SchoolsFirst Credit Union Oceanside CA: Affordable Auto Loans & Online Banking

Introduction

Welcome to Schoolsfirst, your trusted financial partner in the heart of Oceanside, California! Located at 3430 Marron Rd Ste 200, we have been serving our community since 1934. With a commitment to providing exceptional service and support, we proudly serve over 1.4 million members and manage total assets of over $31 billion. At Schoolsfirst, we understand that each member's financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help you every step of the way. We also offer business banking services, ensuring that local businesses receive the financing they need to thrive. We take pride in being more than just a credit union; we are a vital part of our community. With a strong net worth of $3.1 billion and total deposits reaching $3 billion, we ensure that your money is safe and well-managed. Our team works diligently to provide competitive loan options with over 1 million loans and leases approved to date. While members can visit us at 3430 Marron Rd Ste 200, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Our branch operates with convenient hours from Monday to Saturday, making it easy for you to connect with us when you need assistance. Under the leadership of our CEO, Bill Cheney, and Board President, Marc Ecker, we are dedicated to enhancing your banking experience while supporting the needs of our members and community alike. Our friendly staff is always ready to provide personalized assistance so don't hesitate to reach out at 800-462-8328! Join us today at Schoolsfirst, where we believe in making your financial dreams a reality. Visit our website at schoolsfirstfcu.org for more information or stop by our branch we're excited to meet you!

Branch History & Mission

Join Us

We invite you to experience the Schoolsfirst difference. Join us as we continue to build a brighter future together. Whether you're looking for personal banking solutions or seeking ways to enhance your business's financial health, we're here for you every step of the way. For more information or assistance, feel free to reach out at (800) 462-8328. Explore all that Schoolsfirst has to offer by visiting us online at Schoolsfirst. Let's work together toward achieving your financial goals!

Our Mission

At Schoolsfirst, our mission goes beyond financial transactions. We aim to empower our members by providing education and resources that help them make informed financial decisions. We believe in community support and actively engage in outreach programs that foster growth and development within Oceanside and beyond. While members can visit us at 3430 Marron Rd Ste 200 Oceanside Ca 92056, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. This ensures we can address your inquiries promptly while keeping our branch focused on serving you. In addition to traditional banking services, we embrace digital advancements such as online banking and mobile payments. These tools make managing your finances easier than ever while ensuring we remain accessible to all members.

Our Story

Over the years, Schoolsfirst has grown significantly, nurturing a membership base of over 1,435,595 individuals. We have built a reputation for reliability and trustworthiness, boasting total assets of $31,084,507,740. Our journey began with a simple mission: to provide exceptional financial services tailored to the unique needs of our members. As we evolved, so did our services. Today, we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch operates Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We ensure convenience for our members with ATM availability on-site. While we do not offer drive-thru banking or shared service centers at this location, we are committed to providing personalized service that meets your needs.

Branch Location & Accessibility

Convenient Access and Features

At Schoolsfirst, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily navigate our space. Parking is readily available for your convenience, allowing you to stop by without any hassle. Our operating hours are designed with your busy schedule in mind. We welcome you Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're looking to open a new account or discuss loan options, our friendly staff is here to assist you during these hours.

Services Tailored for You

Our branch offers a variety of services that cater to personal banking needs from checking and savings accounts to auto loans and mortgages. Plus, we have an ATM on-site for quick cash withdrawals and balance checks. Unfortunately, we currently do not offer drive-thru banking or shared services at this location; however, our team is always ready to help you inside the branch. We invite you to visit us at Schoolsfirst! If you have questions or need assistance before stopping by, don't hesitate to call us at 800-462-8328. We look forward to helping you with all your financial needs!

Member Eligibility

Becoming a member of Schoolsfirst is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome everyone who shares our mission to support the community and help each other thrive. At Schoolsfirst, you'll enjoy personalized service and a range of products designed to meet your needs, from checking accounts to loans and beyond. To learn more about the specific eligibility requirements and see if you qualify, visit us at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. When you're ready to take the next step toward membership, opening an account is simple! Just head over to https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal, or give us a call at (800) 462-8328 if you have any questions. We're here for you at our branch located at 3430 Marron Rd Ste 200 Oceanside Ca 92056. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make transactions easier. Imagine being able to process payments quickly and securely, whether you're at a busy market or running an online store. Our solutions simplify how you accept payments, ensuring you can focus on what matters most growing your business. Located at 3430 Marron Rd Ste 200 Oceanside Ca 92056, Oceanside, CA, we're here to help local entrepreneurs navigate their financial journeys. Give us a call at (800) 462-8328 or visit us today to explore how our services can benefit you!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. We understand that running a business is demanding; let us handle the financial side so you can focus on what really matters growing your business.

