August 22, 2025: Student Loans from 2.89% Fixed for All Levels

As of August 22, 2025, students and parents exploring financing options have some promising student loan rates to consider from credit unions nationwide. For those seeking the lowest fixed APRs, programs like undergraduate and graduate loans are available starting as low as 2.89%, offered consistently across several credit unions including Achieva, Affinity, American Heritage, and more. Variable rate loans start just a bit higher around 4.34% to 4.37% but can offer flexibility depending on market changes. Notably, specialized loans such as medical, dental, MBA, law school, and health professions also maintain competitive ranges beginning at 2.89% fixed or 4.37% variable, making them excellent options for advanced degree seekers. While recent data shows stable rates with no significant weekly or monthly APR shifts, the variety in program types ensures there’s something tailored for every borrower’s needs—from undergraduates to career training students. Today’s landscape highlights the value of credit union loans as competitive alternatives worth serious consideration for families aiming to finance education affordably.