STREATOR ONIZED CREDIT UNION - Ottawa, IL

At Streator Onized Credit Union, we believe in the power of community and financial well-being. Located at 721 Columbus St, Ottawa, IL 61350, our branch has proudly served our members since 1940. With a strong commitment to helping our 37,016 members achieve their financial goals, we offer a wide range of services tailored to meet your needs. As a member-owned institution, our focus is on you. We have grown significantly over the years, with total assets reaching an impressive $375,008,858 and total deposits amounting to $20,930,459. This growth allows us to provide competitive loan options, including over 176,349 loans and leases that cater to personal and business needs alike. Led by our dedicated CEO Douglas Patterson and Board President Scott Bulthuis, our team of 127 employees is here to support you every step of the way. Our commitment to exceptional service is evident in everything we do from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, credit cards with rewards, and business banking services. While members can visit us at our branch for transactions or inquiries, official correspondence should be sent to the same address: 721 Columbus St, Ottawa, IL 61350. We invite you to explore how we can help you secure your financial future. Whether you're looking for assistance with loans or simply want advice on managing your finances better, give us a call at 815-673-5577 or visit us online at Streator Onized Credit Union. Join us as we continue to build a stronger community together!

Streator Onized Credit Union has a proud history that dates back to 1940. Since its inception, this community-focused financial institution has been dedicated to serving the residents of Ottawa, IL, and surrounding areas. Over the years, we have evolved significantly, growing from a small local credit union into a trusted partner for more than 37,000 members. Our journey reflects our commitment to enhancing the financial lives of our community. Located at 721 Columbus St, Ottawa, IL 61350, Streator Onized offers a welcoming environment where members can access various banking services. The branch features drive-thru banking for convenient transactions and is supported by robust digital tools that allow members to manage their finances from anywhere. Although we currently do not have ATM facilities at this location, our online and mobile banking options provide easy access to accounts anytime. Our mission is clear: to empower our members with the financial tools they need while fostering strong community relationships. We offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we support local businesses through merchant services and business loans. At Streator Onized Credit Union, we believe in giving back to the community that supports us. We actively engage in outreach programs and partnerships aimed at improving the quality of life in Ottawa and beyond. Our commitment extends beyond just providing financial services; it's about building a better future for everyone. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 721 Columbus St, Ottawa, IL 61350 if it differs from the branch location. As we look ahead to the future, we invite you to become part of our growing family. Join us at Streator Onized Credit Union and experience how we can help you achieve your financial goals while being an integral part of your community. Whether you're looking for a loan or simply want to open an account, our friendly staff is here to assist you every step of the way. For any questions or more information about our services, feel free to reach out at 815-673-5577 or visit us online at socu.org.

Welcome to the community at Streator Onized! Becoming a member is an exciting step towards enjoying a range of personalized financial services designed just for you. If you live, work, worship, or attend school in the area, you're likely eligible to join our supportive family. We pride ourselves on being inclusive and welcoming, ensuring that everyone has the chance to benefit from our competitive rates and dedicated service. To learn more about our specific eligibility criteria, feel free to visit this page for detailed information. Once you're ready to join, opening an account with us is simple! Just head over to our account opening page to get started. If you have any questions or need assistance, don't hesitate to reach out at (815) 673-5577. We're here to help you every step of the way as you take advantage of all the benefits that come with being a member of Streator Onized, located at 721 Columbus St Ottawa Il 61350.

At Streator Onized, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, providing you with the peace of mind you deserve. With a net worth of $60,020,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1598 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $142,530,638 in share certificates and $16,663,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,996,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $118,368 in used auto loans and $303,162,104 in total loans and leases. Our operational efficiency is reflected in our net income of $3,425,337, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 112 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $79,539. Total Share and Deposit Accounts: 67,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Streator Onized is your trusted partner. Visit us at 721 Columbus St Ottawa IL 61350 or call 815-673-5577 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Streator Onized, we understand that everyone has unique financial needs, whether you're looking to purchase a vehicle, buy a home, or manage your expenses. That's why we offer a variety of loan products designed to help you achieve your financial goals. With over 176349 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a new car, our auto loans are an excellent option. We offer some of the lowest rates in the industry. In fact, we have already provided $172,357,749 in used vehicle loans and $25,739,474 in new vehicle loans to help members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,595,153. We make the process of buying or refinancing simple and straightforward. For those looking for financial flexibility, our unsecured credit card loans might be the right fit for you. We currently have $26,398,839 in unsecured credit card loans available to help members manage their finances effectively. Additionally, if you're considering expanding your business or managing cash flow needs, our total credit lines amount to $37,798,090, providing you with the capital necessary to grow. If you're interested in refinancing options or want to know more about eligibility criteria for any of our loan products, feel free to reach out. You can contact us at 815-673-5577 or visit us at our branch located at 721 Columbus St, Ottawa IL 61350. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your journey toward financial success!