Illinois State Police Credit Union Springfield IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Illinois State Police, your trusted financial partner since 1966, located at 730 Engineering Ave, Springfield, IL 62703. We are proud to serve over 6,300 members, offering a range of services designed with your needs in mind. With total assets exceeding $111 million and deposits amounting to $5,231,068, we are committed to providing financial stability and growth for our members. At Illinois State Police, we believe in building lasting relationships within our community. Our dedicated team of 18 employees, led by our CEO, Megan Becker, and Board President, Christopher Mueller, works tirelessly to ensure that you receive exceptional service tailored to your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. For any official correspondence, please send it to the same address as our branch: 730 Engineering Ave, Springfield, IL 62703. You can also reach us at (217) 523-8000 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Explore more about our services and how we can support you on your financial journey by visiting our website at www.ispfcu.org. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Illinois State Police Credit Union family. Experience firsthand how we blend traditional values with modern solutions designed for your financial success. Whether you're looking for loans or savings options or simply want more information about becoming a member, we're here for you every step of the way. Join us today and discover how together we can achieve more! Visit us at www.ispfcu.org or stop by at 730 Engineering Ave in Springfield your journey towards better banking starts here!

Our Journey

The journey of the Illinois State Police Credit Union began with a simple mission: to provide affordable financial services to law enforcement officers and their families. From our humble beginnings at 730 Engineering Ave, Springfield, IL 62703, we have continuously expanded our offerings to meet the needs of our members. This dedication has allowed us to build strong relationships within the community, fostering trust and reliability over time. Throughout our history, we have introduced various services that cater not only to personal banking needs but also support business endeavors. From checking and savings accounts to auto loans and mortgage refinancing, our mission has always been centered around enhancing financial wellness for our members. We invite you to visit us during our operating hours from 8:30 AM to 5:00 PM on weekdays or reach us at 217-523-8000 for any inquiries.

Our Mission

At Illinois State Police Credit Union, our mission is clear: we strive to empower our members through exceptional financial services while actively supporting community initiatives. We believe that by providing accessible banking solutions and personalized assistance, we can make a real difference in people's lives. Our commitment extends beyond just transactions; it includes outreach programs aimed at supporting local events and charities. We are proud of our partnerships within Springfield that allow us to give back and strengthen community ties. In addition, we offer modern conveniences such as online banking and mobile applications for easy access to your finances. While you can always connect with us at our branch address above, official correspondence should be sent to the same address for efficiency. We also ensure all our services are ADA compliant so that everyone can enjoy equal access.

Branch Location & Accessibility

Convenient Access

At our branch, we prioritize your convenience. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or needing assistance with your accounts, our welcoming environment is here for you.

Get In Touch

While members can visit us at 730 Engineering Ave, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to call us at 217-523-8000. We invite you to come by and see how the Illinois State Police Credit Union can help you achieve your financial goals today!

Operating Hours & Services

We understand that life gets busy, so we've made it easy for you to bank on your schedule. Our lobby hours are from 8:30 AM to 5:00 PM on weekdays, allowing you plenty of time to come in when it suits you best. If you're in need of cash or have simple transactions to make outside these hours, don't worry! We offer both ATM access and drive-thru services for your convenience. In addition to personal banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also provide business banking solutions. Members can enjoy shared service center availability for basic transactions if you're visiting from another partner credit union.

Member Eligibility

Becoming a member of Illinois State Police feels like joining a family where everyone is valued and supported. If you live, work, or worship in the area, or if you're an immediate family member of someone who does, you're already on your way to enjoying the many benefits we offer. At Illinois State Police, we believe in making banking personal and accessible to everyone. Membership brings you exclusive access to a range of financial products and services designed just for you, from checking and savings accounts to loans that fit your needs. To dive deeper into the specifics of membership eligibility, feel free to check out our detailed criteria at http://www.ispfcu.org/about.asp#membership. It's straightforward, and if you're ready to take the next step, opening an account is just a click away at https://ispfcu.cbzsecure.com/. Should you have any questions or need assistance, don't hesitate to reach out to us at (217) 523-8000. We're here to help you become part of our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to invest in new equipment, hire additional staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced world, efficient payment processing is essential for any business. That's why we offer comprehensive merchant services designed to make transactions smooth and secure. From credit card processing to point-of-sale systems, we help you keep your focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. At Illinois State Police, located at 730 Engineering Ave Springfield Il 62703, Springfield, IL, we are here to partner with you every step of the way. For more information, give us a call at (217) 523-8000 or visit us online at Ispfcu.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

We also ensure access to cash through our ATM & Cash Withdrawal Services available at various locations. Plus, if you ever need assistance with basic transactions like deposits or withdrawals, our Drive-Thru Banking offers a quick and easy way to conduct simple transactions without leaving your vehicle.

