduate school loan (fixed)
2.89 - 14.99
2.89 - 14.99
Achieva Credit Union
Undergraduate student loan (fixed)
2.89 - 17.49
2.89 - 17.49
Achieva Credit Union
Career training loan (fixed)
2.89 - 17.64
2.89 - 17.64
Achieva Credit Union
Medical school loan (variable)
4.37 - 13.96
Achieva Credit Union
Dental school loan (variable)
4.37 - 13.97
Achieva Credit Union
Law school loan (variable)
4.37 - 13.97
Achieva Credit Union
MBA loan (variable)
4.37 - 13.98
Achieva Credit Union
Health professions loan (variable)
4.37 - 13.98
Achieva Credit Union
Graduate school loan (variable)
4.37 - 13.98
4.37 - 13.98
Achieva Credit Union
Undergraduate student loan (variable)
4.37 - 16.99
4.37 - 16.99
Achieva Credit Union
Career training loan (variable)
4.37 - 17.18
4.37 - 17.18
Achieva Credit Union
Medical residency loan (fixed)
6.40 - 11.89
Achieva Credit Union
Dental residency loan (fixed)
6.40 - 11.89
Achieva Credit Union
Medical residency loan (variable)
7.00 - 12.45
Achieva Credit Union
Dental residency loan (variable)
7.00 - 12.45
Achieva Credit Union
Bar exam loan (fixed)
7.01 - 15.26
Achieva Credit Union
Bar exam loan (variable)
7.13 - 16.74
Affinity 857
Medical school loan (fixed)
2.89 - 14.98
Affinity 857
Dental school loan (fixed)
2.89 - 14.98
Affinity 857
MBA loan (fixed)
2.89 - 14.99
Affinity 857
Health professions loan (fixed)
2.89 - 14.99
Affinity 857
Law school loan (fixed)
2.89 - 14.99
Affinity 857
Graduate school loan (fixed)
2.89 - 14.99
Affinity 857
Undergraduate student loan (fixed)
2.89 - 17.49
Affinity 857
Career training loan (fixed)
2.89 - 17.64
Affinity 857
Medical school loan (variable)
4.37 - 13.96
Affinity 857
Dental school loan (variable)
4.37 - 13.97
Affinity 857
Law school loan (variable)
4.37 - 13.97
Affinity 857
MBA loan (variable)
4.37 - 13.98
Affinity 857
Health professions loan (variable)
4.37 - 13.98
Affinity 857
Graduate school loan (variable)
4.37 - 13.98
Affinity 857
Undergraduate student loan (variable)
4.37 - 16.99
Affinity 857
Career training loan (variable)
4.37 - 17.18
Affinity 857
Medical residency loan (fixed)
6.40 - 11.89
Affinity 857
Dental residency loan (fixed)
6.40 - 11.89
Affinity 857
Medical residency loan (variable)
7.00 - 12.45
Affinity 857
Dental residency loan (variable)
7.00 - 12.45
Affinity 857
Bar exam loan (fixed)
7.01 - 15.26
Affinity 857
Bar exam loan (variable)
7.13 - 16.74
American Heritage
Medical school loan (fixed)
2.89 - 14.98
American Heritage
Dental school loan (fixed)
2.89 - 14.98
American Heritage
MBA loan (fixed)
2.89 - 14.99
American Heritage
Health professions loan (fixed)
2.89 - 14.99
American Heritage
Law school loan (fixed)
2.89 - 14.99
American Heritage
Graduate school loan (fixed)
2.89 - 14.99
2.89 - 14.99
American Heritage
Undergraduate student loan (fixed)
2.89 - 17.49
2.89 - 17.49
2.89 - 17.49
2.99 - 17.49▲ 10 bps
3.19 - 16.99▲ 30 bps
American Heritage
Career training loan (fixed)
2.89 - 17.64
2.89 - 17.64
American Heritage
Medical school loan (variable)
4.37 - 13.96
American Heritage
Dental school loan (variable)
4.37 - 13.97
American Heritage
Law school loan (variable)
4.37 - 13.97
American Heritage
MBA loan (variable)
4.37 - 13.98
American Heritage
Health professions loan (variable)
4.37 - 13.98
American Heritage
Graduate school loan (variable)
4.37 - 13.98
4.37 - 13.98
American Heritage
Undergraduate student loan (variable)
