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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Associated Credit Union has auto loan rates ranging from 4.25% to 14.75% APR today, which is up from 7 and 30 days ago. Recreational loan rates remain steady at 6.5% to 10% APR. Houston's auto loans with APRs ranging from 4.25% to 6.25% and recreational vehicle loans with rates between 7.5% and 9.25% . These rates have shown no change compared to 7 and 30 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate range from 90 days ago was slightly higher, between 4.26% and 4.99% .
State Employees Cu Of Maryland, Inc's auto loans with an APR range of 4.04% to 6.14% today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Whatcom Educational has auto loan rates ranging from 4.34% to 23.99% APR, which are down from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 7.49% and 20.49% APR with no change in the past 30 days. Noble's auto loan rates range from 4.35% to 5.49% APR today, down from 7 and 30 days ago. Recreational loan rates are between 6.9% and 8.9% APR, also down compared to a week and a month ago.
Hanscom has auto loan rates ranging from 3.99% to 6.59% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loan rates are between 6.99% and 8.19% APR. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Georgia'S Own's auto loans with rates ranging from 4.35% to 7.14% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 60 and 90 days ago.
Cpm's auto loan rates range from 3.99% to 5.99% APR today, with no change from 7 days ago and a decrease from 30 days ago. Recreational loan rates stay steady at 6.99% to 9.49% APR compared to both 7 and 30 days ago.