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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Star One vehicle loans have rates ranging from 4.75% to 8.75% APR for auto loans and 7.7% to 11.7% APR for motorcycle loans. These rates show no change compared to 7 and 30 days ago. Both auto and motorcycle loan rates have stayed steady over the past month. Ventura County's auto loan rates range from 4.75% to 8.99% APR, down from 7 and 30 days ago. Motorcycle loans stay steady at 7.24% to 7.99% APR. Other and recreational loan rates remain unchanged at 7% to 7.5% APR.
Firstlight's auto loans with APRs ranging from 4.75% to 17.99% and motorcycle loans from 7.05% to 17.99% . There is no change in rates compared to 7 and 30 days ago for these programs. Recreational loan rates start at 8.29% with no recent changes reported. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 90 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change over the past 7 and 30 days.
Aberdeen Proving Ground's auto loan rates range from 4.29% to 6.74% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are up from 90 days ago. No term is listed for this program. Educators vehicle loans range from 4.8% to 10.69% today. Rates are unchanged from 7 and 30 days ago but are up slightly from 60 and 90 days ago. This applies to their auto loans. Connecticut State Employees has auto loans with rates ranging from 4.8% to 8.4% APR, which have not changed in the past 7, 30, or 60 days. Motorcycle loans are fixed at 12% APR with no change over the same periods. Recreational loan rates range from 9.25% to 12% APR and have also remained steady.
Erie's auto loan rates range from 4.84% to 6.75% APR today, which is up from the rates 7 and 30 days ago. The increase has been steady compared to the past two months. Amoco's auto loan rates range from 4.84% to 15.59% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 7 and 30 days. Eastrise's auto loans with APRs ranging from 4.85% to 6.1% and recreational vehicle loans from 5.5% to 7.7% . Unchanged over the past 7, 30, 60, or 90 days. Both loan types provide steady terms without recent adjustments.