4.37 - 16.99
4.37 - 16.99
4.37 - 16.99
4.37 - 16.99
4.37 - 16.49
American Heritage
Career training loan (variable)
4.37 - 17.18
4.37 - 17.18
Apple
Medical School Fixed Rate Loan (fixed)
2.89 - 14.98
Apple
Dental School Fixed Rate Loan (fixed)
2.89 - 14.98
Apple
MBA Fixed Rate Loan (fixed)
2.89 - 14.99
Apple
Health Professions Fixed Rate Loan (fixed)
2.89 - 14.99
Apple
Law School Fixed Rate Loan (fixed)
2.89 - 14.99
Apple
Graduate School Fixed Rate Loan (fixed)
2.89 - 14.99
Apple
Undergraduate Fixed Rate Loan (fixed)
2.89 - 17.49
Apple
Career Training Fixed Rate Loan (fixed)
2.89 - 17.64
Apple
Medical School Variable Rate Loan (variable)
4.37 - 13.96
Apple
Dental School Variable Rate Loan (variable)
4.37 - 13.97
Apple
Law School Variable Rate Loan (variable)
4.37 - 13.97
Apple
MBA Variable Rate Loan (variable)
4.37 - 13.98
Apple
Health Professions Variable Rate Loan (variable)
4.37 - 13.98
Apple
Graduate School Variable Rate Loan (variable)
4.37 - 13.98
Apple
Undergraduate Variable Rate Loan (variable)
4.37 - 16.99
Apple
Career Training Variable Rate Loan (variable)
4.37 - 17.18
Bellco
Medical school loan (fixed)
2.89 - 14.98
Bellco
Dental school loan (fixed)
2.89 - 14.98
Bellco
MBA loan (fixed)
2.89 - 14.99
Bellco
Health professions loan (fixed)
2.89 - 14.99
Bellco
Law school loan (fixed)
2.89 - 14.99
Bellco
Graduate school loan (fixed)
2.89 - 14.99
Bellco
Undergraduate student loan (fixed)
2.89 - 17.49
Bellco
Career training loan (fixed)
2.89 - 17.64
Bellco
Medical school loan (variable)
4.37 - 13.96
Bellco
Dental school loan (variable)
4.37 - 13.97
Bellco
Law school loan (variable)
4.37 - 13.97
Bellco
MBA loan (variable)
4.37 - 13.98
Bellco
Health professions loan (variable)
4.37 - 13.98
Bellco
Graduate school loan (variable)
4.37 - 13.98
Bellco
Undergraduate student loan (variable)
4.37 - 16.99
Bellco
Career training loan (variable)
4.37 - 17.18
Blue
Medical school loan (fixed)
2.89 - 14.98
Blue
Dental school loan (fixed)
2.89 - 14.98
Blue
MBA loan (fixed)
2.89 - 14.99
Blue
Health professions loan (fixed)
2.89 - 14.99
Blue
Law school loan (fixed)
2.89 - 14.99
Blue
Graduate school loan (fixed)
2.89 - 14.99
Blue
Undergraduate student loan (fixed)
2.89 - 17.49
Blue
Career training loan (fixed)
2.89 - 17.64
Blue
Medical school loan (variable)
4.37 - 13.96
Blue
Dental school loan (variable)
4.37 - 13.97
Blue
Law school loan (variable)
4.37 - 13.97
Blue
MBA loan (variable)
4.37 - 13.98
Blue
Health professions loan (variable)
4.37 - 13.98
Blue
Graduate school loan (variable)
4.37 - 13.98
Blue
Undergraduate student loan (variable)
4.37 - 16.99
Blue
Career training loan (variable)
4.37 - 17.18
California Coast
Medical school loan (fixed)
2.89 - 14.98
2.89 - 14.98
California Coast
Dental school loan (fixed)
2.89 - 14.98
2.89 - 14.98
California Coast
MBA loan (fixed)
2.89 - 14.99
2.89 - 14.99
California Coast
Health professions loan (fixed)
2.89 - 14.99
2.89 - 14.99
California Coast
Law school loan (fixed)
2.89 - 14.99
2.89 - 14.99
California Coast
Graduate school loan (fixed)
2.89 - 14.99
2.89 - 14.99
California Coast
Undergraduate student loan (fixed)
2.89 - 17.49
2.89 - 17.49
California Coast
Career training loan (fixed)
2.89 - 17.64
2.89 - 17.64
California Coast
Medical school loan (variable)
4.37 - 13.96
4.37 - 13.96
California Coast
Dental school loan (variable)
