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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Grow Financial's auto loans with APRs ranging from 5.05% to 18% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% , showing no change over the past 7 and 30 days. The Summit's auto loan rates ranging from 4.95% to 6.75% APR, with no change over the past 7 and 30 days. Recreational loan rates are between 6.45% and 6.95% APR, which is up from 7 and 30 days ago. Azura's auto loans with APRs ranging from 5.45% to 6.67% and motorcycle loans from 9.15% to 9.65% . Unchanged over the past 7 and 30 days. Recreational vehicle loans are also available with APRs between 8.61% and 10.08% , showing no change in the same periods.
University Of Wisconsin's auto loans with APRs ranging from 5.47% to 6.98% , which are unchanged from 7 and 30 days ago but higher than 30 days ago. Recreational loan rates range from 6.47% to 11.37% , also steady compared to 7 days ago and up from 30 days ago. A+'s auto loans with APRs ranging from 5.24% to 6.49% , showing no change over the past 7 and 30 days. Recreational vehicle loans have a fixed APR of 7.24% , which has also remained steady during the same periods.
American Heritage's auto loan rates range from 5.49% to 10.94% APR, which is up from 7 days ago and 30 days ago. Motorcycle loan rates are between 5.89% and 7.49% APR, also up compared to a week and a month ago. Recreational loan rates run from 6.49% to 9.49% APR and have increased since 7 and 30 days ago. Wings Financial's auto loan rates range from 5.49% to 7.99% APR, which is up from 7 and 30 days ago. Motorcycle loan rates are between 6.74% and 8.99% APR and have also increased since last week and last month. Other loan rates start at 5.99% APR and are up compared to 7 days ago.
Dort Financial has auto loan rates ranging from 5.49% to 6.49% APR, which are up from both 7 and 30 days ago. Motorcycle loan rates remain steady at 9.99% to 10.99% APR. Recreational loan rates also show no change, staying between 6.99% and 10.99% APR. One Nevada has an auto loan rate of 5.49% APR, which has not changed in the past 7 or 30 days. Recreational vehicle loans range from 7% to 9% APR and have also stayed the same over the last month. First Financial Of Maryland's auto loan rates range from 5.24% to 6.49% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates are between 6.25% and 7.75% APR with no change in the past 7 or 30 days. Recreational loan rates range from 6.25% to 8% APR and have stayed the same over the last 7 days but are down from 30 days ago.