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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Austin Telco's auto loan rates range from 5.54% to 6.49% APR today, which is up from 7 and 30 days ago. Motorcycle loans remain steady at 7.04% APR with no change over the past 7 and 30 days. Recreational loan rates also hold steady between 7.49% and 8.49% APR during the same period. Community Financial's auto loan rates range from 4.74% to 10.24% APR today, with no change from 7 or 30 days ago but down from 90 days ago. Recreational loan rates are between 7.24% and 10.24% APR, showing no change over the past 7 and 30 days.
Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Washington State Employees vehicle loans range from 5.05% to 14.74% for auto loans, which is down from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 6.22% and 24.54% , with no change in the past 7 or 30 days. Launch Credit Union's auto loan rates range from 5.09% to 5.59% APR today, which is up from 7 and 30 days ago. Motorcycle and recreational loan rates are between 7.25% and 7.75% APR, also up compared to a week and a month ago.
Suncoast's auto loan rates range from 5.09% to 5.59% APR today, which is up from 90 days ago. Motorcycle loan rates are between 5.85% and 7.75% APR and have also increased since 90 days ago. Other and recreational loan rates remain steady at 7.25% to 7.75% APR. Hudson Valley's auto loan rates range from 5.64% to 8.34% APR today. These rates are up compared to 7 and 30 days ago, and also higher than 60 and 90 days ago. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, with no change from 7 days ago but higher than 30 days ago. Recreational loan rates are between 7.09% and 10.04% APR and have stayed the same over the past 7 and 30 days.
Lake Trust's auto loans with APRs ranging from 5.64% to 15.94% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 7.24% and 18.49% , showing no change over the past 30 days. Financial Partners's auto loans with APRs ranging from 5.14% to 7.14% . These rates show no change from 90 days ago.