4.37 - 13.97
4.37 - 13.97
California Coast
Law school loan (variable)
4.37 - 13.97
4.37 - 13.97
California Coast
MBA loan (variable)
4.37 - 13.98
4.37 - 13.98
California Coast
Health professions loan (variable)
4.37 - 13.98
4.37 - 13.98
California Coast
Graduate school loan (variable)
4.37 - 13.98
4.37 - 13.98
California Coast
Undergraduate student loan (variable)
4.37 - 16.99
4.37 - 16.99
California Coast
Career training loan (variable)
4.37 - 17.18
4.37 - 17.18
Centra
Medical school loan (fixed)
2.89 - 14.98
Centra
Dental school loan (fixed)
2.89 - 14.98
Centra
MBA loan (fixed)
2.89 - 14.99
Centra
Health professions loan (fixed)
2.89 - 14.99
Centra
Law school loan (fixed)
2.89 - 14.99
Centra
Graduate school loan (fixed)
2.89 - 14.99
Centra
Undergraduate student loan (fixed)
2.89 - 17.49
Centra
Career training loan (fixed)
2.89 - 17.64
Eecu
As of August 29, 2025, Eecu’s Texas Extra Credit Education Loan (fixed) maintains a steady APR range of 2.74% to 6.89%, with no changes over the past 30 days. This stable, competitive rate offers affordability for students and parents seeking predictable payments. If your current student loan rate exceeds 7%, exploring this fixed-rate option could provide significant savings and budget certainty. Staying informed on rate trends helps ensure you choose the best financing for your education needs.
Ascent Funding Credit Union
As of August 29, 2025, Ascent Funding Credit Union introduces competitive new student loan rates with no prior data for comparison. The Credit-Based Loan (fixed) offers the lowest starting APR at 8.29%, making it the most affordable option for credit-qualified borrowers. Variable options, including the Credit-Based Loan (8.24 - 13.60%) and Outcomes-Based Loans (12.89 - 14.93%), provide flexible choices depending on borrower preferences. Students and parents seeking predictable payments should consider fixed rates, while variable loans may suit those anticipating rate drops. If your current loan exceeds 8%, exploring these new products could save you money over time.
Achieva Credit Union
As of August 29, 2025, Achieva Credit Union’s new student loan rates remain steady with no changes over the past week. Fixed loans for Medical, Dental, MBA, Health Professions, and Law School start at a competitive 2.89% APR, while fixed Undergraduate and Career Training loans range up to 17.49% and 17.64% APR, respectively. Variable rates begin at 4.37% APR, with undergraduate variable loans peaking at 16.99% APR. For those seeking lower fixed rates, Medical Residency loans offer rates as low as 6.40% APR. Borrowers should compare these competitive ranges carefully to find the best fit for their education financing needs.
Affinity 857
As of August 29, 2025, Affinity 857’s new student loan rates range from 2.89% to 17.64% APR across fixed and variable options. The most competitive fixed rates start at 2.89% for programs like Medical, Dental, MBA, and Health professions loans. Variable rates begin slightly higher at 4.37%, with undergraduate and career training loans reaching up to 17.18% APR. Since these are newly released products, no rate trends exist yet. Borrowers should consider locking in low fixed rates under 3% now, especially for professional and graduate studies, to secure affordable financing before any market shifts occur.
