March 2, 2026 | Lowest Fixed Conventional Purchase Rate Holds at 3.75%

As of March 2, 2026, ALOHA PACIFIC members can access stable mortgage rates for both 15 Year Conforming Fixed Purchase and 30 Year Conforming Fixed Purchase loans. The 15-year fixed rate remains at 4.5%, representing the lowest rate available today, with no change over the past week or month. Similarly, the 30-year fixed rate holds steady at 5.0%, showing no movement in yield spreads during the same period. These unchanged rates suggest consistent borrowing costs for homebuyers prioritizing long-term planning or affordability. Members seeking predictable payments might consider the 15-year fixed for reduced interest expense over time, while those valuing lower monthly obligations could evaluate the 30-year fixed option. Given rate stability, first-time buyers should assess their budget against these benchmarks; refinancing candidates should monitor market shifts to identify opportunities where potential savings justify transaction costs. For details, visit https://alohapacific.com/home-mortgages/home-mortgage-rates/.

As of March 2, 2026, the 30-Year Fixed Purchase Loan holds steady at a rate of 6.5%, unchanged from one week ago but up by 175 basis points compared to 30 days prior. This notable increase in yield spreads signals a higher cost of borrowing for new homebuyers seeking long-term fixed-rate financing. For members prioritizing payment stability, locking in current rates may be advisable given recent upward trends. First-time buyers should carefully evaluate affordability under these conditions, while those considering refinancing might find limited benefit until rates moderate. Continuous monitoring of market movements remains essential; consider fixed-rate options if stability is paramount, and evaluate refinancing only if potential savings exceed transaction costs. For details, visit https://www.coastccu.org/personal/mortgage-loans/.

As of March 2, 2026, 30-Year Fixed Purchase mortgage rates remain steady at 5.75%, unchanged from last week but down 12.5 basis points compared to 30 days ago, indicating a modest easing in long-term borrowing costs. Conversely, the 15-Year Fixed Purchase rate increased by 12.5 basis points over the past week to 5.625%, matching its level from a month ago. This slight uptick may affect borrowers prioritizing quicker payoff schedules with potentially higher monthly payments.

For members considering new home purchases, the 30-Year Fixed offers the lowest current rate, suitable for those valuing payment stability over time. The recent rise in 15-Year Fixed rates suggests evaluating affordability carefully if opting for shorter terms. Given these movements, members should assess their mortgage strategy and consider fixed-rate options to manage interest rate risk effectively.

For details, visit https://www.eastrise.com/rates/mortgage/.

As of March 2, 2026, 15-Year Fixed Conforming Purchase loans maintain a stable rate at 4.00%, unchanged from one week and one month ago, reflecting steady borrowing costs for those prioritizing shorter-term fixed payments. Similarly, the 30-Year Fixed Conforming Purchase loan remains at 4.50%, with no movement over the past seven or thirty days, indicating consistent yield spreads in the long-term fixed mortgage market.

For members seeking predictable monthly payments, the stable 15-year fixed rate offers a lower interest environment compared to the 30-year option, potentially reducing total interest expense despite higher monthly obligations. First-time homebuyers may find the longer-term fixed product advantageous for budgeting over time.

Given these steady rates, members should evaluate their mortgage strategy carefully; consider fixed-rate options if stability is essential or analyze refinancing only if projected savings exceed transaction costs. For details, visit https://eecu.org/personal-banking/mortgage-home-equity/products/buy-a-home.

As of March 2, 2026, the 15-Year Land Loan and 30-Year Fixed Purchase mortgage rates at First Financial of Maryland remain steady compared to last week, holding at 6.00% and 5.625%, respectively. Both products show a decrease of 25 basis points over the past 30 days, reflecting a modest easing in borrowing costs for members. These rate movements suggest improved affordability for homebuyers considering longer-term financing or land acquisition. First-time buyers may find the stable fixed rates advantageous for budgeting purposes, while investors evaluating land loans benefit from unchanged yields. Given these trends, members should assess their mortgage strategy carefully; those prioritizing payment stability might consider fixed-rate options, and refinancing could be worth exploring if potential savings outweigh associated fees.

For details, visit https://www.firstfinancial.org/rates/mortgage-rates/#fixed.

As of March 2, 2026, mortgage rates for HAWAIIAN FINANCIAL members show stability in fixed-rate purchase loans. The 15 Year Fixed - Investor loan remains at a steady 5.375%, with no change over the past week or month, representing the lowest rate available today. Conversely, the 30 Year Fixed - Investor purchase rate holds at 5.875%, unchanged from last week but down by 12.5 basis points compared to 30 days ago, indicating modest easing in long-term borrowing costs.

For buyers prioritizing predictability and shorter-term payoff, the consistent 15-year fixed rate offers stable yield spreads without recent volatility. Meanwhile, those considering longer terms benefit from a slight reduction in the 30-year cost of borrowing, which may improve affordability for some borrowers.

