Vehicle Loans in Charlotte, NC

Looking for a car loan in Charlotte, NC? Credit unions here offer great rates and friendly service that big banks just can’t match. Whether you’re buying new or used, comparing local credit union offers can help you find a deal that fits your budget.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. First Flight has auto loans with APRs ranging from 4.35% to 5.07% and motorcycle loans from 4.94% to 5.31% . These rates show no change from seven days ago. Other loan types have higher APRs, ranging from 6.24% to 8.61% , also with no recent change.

State Employees' vehicle loans have an APR range from 4.5% to 10.25% today. This rate is down from 7 and 30 days ago, where the range was 4.75% to 10.25% . The credit union s auto loans with these terms. Truliant s auto loans with APRs ranging from 4.64% to 18% , which have stayed the same compared to 7 and 30 days ago. Motorcycle loans have rates between 10.49% and 18% , showing no change over the past 7 and 30 days. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR and other loan rates between 5.49% and 7.74% APR. Unchanged in the past 7 or 30 days. Recreational loan rates also remain steady, ranging from 4.74% to 10.49% APR. Affinity vehicle loans have an APR range from 4.94% to 7.8% today. The rates for auto loans have gone down compared to 7 and 30 days ago. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than a month ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR with no change in the past 7 or 30 days. Motorcycle loans are between 6.25% and 11.35% , down from 7.25% at 60 and 90 days ago. Recreational loan rates range from 8.99% to 11.35% , also down compared to 60 and 90 days ago. Langley has auto loan rates ranging from 4.99% to 6.49% APR, with no change over the past 7 and 30 days. Other loan rates are between 7.49% and 8.49% APR, showing no change from 7 days ago but down from 90 days ago.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
ALLEGACY FEDERAL CREDIT UNION
100 QUEENS RD CHARLOTTE NC 28204
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,319,045,145
Deposits: $189,847,490
Net Worth: $261,385,413
Employees: 406
Members: 178,929
SKYLA FEDERAL CREDIT UNION
900 CENTRAL AVE CHARLOTTE NC 28204
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,561,839,642
Deposits: $160,963,222
Net Worth: $148,055,249
Employees: 288
Members: 103,354
STATE EMPLOYEES' CREDIT UNION
1130 E 3RD ST CHARLOTTE NC 28204
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Mecklenburg County, NC

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