Vehicle Loans in Watertown, NY

Ready to buy a car in Watertown, NY? Comparing loan offers from local banks and credit unions helps you find the best rate and terms, so you can drive away without the stress.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Broadview has auto loan rates ranging from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago, and also lower than 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.

Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to their vehicle loans without specific term details. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Hudson Valley has auto loan rates ranging from 4.99% to 7.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Watertown, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
SEA COMM FEDERAL CREDIT UNION
20565 STATE ROUTE 3 WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
Assets: $787,112,156
Deposits: $24,337,568
Net Worth: $121,411,320
Employees: 131
Members: 55,187
STATE CS EMPLOYEES FEDERAL CREDIT UNION
DULLES STATE OFFICE BUILDING WATERTOWN NY 13601
ATM
P2P
E-Statements
E-Signature
Assets: $38,739,508
Deposits: $2,642,138
Net Worth: $3,853,276
Employees: 9
Members: 2,727
STATE CS EMPLOYEES FEDERAL CREDIT UNION
144 EASTERN BOULEVARD WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $38,739,508
Deposits: $2,642,138
Net Worth: $3,853,276
Employees: 9
Members: 2,727
WATERTOWN POSTAL FEDERAL CREDIT UNION
232 COMMERCE PARK DR WATERTOWN NY 13601
Assets: $5,975,458
Deposits: $470,686
Net Worth: $840,732
Employees: 3
Members: 523
AMERICU CREDIT UNION
871 ARSENAL ST WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171
NORTHERN CREDIT UNION
138 FACTORY ST WATERTOWN NY 13601
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711
NORTHERN CREDIT UNION
120 FACTORY ST WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711
NORTHERN CREDIT UNION
1180 COMMERCE PARK DR E WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711

🏘️ All the Lenders Available in Jefferson County, NY

Customers are also interested in:

Apply For Car Finance