Introduction
As of June 17, 2025, students and parents exploring financing options have some excellent student loan rates to consider. For those seeking the most affordable fixed-rate loans, College Ave’s Fixed Rate Graduate Loan starts as low as 3.24% APR, making it a standout choice for graduate students aiming to lock in predictable payments. If you prefer variable rates with potentially lower initial costs, College Ave’s Variable Rate Graduate Loan offers rates beginning at 4.24% APR. Meanwhile, undergraduates and graduates looking for flexibility might explore Vantage Credit Union’s broad range of variable loans starting around 4.37% APR, covering health professions, law, MBA programs, and more. Parents or cosigners could find Ascent Funding Credit Union’s credit-based loans appealing with competitive fixed rates from 5.35%. For straightforward fixed-rate options on private loans, Elfi and Navy Federal Credit Union provide solid choices at 3.69% and 4.75% APR respectively. With so many tailored programs available today, June 17 is a great time to compare these competitive rates and find the best fit for your educational journey.
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2025-06-17
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College Ave
This week, College Ave’s Fixed Rate Graduate Loan offers a competitive 3.24% - 14.49% APR, down from 3.47% thirty days ago, reflecting a modest improvement for fixed-rate borrowers. The Variable Rate Graduate Loan stands at 4.24% - 14.49% APR, slightly lower than the 4.44% rate from 30 days prior. Fixed rates remain the most attractive option for stability and lower starting APRs. If your current graduate loan exceeds 8% APR, exploring these new offerings could help reduce your borrowing costs effectively.
Ascent Funding Credit Union
As of June 17, 2025, Ascent Funding Credit Union’s new student loan rates remain mostly steady. The Non-Cosigned Credit-Based Loans show slight stability with fixed rates at 8.49% - 14.01% and variable rates unchanged at 8.25% - 13.61% over 30 days. The most competitive option is the Credit-Based Loan (fixed) with a low starting APR of 5.35%, ideal for borrowers seeking predictable payments. Meanwhile, Outcomes-Based Loans carry higher rates from 12.90% to 15.13%, best suited for those confident in future earnings. Borrowers with rates above 8% should consider these competitive options now to secure better financing terms.
Vantage Credit Union
This week at Vantage Credit Union, Smart Option Student Loan (fixed) rates remain steady at 3.45% - 16.49%, with a slight uptick of 4 bps over 30 days on the low end. Variable rates for specialized loans like Medical, Dental, Law, MBA, and Graduate School Loans hold firm at 4.37% - ~13.98%, down roughly 17 bps from last month’s highs around 4.54%. Notably, the Smart Option Student Loan (variable) shows a moderate increase to 4.37% - 15.99% from 4.54% thirty days ago. Borrowers seeking affordability should consider fixed-rate options under 3.5% or lock variable rates now before potential increases.
CUstom Choice
As of June 17, 2025, CUstom Choice’s Fixed Student Loan offers a competitive APR range of 3.49% to 14.04%, with no prior data for trend comparison. The Variable Student Loan ranges from 4.42% to 14.07%, also newly available. With fixed rates starting as low as 3.49%, these loans provide strong options for borrowers seeking predictable payments. Consider the fixed loan if you prefer stable rates, especially if your current student loan APR exceeds 8%. Variable rates may suit those comfortable with potential fluctuations but monitor closely for changes.
Elfi
As of June 17, 2025, Elfi’s new private student loan rates stand at 3.69% APR fixed and 5.00% APR variable, with no prior data for direct comparison. These rates are notably competitive for borrowers seeking affordable education financing. Fixed-rate loans at 3.69% offer stable payments, ideal for those valuing predictability, while the variable rate at 5.00% could benefit borrowers anticipating lower future rates. If your current student loan rate exceeds 8%, exploring Elfi’s options may provide significant savings. Stay informed to choose the best fit for your financial goals.
Soarion Credit Union
Soarion Credit Union’s Fixed Student Loan offers a competitive 5.03% APR for new borrowers as of June 17, 2025. Since this is a newly listed product, no prior rate comparisons are available yet. This low fixed rate provides predictable payments and stability for students or parents financing education. If your current student loan rate exceeds 6%, consider this option to secure a more affordable and steady repayment plan. Keep an eye on future updates as rates may shift with market trends, impacting borrowing costs.
Navy Federal Credit Union
As of June 17, 2025, Navy Federal Credit Union offers two new student loan options: the Private Student Loan (fixed) at a competitive 4.75% APR and the Private Student Loan (variable) at 6.95% APR. Since these rates are newly published, no trend data is available yet. The fixed rate loan stands out as the most affordable option, providing predictable payments ideal for budgeting. Borrowers seeking flexibility might consider the variable rate but should watch for potential increases. Students and parents should evaluate fixed loans first, especially if current rates exceed 8%, to secure lower long-term costs.
Affinity Plus Federal Credit Union
As of June 17, 2025, Affinity Plus Federal Credit Union’s student loan rates remain steady with no changes over the past 30 days. The Undergraduate Line of Credit (fixed) offers the most competitive rate at 6.99% APR, ideal for students seeking predictable payments. The Undergraduate Line of Credit (variable) stands at 8.74% APR, while the Graduate Line of Credit (fixed) is priced at 9.85% APR. For technology-focused studies, the Technology Loan (fixed) carries a higher rate of 13.40% APR. Borrowers with rates above 8% might explore refinancing options to lower costs.
Digital Federal Credit Union
This week, Digital Federal Credit Union’s Undergraduate and Graduate Private Education Line of Credit rates remain steady. The variable APR holds at 7.00% - 13.25%, while the fixed APR stays at 8.75% - 15.25%, unchanged over the past 30 days. With no rate increases, the variable option offers the lowest starting APR at 7.00%, making it a competitive choice for borrowers seeking flexibility. If your current student loan rate exceeds 8%, consider these stable DUFCU lines of credit to potentially lower your costs while securing predictable payments with fixed rates or benefit from possible future drops with variable rates.
Nasa Federal Credit Union
As of June 17, 2025, Nasa Federal Credit Union’s Deferred Repayment Line of Credit remains steady with a variable APR range of 8.50% to 18.00%, unchanged over the past 30 days. This consistent rate offers predictability for borrowers seeking flexible repayment options. With no recent rate increases, this product remains competitive for students and parents looking for manageable education financing. Borrowers with existing loans above 8.50% might consider this option to secure a potentially lower variable rate while deferring payments during school.
LendMesh
Planning ahead for next semester? Don’t wait until tuition is due. LendMesh helps you explore student loan offers now—so you can lock in the best rates before deadlines hit. Compare today at https://www.lendmesh.com/loans/student_loans and stay ahead of the curve.
Conclusion
As you weigh your student loan options, consider locking in rates soon if you prefer stability—especially with fixed-rate loans like College Ave’s offering some of the lowest APRs on the market right now. Even small shifts in interest rates can significantly impact total repayment amounts over time, so staying informed about weekly changes helps you make smarter borrowing decisions. Variable rate borrowers should keep an eye on market trends but also appreciate the chance to start with lower initial payments at lenders like Vantage Credit Union or College Ave. Parents cosigning or borrowing might want to act quickly while credit-based loans maintain competitive pricing at Ascent Funding Credit Union and others. Remember, comparing specific program terms beyond just the headline rate is key, including repayment options and borrower benefits. Whether you’re a student ready to graduate or a parent planning ahead, taking action now to explore these offerings could save money down the road—don’t miss out on locking in today’s attractive rates before potential market shifts occur.