American Heritage
As of August 29, 2025, American Heritage’s new student loan rates remain steady with no changes over the past 7 to 30 days. Undergraduate fixed rates hold at a competitive range of 2.89% - 17.49%, while variable undergrad loans range from 4.37% to 16.99%. Graduate and professional loans, including MBA, law, medical, and dental programs, start as low as 2.89% fixed and 4.37% variable. For borrowers seeking affordability and stability, locking in fixed rates below 3% can offer budget certainty, especially if your current loan exceeds 8%. Consider these options for targeted education financing at American Heritage.
Apple
Apple Credit Union’s new student loan rates debut today with fixed APRs ranging from 2.89% to 17.64% across programs. The most competitive fixed loans include Medical, Dental, MBA, and Health Professions Fixed Rate Loans at 2.89%–14.99% APR. Variable rate loans start at 4.37%, with the Undergraduate Variable Loan reaching up to 16.99% APR. Since these are new offerings, no prior rate trends exist yet. Borrowers seeking stability should consider fixed loans with rates below 3%, while those comfortable with fluctuation might explore variable options starting at 4.37%. Evaluate your financial goals carefully when choosing between fixed or variable plans.
Bellco
As of August 29, 2025, Bellco’s new student loan rates remain steady with no prior data for comparison. The most competitive fixed rates start at 2.89% APR for Medical, Dental, MBA, Health professions, Law, and Graduate school loans, while Undergraduate and Career training loans offer slightly higher maximums up to 17.64% APR. Variable rates begin at 4.37% APR, with the lowest caps near 13.96% for professional programs and up to 17.18% for career training loans. Borrowers should consider locking in fixed rates under 3% if affordability is a priority and review options carefully given the wider rate ranges.
Blue
Blue Credit Union’s new student loan rates remain steady today with no previous data for comparison. Fixed APRs start as low as 2.89% across all programs, including Medical, Dental, MBA, Law, Graduate, Undergraduate, and Career Training loans—offering highly competitive borrowing options. Variable rates begin at 4.37%, with upper ranges slightly lower than fixed counterparts in some cases. For borrowers seeking predictability, fixed loans starting at 2.89% provide excellent value. If your current loan exceeds 8%, exploring Blue’s fresh offerings could reduce your financing costs substantially. Stay tuned for future updates on rate movements and trends.
California Coast
As of August 29, 2025, California Coast’s new student loan rates remain steady with no changes over the past 7 to 30 days. Fixed APRs start as low as 2.89% for programs like Medical, Dental, MBA, and Law school loans, making them some of the most competitive options. Variable rates begin at 4.37%, slightly higher but still attractive for flexible repayment plans. The Undergraduate fixed loan ranges up to 17.49%, so borrowers with rates above 8% should explore refinancing or fixed options to lock in lower costs. Overall, consistent low starting rates support affordable education financing choices today.
Centra
This week, Centra’s new student loan rates remain steady with fixed APRs starting at 2.89% across all products. Competitive options include the Medical, Dental, MBA, Health Professions, Law, and Graduate school loans at 2.89% to 14.99% APR, offering affordable financing for advanced degrees. For undergraduates and career training, rates range slightly higher up to 17.49% and 17.64% APR, respectively. Since these are newly introduced products, no rate changes have occurred yet. Borrowers seeking lower costs should consider Centra’s fixed-rate loans starting under 3%, especially if current rates exceed 8%.
LendMesh
College is a big step. But paying for it doesn’t have to be overwhelming. LendMesh makes it simple to compare loan options that work with your goals, not against them. Learn more and take the next step at https://www.lendmesh.com/loans/student_loans .
Conclusion
With rates holding steady across most credit union programs this week, now is an excellent time for borrowers—especially those planning graduate or professional studies—to consider locking in fixed rates. Even small APR differences can add up over the life of a loan, so securing a rate near the current lows of around 2.74% to 2.89% could lead to meaningful savings down the road. Students aiming for flexible repayment terms might explore variable-rate loans but should weigh potential future fluctuations carefully. Parents co-signing or borrowing should monitor these stable trends and act decisively if they find a program that fits their budget and goals. As always, reviewing loan terms beyond just interest rates—such as repayment options and borrower protections—is key to making the best financial choice. Keep an eye on upcoming updates since even modest shifts in APRs can impact affordability; exploring offers now and preparing ahead will position you well for success in funding education costs confidently.