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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7 and 30 days ago. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Austin Telco's auto loan rates range from 5.54% to 6.49% APR today, which is up from 7 and 30 days ago. Motorcycle loans remain steady at 7.04% APR with no change over the past 7 and 30 days. Recreational loan rates also hold steady between 7.49% and 8.49% APR during the same period.
Truliant's auto loans with APRs ranging from 4.49% to 18% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 10.49% and 18% , showing no change over the past 7 and 30 days. Arizona Financial's auto loan rates range from 5.54% to 6.09% APR today, which is up from the past 7 and 30 days. Motorcycle loans have rates between 7.24% and 8.19% APR with no change in the last 7 or 30 days. Lake Trust's auto loans with APRs ranging from 5.64% to 15.94% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 7.24% and 18.49% , showing no change over the past 30 days.
Midflorida's auto loans with APRs ranging from 5.64% to 7.14% , which are unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Recreational loan rates range from 8.7% to 9.71% and have stayed the same over the past 7 and 30 days. Hudson Valley's auto loan rates range from 5.64% to 8.34% APR today. These rates are up compared to 7 and 30 days ago, and also higher than 60 and 90 days ago. Hawaii State's auto loans with APRs ranging from 5.65% to 7.5% and motorcycle loans with rates between 7.15% and 8.2% . Unchanged over the past 7 or 30 days.
Efcu Financial's auto loan rates range from 5.69% to 17.45% APR today, with no change from 7 or 30 days ago but down from 90 days ago. Recreational loan rates are between 8.25% and 14% APR, showing no change over the past 7, 30, or 90 days.