Vehicle Loans in Richmond, VA

Looking for the cheapest auto loan rates in Richmond, VA? Compare personalized offers from local lenders to find the best deal that fits your budget and gets you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Dupont Community s auto loans with APRs ranging from 3.99% to 14.49% . Unchanged over the past 7 or 30 days. Apple has auto loan rates ranging from 4.24% to 5.74% APR today, which is up from 7 days ago but down from 30, 60, and 90 days ago. Motorcycle loan rates are between 4.54% and 6.14% APR and have stayed the same compared to 7, 30, 60, and 90 days ago.

Chartway s auto loans with rates ranging from 4.5% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago but have gone down since 30, 60, and 90 days ago. Truliant s auto loans with APRs ranging from 4.64% to 18% , which have stayed the same compared to 7 and 30 days ago. Motorcycle loans have rates between 10.49% and 18% , also showing no change over the past 7 and 30 days. Northwest Credit Union’s auto loan rates range from 4.69% to 9.59% APR today. These rates are down from 7 days ago and also lower than 30, 60, and 90 days ago.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Virginia credit union’s auto loan rates range from 4.74% to 6.34% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loan rates are between 7.74% and 9.99% APR, also unchanged from 7 and 30 days ago and down from 30 days ago. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR.

Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
RICHMOND HERITAGE FEDERAL CREDIT UNION
50 W COMMERCE RD RICHMOND VA 23224
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $10,383,049
Deposits: $2,077,869
Net Worth: $4,162,382
Employees: 5
Members: 1,716
HOPEWELL CHEMICAL FEDERAL CREDIT UNION
2000 RICHMOND HWY RICHMOND VA 23224
P2P
E-Statements
Assets: $50,911,095
Deposits: $1,286,303
Net Worth: $4,963,428
Employees: 13
Members: 3,276
1ST ADVANTAGE FEDERAL CREDIT UNION
1204 BROAD ROCK BLVD RICHMOND VA 23224
ATM
P2P
E-Statements
E-Signature
Assets: $1,000,428,625
Deposits: $86,512,535
Net Worth: $146,602,757
Employees: 221
Members: 70,741

🏘️ All the Lenders Available in Richmond City County, VA

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