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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7 and 30 days ago. First City has auto loan rates ranging from 4.99% to 6.74% APR and motorcycle loans from 6.75% to 8.25% APR. These rates show no change compared to 90 days ago. Recreational loan rates are between 7.25% and 9.25% APR with no change over the same period. The Golden 1 has auto loan rates ranging from 4.99% to 5.24% APR, with no change from 7, 60, or 90 days ago. Motorcycle loans start at 7.24% APR and recreational vehicle loans begin at the same rate, both also showing no change over the same periods.
Mountain America's auto loan rates range from 5.24% to 5.49% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 7.49% and 7.74% APR and have also increased compared to the past 7 and 30 days. Safe 1 has auto loan rates ranging from 4.99% to 15.24% APR, with no change from 7 or 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% APR, also showing no change over the same periods. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.
Nusenda's auto loan rates range from 4.99% to 7.75% APR, which is up from 7 and 30 days ago. Motorcycle loan rates are between 8.2% and 11.25% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates range from 8.75% to 9.5% APR and are down compared to a week and a month ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods.
University Of Michigan's auto loans with APRs ranging from 5.24% to 16.34% and motorcycle loans from 7.24% to 16.74% . Unchanged compared to 7 and 30 days ago. Other loan types have rates between 7.5% and 20.75% . City & County's auto loan rates range from 5.09% to 6.34% APR today, with no change from 7 days ago. Rates are up compared to 30 and 60 days ago.