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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Dfcu Financial's auto loan rates range from 5.34% to 6.74% APR today, which is up from 7 and 60 days ago. Recreational loan rates stay the same at 6.74% to 7.49% APR compared to 7 and 60 days ago. Members Heritage has an auto loan rate of 5.49% APR today, which is unchanged from 7 and 30 days ago but up from 60 and 90 days ago. Their other loan rates range from 7.24% to 7.49% APR and have stayed the same over the past 7 and 30 days. Tlc Community's auto loan rate is 5.49% APR today, which is unchanged from 7 and 30 days ago but up from 30, 60, and 90 days ago.
Soarion has auto loans with APRs ranging from 5.49% to 5.89% , showing no change from 60 days ago. Motorcycle loans are at 6.99% APR with no change over the same period. Recreational loans range from 6.99% to 11.75% , down from 7.25% to 11.75% ninety days ago. Centris vehicle loans range from 3.99% to 6.99% for auto loans and 6.74% to 7.99% for motorcycle loans. Auto loan rates are down from 30 days ago but show no change from 7 days ago, while motorcycle rates have stayed the same over both periods. Recreational loan rates range from 7.24% to 11.24% and have not changed in the last 7 or 30 days.
Clearview's auto loan rate is 5.49% APR today, which is up from 7 and 30 days ago. The rate has increased compared to 60 and 90 days as well. Gte's auto loan rates ranging from 4.99% to 5.49% APR, which are unchanged from 7 and 30 days ago but up from 30 days ago. Their other and recreational loan rates remain steady at 7.74% APR. Global's vehicle loans with rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loans have rates between 7.75% and 15.25% APR, also with no recent changes.
Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same over the past 7 and 30 days. The recreational loan rate is 5.66% with no changes in the same time frame. Jovia Financial's auto loan rates range from 5.53% to 7.32% APR today. These rates are up compared to 7 days and 90 days ago, when they ranged from 5.28% to 7.07% .