August 15, 2025: Lowest Fixed Student Loans from 2.74% at Eecu & Ascent

As of August 15, 2025, students and parents exploring student loan options can find some of the most attractive rates at credit unions across the country. For those seeking fixed-rate undergraduate loans, programs from Achieva, Affinity, American Heritage, and others offer competitive APRs starting as low as 2.89%, making it an excellent time to consider financing your education with predictable payments. Graduate students have access to similarly strong offers, with fixed graduate school loans beginning at 2.89% APR as well. For parents looking to support their children’s education, Ascent Funding Credit Union provides a variety of credit-based parent loans starting at 5.10% fixed APR, presenting viable options for cosigned or non-cosigned programs. Variable rate loans remain available too, with some medical and dental school variable loans starting at just 4.34% APR through select credit unions like Ascent and Achieva. Rates have largely held steady over the past month, so borrowers can feel confident in the stability of these offers today.