August 18, 2025: Lowest Fixed Student Loans from 2.89% for All Degrees

As of August 18, 2025, students and parents exploring financing options have some strong choices from credit unions offering competitive student loan rates. For those pursuing undergraduate studies, fixed-rate loans as low as 2.89% APR are available across several credit unions like American Heritage, Centra, and Citadel. Graduate and professional school borrowers can also benefit from these attractive fixed rates starting at 2.89% for programs including MBA, law, medical, and dental school loans. Variable-rate loans provide alternatives too, with rates beginning around 4.37% APR for undergraduates and graduate students alike. Notably, specialized loans for medical and dental residencies, as well as bar exam preparation, offer fixed rates starting near 6.40%, catering to those in advanced stages of their education or career training. While there are no significant weekly or monthly APR shifts to report today, the steady availability of low fixed rates gives borrowers a dependable path forward. Whether you’re a student embarking on your first degree or a parent assisting with graduate school expenses, these credit union loan options provide competitive, flexible solutions that make managing education costs more manageable.