Vehicle Loans in Oceanside, CA

Finding the best auto loan rates in Oceanside, CA doesn’t have to be complicated. Compare offers from trusted local lenders and credit unions to secure a deal that fits your budget and gets you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Navy Federal Credit Union’s auto loan rates range from 3.89% to 7.39% APR today, with no change from 7 days ago and a decrease since 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR, also unchanged from 7 and 30 days ago but down from 30 days ago.

California Coast has auto loan rates ranging from 3.98% to 7.93% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 6.88% and 8.38% APR, showing no change from both 7 and 30 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Certified has auto loan rates ranging from 4.09% to 6.49% APR today. Unchanged compared to 7, 30, or 60 days ago. Provident has auto loan rates ranging from 4.25% to 12.5% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 days ago. No term is listed for this program. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago.

Sandia Laboratory s auto loans with APRs ranging from 4.39% to 6.25% . Unchanged over the past 7, 30, or 60 days. Wescom Central s auto loans with APRs ranging from 4.49% to 5.99% today. These rates are down from 7 and 30 days ago, when they ranged from 5.99% to 7.49% . The 60–and 90–day rates also showed a decrease compared to today. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Partners vehicle loans have an APR range from 4.74% to 7.99% today. Rates are unchanged from 7 and 30 days ago but have gone down compared to 30, 60, and 90 days ago. This applies to their auto loans.

🏦 All Local Lenders in Oceanside, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
3430 MARRON RD STE 200 OCEANSIDE CA 92056
ATM
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
4180 AVENIDA DE LA PLATA OCEANSIDE CA 92056
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
CALIFORNIA COAST CREDIT UNION
3485 MARRON RD OCEANSIDE CA 92056
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,416,059,406
Deposits: $275,923,684
Net Worth: $445,315,261
Employees: 564.0
Members: 208,580
FRONTWAVE CREDIT UNION
1278 ROCKY POINT DR OCEANSIDE CA 92056
ATM
P2P
E-Statements
E-Signature
Assets: $1,486,697,631
Deposits: $77,578,750
Net Worth: $139,666,457
Employees: 253
Members: 128,122

🏘️ All the Lenders Available in San Diego County, CA

✅MISSION FEDERAL CREDIT UNION
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✅WHEELHOUSE CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
✅CABRILLO CREDIT UNION
✅EMPLOYEES CHOICE FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅BLUPEAK CREDIT UNION
✅MYPOINT CREDIT UNION
✅ESCONDIDO FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅DIXIES FEDERAL CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION

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