Ottawa Hiway Credit Union Ottawa IL | Convenient ATM Services Only

Introduction

Welcome to Ottawa Hiway, where we believe that financial services should be personal, straightforward, and community-focused. Established in 1963, our credit union has been a trusted partner for over 1,245 members in Ottawa, IL. You can find us conveniently located at 700 E Norris Dr, where our dedicated team is ready to assist you with all your financial needs. At Ottawa Hiway, we are proud of our robust financial standing, boasting total assets of $15,224,205 and total deposits amounting to $1,077,469. With a net worth of $2,207,856, we prioritize the security and growth of your investments. Our commitment to lending is evident with over 701 loans and leases currently active, ensuring our members have access to the funds they need for their personal and business goals. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Debra Rosencrans and Board President Ronald Pohar II, we strive to provide exceptional service while staying connected with our community. With just 4 employees, we maintain a friendly atmosphere where every member feels valued. While members can visit us at our branch location for services and inquiries, any official correspondence should be directed to our mailing address: 700 East Norris Drive, Ottawa, IL 61350. Explore what Ottawa Hiway has to offer by visiting our website at ottawahiwaycu.com. Whether you're looking for loans or simply seeking advice on managing your finances better, we're here for you. Call us today at 815-434-8475 and let us help you achieve your financial dreams!

Branch History & Mission

At Ottawa Hiway, we take pride in our rich history and unwavering mission to support our members and community. Founded in 1963, our branch has grown from humble beginnings into a trusted financial partner for over 1,245 members in Ottawa, IL. Located at 700 E Norris Dr, we are easily accessible, with a welcoming environment that encourages individuals and families to achieve their financial goals. From the start, our mission has been clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products that help them thrive. Whether it's saving for a dream vacation or securing a loan for a new vehicle, our commitment is to be there for you every step of the way. Over the years, we've reached significant milestones, including amassing total assets of $15,224,205. This growth reflects not only our dedication to sound financial practices but also the trust placed in us by our members. We have developed various services tailored to meet the diverse needs of our membership, all while maintaining a focus on personal service and community involvement. While members can visit us at 700 E Norris Dr, official correspondence should be sent to 700 East Norris Drive, Ottawa, IL 61350. Our branch is equipped with essential services including ATM access and online banking options, ensuring that you can manage your finances conveniently and securely. As part of our mission, we engage in partnerships with local organizations and participate in outreach efforts aimed at improving the lives of those in our community. We believe that when our community thrives, we all benefit. We invite you to experience the difference at Ottawa Hiway. Join us today and discover how we can help you achieve your financial aspirations while being part of a supportive community network. For more information or to get started, call us at 815-434-8475 or visit our website at http://ottawahiwaycu.com. Your journey towards financial empowerment begins here!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your accessibility in mind. With ADA-compliant features, including ramps and spacious parking options, everyone can visit us comfortably. Whether you're here to open an account or seek financial advice, our team is ready to assist you.

Call to Action

We encourage you to drop by or give us a call today! The Ottawa Hiway branch is here to support you on your financial journey. Visit us soon!

Operating Hours and Services

While we currently do not offer drive-thru service or ATMs, we invite you to experience our personalized service during our operating hours. Our dedicated staff is available to help you with a variety of services whether it's setting up a new account or discussing loan options. Although specific operating hours are yet to be established, feel free to reach out at 815-434-8475 for more information. While members can visit us at 700 E Norris Dr for all their banking needs, please note that official correspondence should be sent to the same address: 700 East Norris Drive, Ottawa, IL 61350.

Member Eligibility

At Ottawa Hiway, we're excited to welcome you into our community of supportive members. Joining us is simple, and we invite anyone who lives or works in the area, as well as their family members, to become part of our credit union family. This means if you call Ottawa home or work here, you can easily start your journey with us. Becoming a member not only grants you access to a range of financial products tailored for your needs but also connects you to a community focused on helping each other thrive. If you're interested in learning more about eligibility requirements or want to see if you qualify, feel free to check out the details at . And when you're ready to open an account, just reach out at (815) 434-8475; we're here to help make the process smooth and welcoming!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer essential merchant services designed to streamline your daily operations. Picture this: as a business owner, you want to focus on serving your customers, not getting bogged down by complicated payment processes. Our merchant services simplify transactions so you can get back to what you do best growing your business. Ready to take the next step? Visit us at 700 E Norris Dr Ottawa Il 61350 in Ottawa, IL or call us at (815) 434-8475 to learn how we can support your business goals today!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to helping you find the financing you need when the time comes. Imagine securing funding that allows you to invest in new equipment or expand your team our team is here to help you turn those dreams into reality.