Members should evaluate their mortgage strategy based on these trends; consider fixed-rate options if you value rate certainty or assess refinancing opportunities where cost reductions exceed associated fees. For details, visit https://www.hificu.com/loans/loans/mortgage.

On March 2, 2026, HAWAIIUSA reports stable mortgage rates for key fixed-rate purchase products. The 15 Year Fixed Rate remains at 3.75%, unchanged from a week ago but down 12.5 basis points compared to 30 days prior, indicating a modest reduction in borrowing costs for borrowers seeking shorter-term stability. Meanwhile, the 30 Year Fixed Rate decreased by 12.5 basis points over the last week to 4.75%, marking a total decline of 25 basis points since one month ago; this shift may improve affordability for long-term homebuyers or those evaluating refinance opportunities.

Members prioritizing predictable payments may find the current fixed options favorable amid recent yield fluctuations. Given these movements, borrowers should carefully assess their financial horizon and consider fixed-rate loans to mitigate interest rate risk. Evaluating refinancing prospects could also be beneficial where cost savings exceed associated fees.

For details, visit https://www.hawaiiusafcu.com/resources/planning-tools/rates-fees/mortgage-rates.

As of March 2, 2026, fixed-rate mortgage products for home purchase remain steady in Houston. The 15-year fixed rate holds at 4.875%, unchanged over the past 7 and 30 days, representing the lowest available yield among today’s options. Meanwhile, the 30-year fixed rate stands at 5.75%, also stable with no change from last week or the previous month. This stability in rates suggests consistent borrowing costs for members seeking long-term financing; shorter-term buyers may benefit from the lower yield of the 15-year fixed option, while those prioritizing smaller monthly payments might consider the 30-year fixed.

Given these conditions, members should assess their financial goals carefully. Those valuing payment predictability might favor fixed-rate loans. Additionally, evaluating refinancing opportunities could be prudent if current rates align with personal cost-saving thresholds.

For details, visit https://www.houstonfcu.org/resources/current-rates#MortgageLoans.

As of March 2, 2026, 15-Year Conforming Fixed Purchase loans offer the lowest rate at 4.875%, down 12.5 basis points from one week ago and a similar decline compared to 30 days prior. This reduction in yield spreads decreases the cost of borrowing for buyers seeking shorter-term stability and faster equity buildup. Meanwhile, the 30-Year Conforming Fixed Purchase rate remains steady at 5.5%, unchanged over the past week but down 25 basis points month-over-month, reflecting moderate easing for long-term financing.

Members prioritizing predictable payments may find value in these fixed-rate options given recent modest declines. Evaluating your mortgage strategy now could be beneficial; for example, consider refinancing if projected savings surpass associated costs or locking in rates to mitigate future volatility.

For details, visit https://nuvisionfederal.com/lending/mortgage/rates.

On March 2, 2026, the 30-Year Construction Fixed Purchase mortgage rate remains steady at 6.764%, unchanged from last week but down 13.5 basis points compared to 30 days ago. This gradual decline in yield spreads reduces the cost of borrowing for members planning new home construction, potentially improving affordability over the past month. Meanwhile, the HELoan 15 Fixed Purchase program holds firm at 7.281%, with no change over the last seven days; this remains the highest rate among today’s options.

Members seeking long-term stability may find the lower 30-year fixed rate advantageous amid recent fluctuations. Consider evaluating your mortgage strategy if you are planning a purchase or construction loan; locking in rates now could mitigate future increases. For details, visit https://www.safefed.org/loans/mortgage.

Mortgage rates have shown a mixed trend today, with 15-Year Fixed Rate Jumbo loans at 6.080%, down by 0.01% from yesterday, while 30-Year Fixed Rate Jumbo loans decreased to 6.153%, also down by 0.02%. Over the past week, the 15-Year Fixed Rate Jumbo has increased by 0.04%, indicating a slight upward movement, while the 30-Year Fixed Rate Jumbo remains relatively stable with a minor decrease of 0.02%. Notably, over the last 30 days, the 15-Year Fixed Rate Jumbo fell by 0.08%, which may influence borrowing costs for potential homeowners. Borrowers should carefully consider these fluctuations when making financing decisions.

Current inflation expectations, as indicated by the Breakeven Inflation Rate 10Yr at 2.250%, remain stable, influencing mortgage rates and the overall cost of borrowing. Significant changes were observed in mortgage rates, with the Mortgage 30Yr Average Rates dropping by 5.98 points in just one day and 6.10 points over the past 30 days, making it crucial for potential borrowers to evaluate their options carefully. The lowest rate noted is for the Mortgage 30Yr FHA Average Rates at 5.861%. As rates fluctuate, borrowers should stay informed about these trends to make sound financial decisions.

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