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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Twinstar's auto loans with rates from 5.74% to 18% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 7.99% to 16.99% APR and also show no change over the same periods. First Commonwealth vehicle loans have auto rates ranging from 5.49% to 8.49% APR, which are up from 7 and 30 days ago. Motorcycle loans range from 6.74% to 7.99% APR and show no change from 60 and 90 days ago. Recreational vehicle loans have rates between 7.74% and 10.24% APR, also with no change from 60 and 90 days ago.
General Electric's auto loan rates range from 5.74% to 7.94% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to all auto loan terms ed by the credit union. Michigan State University's auto loan rates range from 5.74% to 6.54% APR today. These rates are up from both 7 and 30 days ago. Ent's auto loan rate is 5.74% APR today, which is up from both 7 and 30 days ago. The recreational loan rate is 6.24% APR and has also gone up since 7 and 30 days ago.
People First has auto loan rates ranging from 5.74% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.74% and 8.49% APR, also showing no change over the past 30 days. Both rates are up compared to 60 and 90 days ago. Recreational loan rates range from 8.49% to 9.99% APR and have stayed the same over the last 30 days. Kitsap's auto loans with APRs ranging from 5.74% to 5.94% , which have stayed the same over the past 7 and 30 days but are down from 60 and 90 days ago. Motorcycle loans have rates between 8% and 8.75% , showing no change in the last 7 and 30 days.
Sea Comm's auto loan rates range from 5.74% to 6.49% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are at 5.74% APR and have stayed the same compared to 7 days ago. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change. Recreational loans range from 7.99% to 9.99% , remaining steady compared to 7 and 30 days ago.
Lake Michigan has an auto loan rate of 5.74% APR today, which is no change from 90 days ago. Their other and recreational loan rates are both 7.49% APR with no recent changes reported.