Vehicle Loans in Springfield, IL

Ready to buy your next car in Springfield, IL? Compare auto loan offers from trusted local lenders to find the best rates and terms that fit your budget. It’s simple, quick, and puts you in control of your financing.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago.

I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Scott credit union’s auto loan rates range from 4.74% to 10.99% APR today. The rate range is up compared to 7 and 60 days ago and also higher than 30 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

First Community has vehicle loan rates for Auto loans ranging from 4.99% to 6.99% APR and Recreational loans from 7.04% to 8.5% APR. Unchanged compared to 7 and 30 days ago. Both loan types show stable rates over the past month. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

🏦 All Local Lenders in Springfield, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
ILLINOIS STATE POLICE FEDERAL CREDIT UNION
730 ENGINEERING AVE SPRINGFIELD IL 62703
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $111,639,705
Deposits: $5,231,068
Net Worth: $11,591,679
Employees: 18
Members: 6,317
HEARTLAND CREDIT UNION
610 E SAINT JOSEPH ST SPRINGFIELD IL 62703
ATM
Drive-Thru
P2P
E-Statements
Assets: $483,329,197
Deposits: $77,036,998
Net Worth: $62,245,995
Employees: 73
Members: 33,515
ILLINOIS EDUCATORS CREDIT UNION
1501 S DIRKSEN PKWY SPRINGFIELD IL 62703
P2P
E-Statements
E-Signature
Assets: $101,158,200
Deposits: $3,806,597
Net Worth: $11,699,868
Employees: 22
Members: 9,249
IMPERIAL CREDIT UNION
1130 S 16TH ST SPRINGFIELD IL 62703
E-Signature
Assets: $72,638
Deposits: $25,246
Net Worth: $7,267
Employees: 0
Members: 200
CITIZENS EQUITY FIRST CREDIT UNION
1000 E LINCOLNSHIRE BLVD SPRINGFIELD IL 62703
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409

🏘️ All the Lenders Available in Sangamon County, IL

✅FINANCIAL PARTNERS 60545 CREDIT UNION
✅HEARTLAND 64441 CREDIT UNION
✅SPRINGFIELD FIREFIGHTERS CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅SPRINGFIELD CITY EMPLOYEES CREDIT UNION
✅COOPERATIVE CHOICE NETWORK CREDIT UNION
✅LAND OF LINCOLN CREDIT UNION
✅ILLINOIS EDUCATORS CREDIT UNION
✅FUNERAL SERVICE CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION
✅ILLINOIS STATE POLICE FEDERAL CREDIT UNION
✅IMPERIAL CREDIT UNION

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