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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Horizon's auto loan rate is 5.99% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loans range from 6.49% to 8.49% APR and have stayed the same compared to 7 days ago but are down from 30, 60, and 90 days ago. Y–12's auto loans with an APR range of 5.99% to 6.99% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The terms for these loans are not specified. Westmark vehicle loans range from 5.99% to 9.54% for auto loans and 7.09% to 10.04% for recreational loans. Rates for both products are unchanged from 7 and 30 days ago but have gone up since 30 days ago.
Oregon Community's auto loan rates range from 5.99% to 29.98% APR today, with no change from 7 and 30 days ago but up from 90 days ago. Motorcycle loans have rates between 10.5% and 15.46% APR, showing no change over the past 7 and 30 days. Recreational loans range from 6.64% to 20.97% APR and have stayed steady during the same period. United Nations has an auto loan with a 6% APR today, which is up from 5% seven and thirty days ago. Rates were steady at 5% for sixty and ninety days before that.
Truwest's auto loan rates range from 6% to 15.75% APR today. These rates are unchanged from 7 and 30 days ago but are up from 30 days ago. Compared to 60 and 90 days ago, the rates are down. Coastal1's auto loan rates range from 6.09% to 8.09% APR today, with no change from 7 or 30 days ago but up from 60 days ago. Motorcycle loans have rates between 7.39% and 8.99% APR, showing no change over the past 7, 30, 60, or 90 days. St. Louis Community's auto loans with APRs ranging from 5.89% to 7.19% , showing no change over the past 7 and 30 days. Recreational loan rates are between 7.99% and 8.99% , with no change in the last 7 and 30 days but down from 60 days ago.
Texas Dow Employees has an Auto loan rate of 6.1% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans remain steady at 6.69% APR with no change in the past 30 days. The Other loan category ranges from 6.39% to 6.69% APR and has also stayed the same over the last 7 and 30 days. Heritage's auto loan rates range from 6.1% to 8.6% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 8.95% and 10.9% APR with no change from a week ago.