Convenient Access

At Schoolsfirst, convenience is key. Enjoy easy access to cash with our convenient ATM & Cash Withdrawal Services, available 24/7 for your convenience. And if you're ever in need of assistance or have questions about any of our services, don't hesitate to reach out! You can call us at (800) 462-8328 during our lobby hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 2 PM. In summary, whether you're managing personal finances or running a business, Schoolsfirst has got you covered with a wide range of services designed with you in mind. Ready to take the next step? Visit us today or explore more about what we offer by checking out our website at https://www.schoolsfirstfcu.org. We look forward to serving you!

Credit Cards and Rewards

Don't forget about our fantastic Credit Cards with Rewards program! Enjoy benefits such as cash back on purchases or points towards travel perfect for those who love to explore new places or simply want to maximize their everyday spending.

Mortgage and Home Financing

Buying a home is one of the biggest decisions you'll ever make, and at Schoolsfirst, we're here to guide you through it. Our Mortgage Loans & Refinancing options offer competitive rates and terms that can make homeownership more attainable than ever. You'll appreciate how straightforward the process is when you work with our knowledgeable team.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options that can fit any lifestyle. Our Checking & Savings Accounts make it simple to manage your day-to-day finances while also helping you save for those important goals. Imagine having the freedom to access your funds anytime through our Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check your balance, transfer money, or even pay bills from the comfort of your home. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing solutions are designed with competitive rates that can help turn your dream car into reality. We understand that life happens, and sometimes you need extra support; that's where our Personal Loans & Debt Consolidation services come into play. Whether it's consolidating existing debts or funding a personal project, we are here to provide flexible solutions tailored just for you.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.schoolsfirstfcu.org, you can access your accounts whenever you need to. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. No more waiting in line your bank is always open!

E-Statements for Easy Tracking

Keeping track of your finances has never been easier with e-statements available at Yes. You'll receive notifications when new statements are ready, allowing you to review them whenever it suits you best. In today's fast-paced world, we know that accessibility matters. That's why at Schoolsfirst, we focus on providing tools that simplify your banking experience while ensuring robust security measures are in place. Discover how our digital banking services can help you take control of your financial life today!

Secure Transactions

Security is our top priority. Our electronic signature authorization feature ensures that all your transactions are safe and verified. Plus, with mobile payments, you can make purchases easily and securely without carrying cash or cards. We've got the tech in place to keep your money safe while making banking convenient.

User-Friendly Features

Our mobile application puts all of these features in the palm of your hand. You can manage your accounts on-the-go, making it easy to stay on top of your finances wherever life takes you. Need to send money to a friend? Use our person-to-person transfer option for quick and simple transactions.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 3430 Marron Rd Ste 200 Oceanside Ca 92056 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Members’ Savings Secured

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $196,498 in used auto loans and $19,809,905,938 in total loans and leases highlight our capacity to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, our flexible terms make it easier than ever.

Commercial Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. We're committed to supporting local businesses as they thrive in our community. We want to ensure that everyone can access these opportunities. If you're considering refinancing or checking eligibility options, don't hesitate to reach out! You can call us at (800) 462-8328 for more information or visit us at 3430 Marron Rd Ste 200 Oceanside Ca 92056, Oceanside, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines

For those needing extra financial flexibility, our credit lines totaling $7,744,971,084 can give you peace of mind. Whether it's for unexpected expenses or planned purchases, these credit lines are designed to meet your needs without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members navigate their expenses. These cards come with rewards and benefits that can enhance your spending experience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and reliability, LendMesh helps users navigate the complex world of loans with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers tailored to their financial needs. One of the standout features of LendMesh is its verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This approach reinforces the platform's goal of providing truly unbiased results. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This allows users to make informed decisions quickly, without having to spend hours researching different options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to find the best loan rates available, compare real-time loan offers today at LendMesh and discover the options that fit your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access and Features

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loans That Empower Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking Support

Convenient Access

Credit Cards and Rewards

Mortgage and Home Financing

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

E-Statements for Easy Tracking

Secure Transactions

User-Friendly Features

Financial Strength

Growing Membership Trust

Members’ Savings Secured

Operational Efficiency

Reinvesting for Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community