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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Credit Union Of America's auto loan rates range from 5.24% to 6.24% APR today. These rates are up compared to 7 and 30 days ago, when they were between 4.99% and 5.99% . The increase also applies when looking back 60 and 90 days. Diamond's auto loan rates range from 5.24% to 6.24% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates stay the same at 5.99% to 6.99% APR. Recreational loan rates also have no change, ranging from 10.49% to 11.79% APR.
Mountain America's auto loan rates range from 5.24% to 5.49% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 7.49% and 7.74% APR and have also increased compared to the past 7 and 30 days. Black Hills vehicle loan rates for Auto range from 5.24% to 6.24% APR today, which is up from 90 days ago. Motorcycle loans have a rate range of 6.7% to 7.45% APR and are also up compared to 90 days ago. Recreational loan rates increased as well, now between 7% and 8.25% APR.
Greater Nevada's auto loan APR is 5.24% today, which is up from the range of 4.5% to 5.15% seen 7 and 30 days ago. Rates have also increased compared to 60 and 90 days ago when they ranged from 4% to 5.15% . Greenwood's auto loan rates range from 5.24% to 6.99% APR and have not changed in the last 90 days. Motorcycle loan rates are between 6.49% and 8.49% APR, which is down from 90 days ago. Recreational loan rates stay steady at 10.49% to 11.74% APR over the same period.
Heritage Financial's auto loan rates range from 5.24% to 7.32% APR today, which is up from 7 days ago. Motorcycle loans remain steady at 7.49% APR, with no change in the past 30 days. Recreational loan rates also hold steady between 6.5% and 7% APR. Fibre vehicle loans have an APR of 5.24% for auto loans and 8.24% for recreational loans. These rates show no change from 30 and 90 days ago. Both loan types maintain steady rates over this period. St. Mary'S's auto loans with APRs ranging from 5.25% to 8.75% and recreational vehicle loans from 8.5% to 11.25% . Unchanged in the past 7 or 30 days.
Frankenmuth's auto loans with APRs ranging from 5.26% to 7.82% , which is up from 7 days and 30 days ago. Recreational loans have a fixed APR of 7.07% , showing no change from 7 days ago.