Business Banking Support

If you're a business owner, we offer specialized services including Merchant Services & Business Loans designed to help your business thrive. We recognize the unique challenges small businesses face and aim to provide solutions that simplify banking so you can focus on what matters most growing your business.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why at Illinois State Police, we prioritize Online & Mobile Banking features that allow you to manage your accounts from anywhere, anytime. Whether it's checking balances, transferring funds, or paying bills, our digital tools make banking accessible and easy.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We can assist you in consolidating debt or securing funds for unforeseen costs, ensuring you have peace of mind. Additionally, our Credit Cards with Rewards program lets you earn while spending, giving you extra benefits on purchases you make every day.

Home Financing Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide flexible terms and competitive rates, making it easier for you to invest in your future. Our team will work closely with you to find the best mortgage solution that meets your needs.

Partnering with Other Credit Unions

As part of our commitment to serving our community, we offer Basic Shared Branch Transactions for partner credit union members as well. This means more flexibility when accessing funds or performing transactions without needing to visit multiple branches. At Illinois State Police, we're here for all your financial needs from personal banking to business support and beyond! If you're ready to take control of your finances or have questions about any service we offer, don't hesitate to reach out at 217-523-8000 or visit us online at ispfcu.org. Your journey toward financial wellness starts here!

Personal Banking Made Simple

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that help you save and access your money easily. Imagine having a checking account that fits your lifestyle whether it's for everyday purchases or saving for a special occasion. With us, you can also explore Auto Loans & Vehicle Financing options tailored to get you behind the wheel of your dream car without breaking the bank.

Digital & Online Banking

Accessing Your Accounts Online

With our 24/7 online banking services, you can check your account balances, make transfers, and pay bills at your convenience. Simply visit us at https://www.ispfcu.org to get started. Whether you're at home or on the go, you have full control over your finances right at your fingertips.

Stay Organized and Secure

We also offer electronic statements, so you can keep track of your finances without the clutter of paper. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. Your sensitive information is protected with top-notch security measures, giving you peace of mind while you bank online. At Illinois State Police, we're committed to providing accessible and efficient banking solutions tailored for you. Whether you're checking balances or making transfers, our digital banking services are here to help streamline your financial life. Join us today and experience the ease of banking from anywhere!

User-Friendly Features

Our user-friendly mobile application makes banking even easier. You can download it to access all your accounts quickly. Need to send money to a friend? Our person-to-person transfer feature allows you to send cash with just a few taps no need for cash or checks anymore!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 10,877, showing a strong and growing member base that trusts us with their finances. This trust fuels our growth as we strive to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illinois State Police is your trusted partner. Visit us at 730 Engineering Ave Springfield Il 62703 or call (217) 523-8000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $1,086,462 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $8,664,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $559 in used auto loans and $29,492,635 in total loans and leases.

Secure Savings Options

Members' savings are secured through $3,934,936 in share certificates and $7,568,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,591,679, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,038 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Support

We also recognize that sometimes you may need additional financial flexibility. That's why our total credit lines amount to $3,270,000, giving you access to funds when unexpected expenses arise. For those looking to refinance existing loans or explore eligibility options, we're here to help! We encourage you to reach out for personalized assistance tailored to your specific situation. If you have any questions or need further information about our loan products, don't hesitate to contact us at (217) 523-8000 or visit us at 730 Engineering Ave Springfield Il 62703 in Springfield, IL. We're here to support your financial journey every step of the way! For more details about our services and offers, please visit our website at https://www.ispfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,319,678 in used vehicle loans and $3,796,749 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have flexible terms tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,411,022, make buying or refinancing simple. We provide resources to guide you through the process, ensuring that you can find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,334,130 in loans helping members manage their finances effectively, our credit cards come with no annual fees and competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to compare offers quickly and easily. This feature is especially beneficial for those looking to save money over the life of their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this tool in helping individuals secure favorable loan conditions.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their financial needs. LendMesh takes pride in its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information they see. Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions; instead, it provides unbiased results to help users find the best options available.