Comprehensive List Of Services

Commitment to Community

At Ottawa Hiway, we believe in building strong relationships with our members and the community. Our goal is not just to provide financial services but also to empower our members with knowledge and support. Whether you're saving for a big purchase or planning for retirement, we are here as your trusted partner every step of the way. If you have any questions or would like more information about how we can assist you, feel free to reach out at (815) 434-8475. Our friendly team is always ready to help! Explore the possibilities today by visiting us at 700 E Norris Dr Ottawa Il 61350 or checking out our website at Building B. Your financial well-being is our priority!

Convenient Banking Options

In today's fast-paced world, convenience is key. That's why Ottawa Hiway prioritizes digital banking features that allow you to manage your finances from anywhere. While we currently focus on ATM services, our commitment doesn't stop there. We are continuously exploring ways to enhance your banking experience through online services that can simplify your financial management.

Tailored Financial Solutions

Whether you're looking for a simple way to manage your money or seeking assistance with more complex financial decisions, we've got you covered. We offer ATM Services Only, making it easy for you to access your funds quickly and efficiently. Imagine being out and about in Ottawa and needing cash for an unexpected expense; our ATMs are there to provide quick access without the hassle.

Digital & Online Banking

Key Features

One standout feature is our ability to facilitate person-to-person transfers. This means you can send money to friends or family with just a few clicks no cash or checks needed! Plus, for those who prefer going paperless, e-statements are readily available. Enjoy the convenience of receiving your statements electronically while contributing to a greener planet. While we currently don't offer mobile payments or a dedicated mobile application, our online services are user-friendly and accessible on any device. You can easily manage your accounts and keep track of your spending in real-time.

Security and Ease of Use

We prioritize your security with every transaction. Although we do not support electronic signature authorization at this time, rest assured that our systems are designed with state-of-the-art security features to protect your sensitive information. In summary, Ottawa Hiway is committed to providing you with convenient digital banking solutions that are both safe and easy to use. Explore our online offerings today at http://ottawahiwaycu.com/ and take control of your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $2,207,856, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,450 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing Back into Our Community

With $2,034,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you to achieve your financial goals. Our lending capacity supports members' financial aspirations across various sectors. With $205 in used auto loans and $6,582,097 in total loans and leases, we're here to help make your dreams a reality.

Member-Centric Savings

Your savings are secure with us. Members benefit from $3,092,961 in share certificates, which provide stable and rewarding financial growth opportunities. Although we do not have money market shares currently available ($0), our focus remains on delivering the best possible savings options tailored to your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $173,446 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $2,172, we have funds available for lending and investments, further emphasizing our commitment to supporting you financially. Our strong member base is demonstrated by having a total of 1,998 share accounts a clear sign that community members trust us with their finances.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ottawa Hiway is your trusted partner. Visit us at 700 E Norris Dr Ottawa Il 61350 or call (815) 434-8475 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,158,866 in used vehicle loans and $1,233,304 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help guide you through the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,328 in loans helping members manage their finances effectively. This can be an excellent tool for managing unexpected expenses or consolidating debt.

Credit Lines

For those who prefer more flexibility in their borrowing options, we have credit lines available totaling $750,000. This allows you to access funds as needed while only paying interest on what you use. At Ottawa Hiway, we are committed to providing quality service and competitive rates. If you're considering refinancing or want to check your eligibility for any of our products, please don't hesitate to reach out. You can contact us at 815-434-8475 or visit us at our branch located at 700 E Norris Dr, Ottawa IL 61350. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $537,290, make buying or refinancing simple. We provide flexible terms and support every step of the way to ensure you find the right loan for your situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Each financial institution listed on LendMesh undergoes a verification process to confirm its legitimacy, giving users confidence in their choices.

Ottawa Hiway