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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Pen Air vehicle loans include auto loans with rates from 4.74% to 17.49% APR, which are down from 7 and 30 days ago. Recreational loan rates range from 5.99% to 6.49% APR and have stayed the same over the past 7 and 30 days. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, up from last week and last month. Recreational loan rates range from 5.74% to 8.49% APR and have also increased compared to 7 and 30 days ago.
Alabama's auto loan rates range from 4.74% to 7.49% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 6.49% and 7.74% APR, also steady from 7 days ago and up compared to 30 days ago. Deseret First's auto loan rates range from 4.74% to 6.24% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are at 7.74% APR, also unchanged from 7 and 30 days ago and down from 30 days ago. Recreational loan rates remain at 7.74% APR, showing the same pattern of no change from 7 days ago and a decrease from 30 days ago.
Community Financial's auto loan rates range from 4.74% to 10.24% APR today, with no change from 7 or 30 days ago but down from 90 days ago. Recreational loan rates are between 7.24% and 10.24% APR, showing no change over the past 7 and 30 days. Premier America has auto loan rates ranging from 4.74% to 6.49% APR, which is up from 90 days ago. Motorcycle loans have rates between 10.85% and 11.85% APR with no change over the same period. Recreational loan rates remain steady at 7.74% APR.
Members First has an auto loan rate of 4.74% APR with no change in the past 90 days. Recreational loans range from 5.49% to 6.49% APR and have also stayed the same over the last three months. Both rates remain steady compared to 7 and 30 days ago. Empeople's auto loan rates range from 4.74% to 5.74% APR today, with no change from 7 days ago but up from 30 days ago. Other loan rates are between 5.99% and 10.24% APR and have stayed the same over the past week.
Silver State Schools has an auto loan APR of 4.74% today, with no change from 7 or 30 days ago. Motorcycle loans have a 7.99% APR, which is also steady compared to the past 7 and 30 days. Both rates have remained the same over the last three months. Spokane Teachers has an auto loan rate of 4.74% APR and a recreational loan rate of 6.49% APR. Both rates have not changed in the past 7, 30, 60, or 90 days.