Ottawa IL Car Loans with Top Rates & Quick Approval

Vehicle Loans in Ottawa, IL

Searching for the best car loan rates in Ottawa, IL? Compare offers from trusted local lenders to find low rates and quick approvals that fit your budget. Whether you’re buying new or used, we make it simple to get behind the wheel with confidence.

Ottawa’s community-focused credit unions and banks offer competitive loans designed to help you save. Start comparing today and discover how easy it is to drive your dream car while supporting local lenders who care about you.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago.

I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Scott credit union’s auto loan rates range from 4.74% to 10.99% APR today. The rate range is up compared to 7 and 60 days ago and also higher than 30 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

First Community has vehicle loan rates for Auto loans ranging from 4.99% to 6.99% APR and Recreational loans from 7.04% to 8.5% APR. Unchanged compared to 7 and 30 days ago. Both loan types show stable rates over the past month. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

🏦 All Local Lenders in Ottawa, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FINANCIAL PLUS CREDIT UNION	800 CHESTNUT ST OTTAWA IL 61350	⏰ 8-5 M-Th, 8-5:30 F, 8-12 S 📞 8154331496 📠 8154330065	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $509,471,650 Deposits: $26,926,591 Net Worth: $67,774,826 Employees: 106 Members: 44,513
OTTAWA HIWAY CREDIT UNION	700 E NORRIS DR OTTAWA IL 61350	⏰ Monday-Friday 8-3 📞 8154348475 📠 8154347274	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements	Assets: $15,224,205 Deposits: $1,077,469 Net Worth: $2,207,856 Employees: 4 Members: 1,245
OTTAWA HIWAY CREDIT UNION	700 E NORRIS DR OTTAWA IL 61350	📞 8154348475 📠 8154347274	ATM Services Only	P2P E-Statements	Assets: $15,224,205 Deposits: $1,077,469 Net Worth: $2,207,856 Employees: 4 Members: 1,245
ILLINOIS STATE CREDIT UNION	311 E JOLIET ST OTTAWA IL 61350	⏰ Lobby Hours: Lobby (M,T,TH,F): 9:00AM - 4:00PM Lobby (Wed): 11:00AM - 4:00PM Lobby (Sat): 9:00AM - 1:00PM Drive-Up Hours: Drive-Up (M - F): 9:00AM - 5:00PM Drive-Up (Sat): 9:00AM - 1:00PM 📞 3094518400 📠 3094518410	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $213,791,653 Deposits: $27,505,913 Net Worth: $23,778,302 Employees: 66 Members: 17,415
STREATOR ONIZED CREDIT UNION	721 COLUMBUS ST OTTAWA IL 61350	⏰ Purchased the building 3/2/2021 with a planned opening of Summer 2021 📞 8156735577 📠 8156724706	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $375,008,858 Deposits: $20,930,459 Net Worth: $60,020,823 Employees: 127 Members: 37,016

Vehicle Loans in Ottawa, IL

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

🏦 All Local Lenders in Ottawa, IL

🏘️ All the Lenders Available in La Salle County, IL

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